For more than two decades, the couple had lived in their three-level house, where the elms outside blazed with yellow shades of fall and their four golden retrievers slept in the yard. The town had always been home, with a lazy river and rolling hills dotted by gnarled juniper trees.
Yet just before lunch on Oct. 23, Raymond and Deanna closed all their home's doors except the one to the garage and left their 1981 Cadillac Eldorado running. Toxic fumes filled the home. When sheriff's deputies arrived at about 1 p.m., they found the body of Raymond, on the second floor along with three dead dogs. The body of Deanna was in an upstairs bedroom, close to another dead retriever.
"It is believed that the Raymond and Deanna committed suicide after attempts to save their home following a foreclosure notice left them believing they had few options," the Crook County Sheriff's Office said in a report.
When I first heard this story I was overcome with emotion, realizing that I could have been a tragic story like Raymond and Deanna. My intentions are not to talk about me but to give creditability to what I am about to communicate. I have walked a few miles in their shoes so I have an understanding of what they went through, that is why I am passionate about this story. If you would like to read my story, Google, Starting Over At 49.
I left out one important fact of this tragic story of Raymond and Deanna. They were in the golden years of life. He was seventy one and she was sixty nine, they could have been my mother and father. At a time when they should have been depositing their wisdom and life experiences in others, or enjoying a fall day walking next to the lazy river that was near there home. This was not the case; instead they were living under the relentless pressure of debt and all the mental baggage that came with it.
Could any individual have prevented what took place in Raymond and Deanna home that afternoon, only God knows. Are there others, who are contemplating this tragic solution to debt by closing the door on their life, I pray not. When I hear something that stirs me like this I have come to understand this is where my passion in life lies, helping people. We as a whole often look out the window for someone else to do something but we must begin to look in the mirror to discover an answer not only to our problems, but to help others. Let me state clearly is their anything that I could have done to prevent this tragedy, I am not that arrogant to make that claim. But what I know and understand is personal finance, and possibly it is there where I could have made an impact on their tragic decision. I was in a similar situation where I lost every material thing I worked and dreamed for and it left me bankrupt and also in debt with over a half of million dollars to pay back. I made a choice to find a solution to my dilemma. During that period the record player in my head often would say Johnmark you only have a problem when there is no solution. At that point my quest was to find an answer.
The question I ask myself now is how can I prevent this from happening to the 519 Americans that are receiving foreclosure notices every month and the thousand of children who are now homeless. What I have discovered is a product called United First Financial. Did it perform a miracle, no but is gave me a avenue and direction where I can pay my 420,000.00 Mortgage off in 14 years without refinancing and only adding $25.00 a month to my current payment. Please understand I don’t claim to know everything and if there is a better way please contact me. But I have studied the so called experts like Dave Ramsey, and this system will out perform his hands down and it is guaranteed. Will Dave Ramsey give you your money back? No he will yell at you and make you feel stupid and tell you it’s your fault. Look folks if I can help you email me at jmridings@paidinfull.org or www.paidinfull.org and you’ll find a video overview of the program. Just a side noted after I saw the power of this program I became an U1st Financial agent. Remember Mortgage cancellation and debt cancellation can be achieved.
Thank you Ray Tamayo for your support.
Sincerely,
Johnmark Ridings