It is easy to spend money when you just have to swipe a card and it enables you to spend a little bit more than usual every month. However you could be making a big mistake, because making minimum payments only will barely put a dent in your debt and if you keep making charges on your credit card the debt will keep going up. Even with no new charges it will take a very long time to pay off the debt with minimum payments. The majority of your payment will be applied towards the interest and very little actually be applied to the principle.
There are some solutions if you find yourself in deep credit card debt. Try and call the credit card company and ask them to lower the interest rates. This actually does work sometimes, because the credit card company would rather have you pay off the debt than for them to write it off.
If you still qualify for a new credit card, find a card with introductory balance transfer offers. Paying 0% APR for 6-12 months means that all your payments will be applied to the principle and you can decrease your balances significantly during this period
Remember that you got yourself into debt because you spent more than you earned. Eliminate the unnecessary expenses and so you reverse the scenario to earn more than you spent. If you look at the finance charges that you incur in a year you will be amazed what you could have purchased if you had not been paying interest to the credit card companies.
Search and apply for a credit card with unsecured credit lines at a credit card comparison site and if you carry a balance getlow interest credit cards