The lowest in the hierarchy of precious metal named credit cards, silver credit cards have been around since the conception of credit cards in the mid-1950s. Today silver cards have been surpassed in prestige by gold credit cards and platinum credit cards...

Have you ever been faced with the worry that your son or daughter is off to college and you want to give them access to emergency cash without having to give them the actual cash – which they'll likely spend beforehand – but knowing by the time you wire t...

Many people love their credit cards. It's a fact of life and the figures bare this up. If you look at the rate at which UK credit card debt is rising it is quite amazing. Millions are being spent all day every day in an endless frenzy of spending. Pretty ...

In no particular order, the following are viewed as being the top 10 common credit card mistakes: 1. Applying for a card and limit you cannot afford to repay Most people have bad debt management skills and are swept away with the fact that they have...

While many people are with their bank because they're used to them or because it seems like an unwanted hassle to change accounts, there can be benefits to shopping around. And just because you keep your main account in one bank, there's no need to keep a...

When you approach a lender to ask for a loan, you can expect a certain formula. Mortgages are a particular type of loan – they usually involve larger amounts, are spread over a longer period, and are secured on your house. As is clear from looking at any ...

Here's the first mortgage term you should learn – Standard Variable Rate, or SVR. This is the interest rate you will be paying on the total amount you are borrowing. It is usually expressed as a percentage, and is different from an APR (Annual Percentage ...

Walk into any high street bank or building society and mention that you're looking for a mortgage, and you're likely to be bombarded with leaflets, if not hurried into a private office to meet their mortgage advisor. Mortgages are big business – and e...

Left unchecked, one of the worst feelings in the world is opening a credit card statement that you know you have no chance of making the minimum repayment, let alone paying off the entire balance. Times such as these are stressful and if ongoing can cause...

Although it is mostly industry practice to charge a variable rate of interest on outstanding credit balances at a certain percentage rate above Prime Lending Rate, it is possible, these days, to obtain a fixed rate credit card. So, when would you want to ...

Aside from all being precious metals; silver, gold and platinum also signify the difference between the various strata of credit cards available to cardholders. So, what's the difference between you having silver, gold and platinum credit cards? Beside...

Making sure that you pay the lowest rate of interest chargeable on your credit card usage is vital if you want to maintain an effective money management scheme. As such, knowing how to make sure you pay the lowest interest rate on your credit card should ...

Recent changes to the UK's quarantine laws mean that it is now possible for you to obtain a pet passport (under the government's 'passport for pets' scheme) and take your family pet away with you on holiday. However, before you run off down to your local...

As a nation we in the UK are becoming wealthier. With the rise in our overall wealth has come a desire to spend our money on certain luxuries we enjoy. And one of the boom industries when it comes to spending this money is on the second home – the cotta...

Have you ever wondered why sports cars cost more to insure than other types of car – even when the purchase price of the sports car is less expensive? If so, the following are the main reasons why this is the case. Car Insurance Group Categories Wh...