My life motto is Do unto others as you would have them do unto you. I have twelve years of experince in the mortgage business. I offer my clients professional mortgage advise. Nearly 95% of my business is from repeat customers and referrals. If you are looking for someone who is going to tell you the truth and not give you sugar coated and empty promises then you are going to want to work with me. I have been married for 27 years to the same wife and have four young productive adult children.