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James
Member since 08th October 2007

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Displaying 1 to 15 (of 20 articles)
Company liability insurance safeguards businesses from various allegations of negligence, but it may also protect them from having to absorb the fees associated with defending a frivolous lawsuit. While attention to quality control and seamless risk ma...
Many business owners have taken proper steps to insure against property loss and injury claims, the more traditional forms of commercial insurance coverage. However, they may have overlooked protecting themselves against claims of professional negligence....
Today, many small businesses operate without liability insurance – with the exception of the workers’ compensation insurance, which is required by law. In many cases, business owners simply want to cut down on operating costs, but in today’s climate...
The insurance climate is constantly changing. Costs for coverage fluctuate and new regulations are continually created. Though insurance claims can prove costly, operating a business without coverage, particularly in the information technology industry, c...
Business insurance coverage, and particularly Professional Liability insurance, is important in any business industry, but for those companies that provide IT services, it is critical. While General Liability insurance coverage addresses claims of bodily ...
Economies are constantly changing, and evolving. Whereas first they birth as a bartering system, they next take on a currency structure. This leads to a stock market, international trade, economic specialization, an industrial revolution, and forever co...
Many are under the inherent assumption that all contracts are the same, and that if it’s written down on paper, then the terms of the contract are clearly spelled out. Conversely, contracts aren’t simply about written terms, and represent a greater s...
Intrinsically, insurance is based on the principles of protecting a person or business from particular risks. This can include anything from natural disasters to theft to property damage. Yet, when it comes to business, the kinds of risk can be far m...
Licensed software, and the legal purchase of it, has unique legal contract obligations. Generally, the consumer owns any product they purchase. Although the seller may maintain certain responsibilities after the time of purchase, the consumer still owns t...
It’s simply human nature to think that no harm will ever come, or hit close to home. Unfortunately, things go wrong from time to time. Because the unexpected is possible at any given moment, it’s vital to have insurance, business insurance, liability...
The IT industry has been a high demand sector with respect to job growth for well over a decade now. Since the beginning of the high-tech boom in the late nineties, almost anyone with a background and education in information technology was guaranteed not...
Recently, home based businesses have been on the rise. The ease of starting up a company in the convenience of the home is an inviting temptation. Not only do you have an instant office, but going to work is literally a step away. Though there are a va...
If you are a small information technology (IT) business and finding it hard to get contractors to work with your company, maybe you are overlooking the importance of verified liability insurance. Having business insurance can really add a level of profes...
Today’s high tech businesses have insurance needs that were impossible to foresee a generation ago, when Internet insurance was unheard of and even inconceivable. The liability risks for an IT firm are particularly complex. Having property coverage for...
First, we need to make a distinction between an insurance “broker” and an insurance “agent.” In the insurance business, an agent is in partnership with one or more insurance companies. A dedicated agent has a contract with a single company, nor...