If you have a credit score below a 580 it might be extremely hard to get a FHA loan in this current lending market. But there are other options when it comes to getting government loan. Even though FHA will insure loans below a 580 credit score the second...

One very good reason to get a copy of your credit report and begin working to get your credit score as high as possible is the difference in interest rates you'll pay if you need to buy a new car. Research shows that a borrower with a score under 600 w...

It really is kind of scary to realize that strangers can pull your credit report and thus access your credit history - and that they use it to create a picture of your life. All they need is your social security number - and that isn't hard to get any ...

Sounds simplistic, doesn't it? Just pay down your debts, your credit score will raise, and all will be fine. But if you're in debt, there's probably a reason - such as spending in excess of your income. If you want to build a good financial reputation ...

Your lender rattles off the term as if everyone knew exactly what FICO meant. But most of us don't even know what the letters stand for. The first part is simple: The Fair Isaac Corporation. Sounds mysterious, doesn't it? What the heck is a Fair Isaa...

When you think of needing a good credit score, the first thing that comes to mind is buying a home. Next is buying a car, and third is probably the ability to get a credit card. It's true, a good score will help you in all those areas. Not only will it...

If your credit score was just lowered, how would you find out? There are so many avenues now to get your credit report it's actually pretty easy. But what if it actually was lowered to the point that it would really cost you on loans? This is where the co...

No, I don't mean you need to teach them grammar, math and geography. You can leave those subjects up to the school system and hopefully they'll learn what they need to know with just a little help from you at homework time. I'm talking about a subject ...

The hard way always seems to be the better way. I have been told there are two ways to do things in life, "The hard way and the easy way." I think most want to do things the hard way. When it comes to buying a house for the first time, there is process to...

With your Credit Score being the doorway to financial health I thought I would give some tips on what to avoid so your credit score is not affected. If your credit score is currently low I guarantee that you are paying too much to your creditors. Any busi...

Your life during a foreclosure might seem never ending. A foreclosure does affect your credit score report, but the good news is there is life afterwards. If you have fell victim to the Sub-Prim meltdown which caused you to loose your home, I will explain...

During the course of the day you may write a check at the grocery store, charge tickets to a concert, mail your tax returns, rent a car, and apply for a new credit card. Your probably don't think twice when you are doing these type of activities. An ident...

There is a lot of debate out there on when you should check your credit score report. I am sure you have read that you can get your credit report for FREE at www.annualcreditreport.com. Yes you can, but you...

If you need some quick cash but your credit score is not allowing you to get money from the bank, don't worry there is help. There is a new wave of loans where you can get loans between $1500 and $15000 deposited to your checking very quickly. If you have...

Do you want your credit score to plummet, go ahead and co-sign for someone. I personally believe this is a huge problem. With your credit score and credit report being the roadmap to financial health, the question is can you really afford to co-sign for f...