In times when inflation is on the rise and the economy is on the downturn, it becomes more important than ever to make sure our money is working as hard as possible for us. This applies regardless of the situation you are in. For example, you may h...

There seems to be no shortage of advertising for financial solutions and it’s hard to know which messages could be relevant to you and are worth looking into. High interest rates on savings accounts, low interest rates on credit cards and overdraft...

With the so-called ‘credit crunch’ wreaking havoc with the global economy, it’s probably safe to say that money is more of an issue than it has been in a long time for most people. Homeowners, in particular, have perhaps felt the squeeze m...

When the coach makes that big signing, it’s easy for fans to get excited. Remember the buzz around Chelsea when Roman Abromavich took over, brought in Jose Mourinho, and splurged on top players like Andrei Shevchenko, who cost the Russian business...

In 2008, having entered its second year, there seems to be little chance of the credit crisis easing forcing most financial analysts to re-evaluate their position and work out how severe it will get and how much longer it will prevail. Indeed, a rece...

In recent times the press has been full of reports of monetary doom and gloom. The credit crunch has undoubtedly been the talk around many breakfast tables across the UK and with predictions of a looming recession is there any silver lining to this c...

According to the IMRG, the industry body for global e-retailing, the online shopping market has grown more than 14-fold over the last eight years. One of the fastest-growing online retail sectors is electrical goods, which sold £204m of items in Nov...

With adverts about loans being commonplace on the TV, radio, magazines, online and in newspapers, it certainly appears that getting a loan is easy, while often also suggesting it’s a good idea to get into debt for the sake of a luxury holiday or a ...

If you've ever been in a non-fault incident - perhaps on the road, or at work - then it could be more than just yourself which is in pain; if the accident causes you to miss an extended period of work, or makes your working or day-to-day life more di...

It usually starts off during New Year’s resolutions; making promises that you will spend less and save more. More often than not, however, this claim normally lasts until the January sales begin and previous spending habits then inexorably continu...

Availing of a mortgage means many things to those who wish to be homeowners. For most, it means entering into a lengthy and detailed process that requires a significant amount of paperwork - much of which is used to prove the identity of the borrower...

Accidents happen all the time; occurring through personal fault, or as a result of others’ actions, they are a common factor of everyday life. Just look at the statistics: every year, according to the Citizens Advice Bureau, around 2.5 million peop...

Financial savings are vitally important. Not only do they provide a way to purchase the more expensive items in life, such as a car or house, but they also provide security against the unexpected. Savings are also crucial for those who are retired, s...

Broadly speaking, there are two kinds of people who choose to buy a house. There are those that buy with the intention of living in it, and then there are those that buy with the intention of renting it out. And whilst those who are simply seeking...

When we are young we don’t tend to think too much about planning for the future. We are too busy enjoying ourselves to worry about anything else. But sooner or later we do start thinking about how we should approach the next stage of our lives,...