Home Information Packs were originally deemed by Government to be the solution to the common problem of gazumping. HIPs were finally introduced last August in a bid to simplify the home-buying process. One of the main aims of the HIP legislation i...

Options for dealing with debt In the UK, there are four main options for dealing with debt: Debt consolidation - borrowing more money but reducing your monthly payment; Debt management plan - reducing your monthly payments without borrowing more ...