PAT testing is an acronym or abbreviation for Portable Appliance Test. In the United Kingdom it is the process by which electrical equipment and appliances are tested on a set timetable to ensure that they are safe for workers to use. The correct term for...

So you have received the child trust fund voucher from the government and chosen the supplier of your child trust fund account. So how do you make the investment grow into a decent amount over the 18 years it has to mature? I have listed the top ten t...

The criminal court process in England and Wales starts with an indictment. An indictment is the legal term for the criminal charges that form the basis of the trial. The prosecution of the indictment is generally carried out the Crown Prosecution Service ...

Writing a will – The Basics It appears that only about 50% of people over the age of thirty years of age have written a will. If you haven’t written a will then your estate (property, shares, cash, pets, etc.,) could either end up in the hands of t...

The use of voip services such as Skype has rapidly increased in recent years. The numbers using Skype has risen from roughly 11 million users in 2006 to over 32 million this summer. The majority of this use has been by individuals and not businesses. T...

Does Broad Band hold the key to economic development? Broadband connectivity is frequently seen as a key ingredient for a successful, innovative economy. The reach of the Ethernet network, the speed and number of users plugged into the network are seen...

ISA’s are a type of saving account in the UK. They are Individual Savings Accounts hence the term ISA. ISA’s where introduced in Gordon Brown’s first budget as chancellor in 1997. The ISA savings account replaced the TESSA and PEP accounts that had ...

Online Fraud a new Banking Virus? The advent of the internet has resulted in a whole new set of fraud related problems for the banking industry. In the past the issues resolved around, cash machines, credit cards and bounced cheques. The result, the ...

What is a Child Trust Fund? You have a new arrival in the family. A wonderful new addition, something that will enrich your life but there is so much to learn and you need to learn it quickly. One of the last things on your mind is the fund for univers...