Author Information
Alisha
Member since 23rd May 2008
Displaying 1 to 15 (of 19 articles)
18th November 2008
There's this trip you have been planning with your buddies for months but your wife wants you to buy her an expensive necklace on your wedding anniversary. What do you do now? Do you skip the trip you have long planned or do you displease your wife? Do ...
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23rd September 2008
An auto title loan allows you to raise finance using your car. This means that you can borrow money by putting your car up as collateral. The lender retains the title of your car until your loan is duly repaid. As with all other types of loans, an auto ti...
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12th September 2008
Auto title loans, also called pink slip loans, involve borrowing money against your car. However, this is a decision that should involve careful planning. Ask yourself the following questions before agreeing to sign over your car in exchange for a loan.
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09th September 2008
Obtaining a loan by using your car as collateral has several disadvantages. Read about these below, before you sign on the dotted line.
High interest
Taking a loan against your car will involve high interest rates, which you may not anticipate...
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09th September 2008
Taking an auto loan to buy a new car is accepted practice. It allows you to get the required amount of money to make a good purchase, and then pay off the debt later in installments. However, auto loans also carry risks that you need to guard against.
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08th September 2008
Using your car as collateral to get a short-term loan can be a good option for you if you need quick cash. You can continue to drive your car during the loan period, and as long as you repay the loan within the allotted amount of time, the transaction can...
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05th September 2008
What can you do if you need cash urgently, but don't have good credit, or think that getting a bank loan would be a hassle? A way out is to pawn your car.
In a car pawn, a car is used as collateral to receive a loan. The owner of the car gives his tit...
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01st September 2008
If you need fast cash and own a car, you may consider a car title loan. While this may seem like a quick fix to your money problems, this too-good-to-be-true solution has its share of problems. These are the disadvantages of a car title loan:
High i...
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31st August 2008
Your car may be one of the costliest assets you own. It is not only a prized commodity that helps you travel but can also help you arrange for instant cash by using it as security against a loan.
Your car title establishes your ownership of your car. I...
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20th August 2008
Auto title loans are a handy option when you have expenses to meet and you're short on cash. In this type of loan, a lender will lend you money using your vehicle as collateral. The best part of auto title loans is that you can continue using your car dur...
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18th August 2008
Unsecured loans are loans issued without collateral. This means that the loan is not given against any property belonging to the borrower. Thus, in the event of a default, the lender cannot recover his dues by taking possession and selling the collateral....
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15th August 2008
It's holiday season and you're in shopping mode, buying gifts for your family. You still have a couple more gifts to buy but you've exhausted your credit card balance. What do you do now? You can always use articles lying around your house, such as curios...
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09th July 2008
Taking a loan to buy something, a car for instance, is an accepted practice. When faced with a loan application, lending institutions such as banks typically evaluate the potential borrower's credit record. Also known as credit history, credit record is a...
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04th July 2008
Rob's old car stopped working and he urgently had to buy a new one. The only problem was that he didn't have the entire amount to make his purchase. He was falling short by $2,000. Then, Rob heard about title loans in California, which would allow his new...
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09th June 2008
Money is never enough. No matter how much you have, it's always less than what you need. We all need money urgently at times – to make repairs, pay medical bills or home rents, invest in a business, and so on. While money goes fast, you have to wait unt...
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