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Lender411
Member since 15th July 2008
Shannon Arnold is an article contributor to Lender411.com where you can shop for the lowest mortgage rates. Whether you are looking for fixed mortgage rates, variable adjustable mortgage rates (ARM), jumbo loans, interest only or even specialized mortgages such as bad credit mortgage or reverse mortgages, we will match you with qualified lenders that will provide you with online mortgage quotes.
Displaying 1 to 15 (of 101 articles)
23rd March 2010
A hardship letter is an important part of your loan modification request package. The purpose of the hardship letter is two-fold. In it you briefly explain the financial hardship that triggered your mortgage payment difficulty. That’s followed up by an ...
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30th October 2009
Can a 29-Year Old Single Male Get a Mortgage in Philadelphia Right Now?
Today I am off to begin an exciting new part of my life. No more roommates, no more parents, no more shared rooms, that is right… it’s finally time to get my own new place. I ...
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27th October 2009
Married Couple With A Newborn Needs A Mortgage Without a Lot of Money Down
Up to this point my husband and I have lived in a tiny apartment in attempts to keep our costs down. With all the saving he and I have been doing, it wouldn’t be hard to say ...
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27th October 2009
Can a Retired Couple In Their 60’s Qualify for a Good Mortgage Today?
My wife and I are at a time in our lives when we are looking to live the good life. As seniors we are ready to start a new beginning and truly enjoy the twilight of our lives tog...
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27th October 2009
Mission: Can a Military Vet couple Get a VA Loan in the New Economy?
Up until this point I have typically lived with friends to keep the cost of living under control. In general my boyfriend had very little bills as well because he was on active duty ...
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26th October 2009
Can a Recent Divorcee Get a Mortgage in Now a Days?
For a decade and a half I have been living with my ex husband. I worked hard all day, cooked for him when he came home, and did all I could to make him a king but unfortunately I was not his queen. N...
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26th October 2009
The Meaning of Mortgage Loan Modification
In this day and age many can't afford to make their mortgage payment. I personally know many who are in this situation. My answer for this is loan modification. A loan mod gets helps you make your house payment...
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19th October 2009
The Effect of Credit Inquiries on a Credit Rating
It is a well known fact that credit inquiries can have an adverse effect on a credit rating, but not all inquiries weigh equally. Moreover, some credit inquiries actually have no impact on the...
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16th September 2009
A streamline refinance option is not open to a lot of consumers. It is a privilege of those consumers who currently have an FHA insured loan. For this reason, a good many consumers initially opt to check out FHA loan products rather than one of the var...
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16th September 2009
When a credit inquiry is noted on your account, it essentially notates a would-be creditor’s request to take a look at your use of credit. This kind request needs to be permitted by you, and when you apply for credit, you usually sign a document that...
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20th August 2009
When you seek out new credit, you automatically give the potential creditor permission to request a copy of your credit profile. As the creditor does so, a credit inquiry is notated on your credit file. There is some confusion over credit inquiries, their...
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20th August 2009
If you are in the market for a refinance, you have undoubtedly heard about the various loans that are currently offered by lenders. There are adjustable rate mortgages, those that feature balloon payments, loans which offer substantial cash-out options, a...
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12th August 2009
Getting Up Close and Personal with Your Credit Score
Do you know what your credit score says about you? Undoubtedly you are quite familiar with the need for having a credit report devoid of bad notations, such as missed payments or repossessi...
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12th August 2009
What is a Streamline FHA Mortgage Refinance?
Streamlining is not really a term that explains the loan product so much as it refers to the amount of paper that the borrower is required to provide to the lender. Generally speaking, the amount o...
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08th August 2009
In addition to providing a listing of your past and current use of credit, your credit profile also provides the information needed to calculate your credit rating. The credit rating – much more so than the various accounts contained in the credit fi...
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