Author Information
Donald Lusan
Member since 18th September 2005
Occupation: Webmaster
The author has spent most of his adult life in the life insurance Industry. His is knowledgable in every area of the life insurance selling. He spent 15 of those years with Northwestern Mutual Life Insurance Company, now Northwestern Mutual Financial Network.
Displaying 1 to 15 (of 17 articles)
13th August 2008
What is term insurance? This is one of the questions I get from time to time. People want to know how it works. What are the advantages to owning a term policy? What are the disadvantages?
Term insurance is simply a policy designed to take care of a sp...
Views: 0
08th May 2008
Your spouse dies and you are aware that s/he had a sizable life insurance policy. You welcome your new acquired wealth but you are not certain how to handle it. For someone accustomed to handling large sums of money there is no problem but for the average...
Views: 0
26th March 2008
Is no exam life insurance a new thing? If you read some of the writings on the subject you would think it is. The fact is that the idea is not new at all. Life insurance companies have been issuing policies on a non medical basis for a very long time. The...
Views: 0
25th March 2008
Why do people buy life insurance? We work hard for a living. Sometimes the income earned affords us a comfortable life. In other cases we just barely make ends meet. Why then should we purchase a product that pays when we die? In some cases these policies...
Views: 0
13th February 2008
No Medical Exam Life Insurance. What is going on here? Is this new? The way people act one would think that this is an entirely new idea. The fact is that the "no medical exam" idea is not new at all. It has been around for years. In recent years, however...
Views: 0
01st February 2008
The effect of life insurance after the death of a breadwinner can be interesting to observe. I guess it would be best to first look at the situation without life insurance. A hypothetical example may also help.
Jim is age 42, married and has 2 children...
Views: 0
01st February 2008
Whole life insurance is the plan of choice for many people. There are many variations to this plan. It may be a good thing to look at some of them. We will begin by examining the basic whole life policy.
Whole Life Insurance
What is a whole l...
Views: 0
01st November 2007
Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case. Surely we take car...
Views: 0
27th September 2007
We all know that at some point in our lives the prudent thing to do is to buy some life insurance. Some people have definite ideas as to the type and amount necessary to fulfill their needs. Others find themselves in a decision making dilemma. These peopl...
Views: 0
16th August 2007
Consider mortgage protection insurance. Have you ever given it any thought? Do you think it would be useful? Do you know how it works? Are you aware of the many options you have as far as the types of mortgage protection policies available?
Perhaps the...
Views: 0
02nd August 2007
It is unfortunate that when you get a whole life insurance quote online much of the important details are omitted. The average person knows little or nothing about this policy. If people had more information they could make a more informed decision on wha...
Views: 0
23rd July 2007
Guaranteed term life insurance. One of the more loosely used terms when selling most any product is the word "guaranteed". Sometimes there is a measure of validity to it, sometimes not. Fortunately for the life insurance buyer the phrase "guaranteed term ...
Views: 0
11th July 2007
Let us take a look at the 10 year, 20 year and 30 year term life insurance policies.
You know, you have a bunch of great policies that the public can choose from, however, for some reason there are certain ones that just stand out. They tend to stand w...
Views: 0
05th January 2006
A partnership is fairly simple to set up. Two or more people get together with the intent of going into business; they get the appropriate licenses and file the necessary papers with the State and you are in business. When the areas of expertise of these ...
Views: 180
05th January 2006
Whole life insurance even though it is not the least expensive life insurance policy you can buy can still fulfill the needs of some. Why some people have such an aversion to this policy I will never understand. Term insurance is also good insurance and c...
Views: 153
