Author Information
Steve Gillman
Member since 16th January 2006
Displaying 1 to 15 (of 211 articles)
21st August 2008
The bad news is that your low ball home offers are not likely to be accepted. The good news is that they work anyhow. Let's look at why that is.
Most real estate sells for a bit less than the asking price, but a "low ball" offer on a home is one that's...
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23rd July 2008
A bad credit rating is usually considered a problem, but is it always so? Are there circumstances where it can be beneficial?
Credit is a tool that has to be handled with wisdom to be of value. Being able to borrow money or get credit cards doesn't aut...
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20th July 2008
The following types of homes are not differentiated by whether they are brick or wood or Victorian or modern. This is about the different purposes a house can serve according to your situation and goals. Which one is right for you? Maybe the advantages an...
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30th June 2008
Most new investors in fixer uppers have the basic idea that you buy a house in need of some repairs and cleaning, you fix it up and sell it for a profit. That's a good start, but how do you know if there will be a profit, and what changes to make? Many in...
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26th June 2008
There has been a lot written about the mechanics of how to buy a house. You get prequalified for a loan, then perhaps preapproved, and then you look for a home, make an offer, have inspections done and so on. Many people can help you through the process. ...
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23rd June 2008
When considering renting versus buying a home, forget the biased advice of those who think it is always better to buy. Instead, consider the important questions you need to ask. Here are four of them.
1. How long will you be there?
Generally, if you...
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20th June 2008
You think it's time that you get a raise from your employer, but how do you go about it? Do it wrong and you may make things even worse. How do you do it right? Try the following five-step process.
1. Make sure you deserve the raise.
It may seem too...
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30th May 2008
You probably already know you should get several quotes on your homeowners insurance before buying. The difference in cost from one company to another can be significant, and checking rates is easy either by phone or on the internet. The problem comes in ...
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27th May 2008
There are many more than five kinds of residential rental properties depending on how you classify them. But from the perspective of basic investment differences, there are five types that come to mind, each with their own problems and advantages. The fir...
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23rd May 2008
You might think that used car finance simple involves a dealer, a bank or other lender, and a down payment on the part of the buyer. That is how it works in some cases, but it gets much more creative than that. Let's look at a real life example, and see w...
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22nd May 2008
If you are like most people, when you think about how to make money, you think about the specific jobs, businesses or schemes that will bring in the cash. But while there are many ways to make it, all these ways have their examples of success and failure....
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21st May 2008
Home improvements are made for a variety of reasons. Sometimes those reasons are confused in the mind of the homeowner. That explains the first of the common mistakes listed below.
1. Not Being Clear About Your Purpose
With any home improvement, you...
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20th May 2008
Buying a home is often a stressful process, because it is usually the single largest purchase of your life. Even if it isn't your first house, it's easy to make a mistake that costs you hundreds or thousands of dollars. Here are three common mistakes to a...
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07th May 2008
Want to have more creative concepts for your business, job or home life? Practicing can help, especially if it is with others. The first time you brainstorm with a group of creative people, you might feel like you are mentally slow, but soon you'll find t...
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06th May 2008
So you want really cheap housing? Whether you are buying or renting, here are five ways to find a home that costs you less. Those are followed by a list of the real expenses you need to compare your options fairly.
If you can live where you like, you c...
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