Credit card usage has changed significantly since they were first introduced to the UK just over 40 years ago and now a new technological development is set to further alter the way people use their plastic. There are currently over 31.6million credit ...

There was once a time that equipping an office with all the essentials meant purchasing a lot of different hardware and then trying to find a suitable space for it all. With the advances in technology it’s now possible to combine your essential day...

The internet has perhaps had more influence on modern culture than anything else. It has shaped the way the entire world interacts and communicates with each other and it enables a far greater level of autonomy, as people no longer have to rely on â€...

Much of modern life centres on the notion of ‘living for today’ and not worrying too much about what tomorrow may bring. And to an extent, this attitude is based on sound principals given that much of what the future holds is completely outwith o...

Although they’ve had hard times for the past few years the tide is finally turning in favour of savers and investors, and rather perversely it’s due to the onset of the credit crunch. Many retired people reliant on monthly interest payments to fu...

Although they’ve had hard times for the past few years the tide is finally turning in favour of savers and investors, and rather perversely it’s due to the onset of the credit crunch. Many retired people reliant on monthly interest payments to fu...

For most people a mortgage is the biggest sum of money they will ever deal with in their life. With this in mind it’s important that the right mortgage product is chosen not just for the short term but also the long term too. Many mortgages have ti...

Following the recent credit-crunch, caused by the 2007 American sub-prime mortgage crisis, banks have become increasingly wary of entering into mortgage deals with consumers. The number of approved mortgages in the UK dropped to an all-time low in ...

While many businesses start life by doing everything for themselves, there comes a time when it isn’t the most cost effective way to carry on working. If you find you are starting to struggle to get everything done each day, then it might be time ...

Whether you’re applying for a personal loan to fund a dream holiday or a new family car, switching credit cards to consolidate debts, to take advantage of a 0% introductory offer, or whether you’re a first-time buyer looking to mortgage your new ...

If you have ever been stuck in a traffic jam (and who hasn’t?) you will know exactly how frustrating it can be. You’ll be sitting bumper-to-bumper with dozens of other cars and nothing to do except sit and wait for the queue to start moving. ...

You are not alone if, like many UK consumers, you are anxious to consolidate your financial situation to fend off the anticipated hard times ahead. But, do you realise just how important your personal credit rating is when it comes to applying for mo...

Only one year after being the target of an abortive take-over attempt by London insurer Revolution, Standard Life has stunned market analysts by announcing a 64% rise in its profits. In addition to the announced annual results it was the best perf...

With-profits funds had suffered a decline in popularity over the last decade due to stock market uncertainty and doubts about the value of the product. However, now could be the ideal time for savvy investors to reconsider investing in them, accordi...

According to newly unveiled research almost two-thirds of UK mortgage holders have no life cover, and half of those who do are inadequately insured to cover the outstanding balance of the home loan. These findings have prompted real concern at the...