Author Information
Stephen Snyder
Member since 05th October 2006
Stephen Snyder is the founder of the After Bankruptcy Foundation a non-profit organization that helps people recover after bankruptcy the right way. He has helped thousands of people obtain a mortgage after bankruptcy and a low interest car loan after bankruptcy.
Displaying 1 to 15 (of 26 articles)
21st August 2007
The first order of business...eliminate the problem that led you to file in the first place. Unlike the government—who can print more money when they get in a bind—we don't have that luxury to get out of our dilemma.
This first step to bankruptcy r...
Views: 0
07th August 2007
I was in a rare fit of anger.
Last summer I got so mad at American Express, I closed a personal credit card account that I had just opened with them.
The lady I spoke with at Amex was a complete idiot...and clearly working in the wrong department. I...
Views: 0
20th July 2007
Credit held jointly can haunt you...especially after a divorce. With the divorce rate as high as it is (about 43% of all first marriages end within 15 years according to a study by the National Center for Health Statistics) be sure of your long-term relat...
Views: 0
16th June 2007
One of the most important ways to achieve and maintain excellent FICO credit scores is to carefully manage your revolving credit.When I say, "revolving credit," I'm referring to any credit account you have where the monthly payment can vary. Credi...
Views: 0
05th June 2007
I couldn't believe what I was seeing.I recently reviewed my wife's FICO scores and I nearly fell out of my chair...they suggested she was carrying balances on her credit cards that were too high.What?!It couldn't be...she never car...
Views: 0
22nd May 2007
Imagine this...You walk into a department store to purchase something you need. Then the friendly young person at the cash register says, "You can save 20% off your purchases today if you apply for our store credit card right now."Save...
Views: 0
21st May 2007
Imagine this...
You walk into a department store to purchase something you need. Then the friendly young person at the cash register says, "You can save 20% off your
purchases today if you apply for our store credit card right now."
Save 20%? Wow!...
Views: 0
04th May 2007
“...I'm sorry, my bank cannot help you. You're listed in ChexSystems...”
My wife and I just moved from South Bend, Indiana to Indianapolis. We needed a checking account. We both wanted a fresh start after bankruptcy, and opening a new checki...
Views: 0
27th April 2007
You know that one of the fastest ways to increase your credit scores is to simply increase the credit limits on your credit cards. But how and when do you ask for credit limit increases? There's a right way to do it and a wrong way.Increasing Y...
Views: 0
19th April 2007
"...My wife and I purchased our FICO credit scores the other day. I was shocked to discover her credit scores were a lot higher than mine! Why? I make more money than she does, and almost all the credit is in my name..."I hear this all the ...
Views: 0
19th April 2007
"...My wife and I purchased our FICO credit scores the other day. I was shocked to discover her credit scores were a lot higher than mine! Why? I make more money than she does, and almost all the credit is in my name..."
I hear this all the time. It's ...
Views: 0
02nd March 2007
I have yet to find credit reports offered online that are easy to order and provide all the information you need.And, this is probably going to ruffle a few feathers, but it's true...even the free reports offered on the new federally mandated webs...
Views: 0
20th February 2007
"One of the quickest ways to increase your credit scores is to increase your credit card limits."Pretty simple, huh?Now let me explain why something so easy can have such a great impact.Let's imagine you have 10 credit cards...
Views: 0
20th February 2007
"One of the quickest ways to increase your credit scores is to increase your credit card limits."
Pretty simple, huh?
Now let me explain why something so easy can have such a great impact.
Let's imagine you have 10 credit cards each with a $1,000...
Views: 0
01st February 2007
A credit inquiry is nothing more than a record of who pulled your credit reports and when. It's a federal requirement for the credit reporting agencies to keep a comprehensive record of these inquiries for 24 months.Some inquiries lower your credi...
Views: 6
