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JamesQuinton
Member since 12th April 2007

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Displaying 1 to 15 (of 44 articles)
Continued… The bank should send you a reply within two weeks. If it doesn't, write again and make a phone call straight away. The best result at this stage is the bank deciding to give you a full refund, if it offers only a partial refund, refuse it...
This week Peter Hain was announced as the new Work and Pensions Secretary, replacing John Hutton. One of the first issues the new Minister will need to tackle is the growing regulatory burden currently facing workplace pensions schemes. Many put the b...
With interest rates now up to five point five percent and another interest rate hike expected in August, it is not surprising that only one in ten first time buyers are currently making it onto the property ladder. The situation is further confounded ...
When a person opens a bank account or takes out a credit card they enter into a contract. Bank charges for going overdrawn or for bounced cheques are the equivalent of a charge for breach of contract, known as liquidated damages, and the courts can enforc...
Continued… The bank should send you a reply within two weeks. If it doesn't, write again and make a phone call straight away. The best result at this stage is the bank deciding to give you a full refund, if it offers only a partial refund, refuse ...
In the last year Brits have been landed with almost £49 billion of bills they weren't expecting, costs that could be covered with secured loans. Four in five of us were hit by a bill we didn't see coming, according to Abbey, with half of us covering t...
To pay for their summer holiday, twelve million Britons will slip into debt, with more than the a quarter using credit to pay for their break. For some they would rather get into debt than not have a holiday at all and will take out a loan, use their ...
Mortgage Approvals Fall The number of new mortgages being approved has fallen to a twelve month low. One hundred and seven applications were approved in April down from one hundred and eleven thousand in the previous month. High interest rates have...
In today’s climate of high house prices, many homeowners are considering releasing the equity in their homes with a secured loan on the value of their property. But as popular as they maybe to fund home improvements, holidays, cars or consolidat...
The average cost of getting married now stands at £17,500 and is rising by 10% every year. For most couples seeking financial assistance is a normal constituent when planning a wedding, either traditionally through relatives or friends. But many decide t...
With interest rates now up to five point five percent and another interest rate hike expected in August, it is not surprising that only one in ten first time buyers are currently making it onto the property ladder. The situation is further confounded ...
This week Peter Hain was announced as the new Work and Pensions Secretary, replacing John Hutton. One of the first issues the new Minister will need to tackle is the growing regulatory burden currently facing workplace pensions schemes. Many put the b...
A recent report has found that there are drastic differences between unauthorised overdraft charges levied by UK banks. For example going £60 overdrawn will result in charges of £25 to £133 depending on the bank. The lack of consistency in charges be...
Estate agents have long been the bane of home sellers who are wary of the value of service that they, the estate agents, offer. With the proliferation of the internet (it is estimated that eighty nine percent of buyers use the internet when conducting...
Gordon Brown has announced that he plans to commission the building of five ‘eco towns’ on former industrial brownfield sites to avoid swallowing up the countryside or green belt land. The proposed new developments will provide up to two hundred thous...