Author Information
Martin Sumner
Member since 24th April 2007

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Displaying 1 to 15 (of 43 articles)
Through their own mismanagement or through misfortune, many persons find that they have become trapped in bad credit. This may occur because they have recently gone through a divorce, or because their property has been destroyed in an accident, or because...
Tenant loans are on the rise in the UK, which has made the process of obtaining quotes and comparing products much more efficient for non homeowners. Tenant loans are unsecured loans designed specifically for the needs of those living in homes that they d...
Tenant loans were non-existent not that long ago. The rapid development of the credit industry in the UK has contributed to an influx in new loan products and wider spread acceptance of borrowers. Among the new inventions of the modern credit sector, the ...
The increased rivalry among creditors and the expansion of lending products offered online has given rise to more borrowing opportunities for borrowers faced with bad credit. Once upon a time, a county court judgment, bankruptcy, or other adverse credit e...
With many personal loan products, borrowers must provide the bank or lender background on the purpose or intended use of loan funds. This is to help the lender determine if the investment or loan is a worthwhile cause. However, when borrowers secure their...
The reality of life from a financial perspective, for many people, is that of living paycheck to paycheck. This means that for the vast majority of middle-class income earners, the ability to meet basic monthly expenses and even a few minor unforeseen rep...
Whereas homeowners and property owners can use their property as leverage to get a better secured loan, non-homeowners do not have the same luxury. However, there are a growing number of providers offering strong tenant loan opportunities that give greate...
It was not that long ago that tenant loans were unheard of. In order to benefit from a good loan opportunity, a borrower had to own a property that could be offered as collateral for a loan. This secured loan set up reduced the lender's risk, motivating t...
Due to natural changes in the UK credit market, borrowers that have adverse credit history and rating have much greater access to reasonable loan rates than ever before. Statistics show that about one fourth of all UK borrowers have experienced some type ...
Borrowers with bad credit find it much more difficult to get great rates and terms on loans and credit cards. Lenders assess the risks of lending to consumers using credit history and credit scores. The level of risk posed by any given consumers dictates ...
Payday loans offer budget-conscious people access to cash at times when it is most needed. For people living from paycheck to paycheck, this type of loan is important. A payday loan is a short-term loan that essentially funds emergency situations, such as...
There is no doubt that borrowers with excellent or good credit ratings have great opportunities to obtain advantageous and lower cost loans. However, borrowers with bad credit are finding more than ever, that there are financing opportunities for them as ...
Average consumer credit card balances and revolving debt balances continue to rise to new highs in the UK. More and more, consumers are relying on credit to fund purchases of items that they cannot afford to pay for with funds or cash on hand. While the a...
When people find themselves faced with expensive car repairs, an unexpected bill, or another type of emergency financial need, the situation can become very stressful if they do not have ready access to the funds required. Payday loans were developed as a...
There are many reasons why consumers take out loans. Two of the most common types of loans used by most consumers at some point during their lives are homeowner loans and motor loans. Mortgages are required by most home buyers who need financing to help c...