If some predictions are to be believed, notes and coins could be a thing of the past by no later than 2012, as debit and credit cards become more and more ubiquitous in 21st century consumer culture. But even if such predictions are a little premature, th...

It’s easy to whip out a credit or store card to pay for something, but knowing what you will be paying in interest is vital if you do it all the time. Here are some tips to make sure you stay on top of things. One of the best ways to manage a larger...

Despite the prevailing economic conditions in the UK there are still various credit card deals that are currently on offer. However, if you are in the market for a new card, perhaps look at the entire offering before signing on the dotted line. That is be...

The global credit crisis of recent times is making many people take stock and focus a little more on the things they really value. Needless spending is being curbed and people are more aware than ever of their personal finances and what the implications t...

Have you felt the pressure caused by the credit crunch yet? Depending on how high your mortgage payments are, you might well start to before long. Some people are already finding that the mortgage they took out when everything looked rosy is starting to...

It is a time of year that everyone looks forward to, which is heading off on holidays; whether it’s a welcome chance to relax, to explore somewhere new or to return to a favourite destination. There’s more choice about where to go than ever and since ...

Opening a current account is usually a straightforward process, but if you are considering opening one there are a few things that can make the application process run smoother. First of all, consider what you really want to use the account for. It mig...

Having a current account to help keep your money safe and pay bills is something most of us just take for granted. How easy it would it be to cope financially if these accounts were no longer available from banks and credit cards just simply didn’t exis...

Everyone has different opinions of what is considered valuable. For some people, valuable can be the latest HDTV, digital camera, games console or even plush furnishings such as recliner chairs and deep-pile carpets. For others, valuable can be the anti...

Frequent travellers have long benefitted from mileage loyalty benefits offered by airlines and from points and other reward schemes offered by credit card companies. Now they can also cash in if they take advantage of the offers available from operating ...

Setting some money aside for savings may be a lot easier than many people think. Topping up a savings account seems easy if you have cash to spare each month but don’t despair if you can’t see where extra cash can be freed up as there are savings-sav...

Perform a cursory check on the internet and you’ll find a proliferation of gadget websites that aim to marry excited ‘girls and boys’ to all the ‘latest toys’. All the latest ‘must-have’ items are proudly displayed online where people ‘vir...

Turn on any TV or open any newspaper, and before long you'll be faced with an advertisement for a personal loan. With so many loan products and providers on the market, each catering to a different demographic, it's important to consider several factors ...

Whenever new technology makes a universal impact the business world soon finds a way of harnessing it to suit its own and also its customers’ ends. That axiom is particularly true in banking which as an industry tends to be a keen ‘early adopter’ wh...

In the wake of taxpayers discovering that their money may be at risk following the government’s £24bn rescue of Northern Rock, people up and down the country were shocked and worried to learn about the apparent loss of sensitive data on over 25 million...