When you are in serious debt and looking for help the last thing you want or need is to spend your time chasing people for help. Since you probably want to speak to someone privately without your colleagues hearing what you have to say, it is importan...

The way in which personal debt is escalating in the UK is a cause for concern. In 2006 the Citizens Advice Bureau reported that the average total household debt was £13,153, an increase of as much as 30% in the last three years*, and early figures for 20...

All too often when you first get into debt you start off unable to believe that it is really happening to you. You can’t understand how you could have got into this situation and there’s a real temptation to hide away and hope that your problems will ...

Much has been posted on blogs, forums and message boards on the subject of IVA fees. These threads suggest that there is a lot of confusion on the matter and that this is discouraging some people who might benefit from IVAs from finding out more. This ...