There is little doubt that over the past year interest rates on borrowing in the UK have rocketed, and many people have been forced to pay a fortune in interest on their borrowing. However, it seems that whilst lenders are always quick to bump up inte...

Most of us have heard enough of the doom and gloom that has been going on in the financial markets of late, but some of us may have been on the receiving end of the financial problems, having received rejections for finance deals such as loans and credit ...

It seems that no sooner have you finished paying off the bills and costs for last Christmas, suddenly this Christmas seems to be looming up around the corner. The time of year is upon us once again when we have to start thinking about how to fund the cost...

Recently the Prime Minister, Gordon Brown, and the Chancellor, Alistair Darling, announced that the base rate in the UK was being cut by 0.5% in a surprise move a full day ahead of the scheduled Monetary Policy Committee meeting, which is where the intere...

Many people in the UK have more than one credit card, and in some cases people decide to use one of their credit cards for regular use and another for emergencies only. However, it is important to remember that having a credit card account that lies m...

With October already upon us many people may already be starting the dread the annual Christmas spend, with everything from expensive food and drinks to clothes, gadgets, and gifts to be purchased. For many, especially in the current financial climate...

Whilst some people, such as those with bad credit, may always have experienced problems when it comes to getting a credit card, over recent months a greater number of people may have found themselves being turned down for credit cards due to the current f...

Switching credit cards to suit your needs and more importantly ease the strain on your pocket has become increasingly common over recent years, and in fact has become so popular it has created a new breed of credit cardholder known as the rate tart. M...

There is no doubt that the global credit crunch that has seized the UK over the past year has had a profound effect on the financial markets, and getting any sort of finance has become increasingly difficult even for those with pretty decent credit in som...

More and more of us these days make a range of purchases online, and whilst some of these purchases may seem small and insignificant, others can be far more costly, such as tickets to events, flights, and more. Being able to make purchases online offe...

Credit card fraud has become a major problem over recent years, and every year many people fall victim to this type of fraud. Often this is through no fault of their own, but in some cases the reason why people fall victim to credit card fraud is beca...

Partly fuelled by the global credit crunch, which made its way across from the United States last summer, a number of radical changes have occurred in the UK when it comes to the housing and finance sectors over recent months. House prices have been f...

As we all know the global credit crunch still continues to wreak havoc in the financial markets, and for the average consumer this means that there has been an increase in borrowing costs when it comes to loans, credit cards, mortgages, and other forms of...

There is little doubt that over the past couple of years many banks have been hiking up the fees and charges on their credit card products, and people that are not as financially savvy as others have been left to pay the price. It seems that over recent m...

With the six-week school holidays looming up around the corner many parents may now be thinking about planning a holiday abroad for the family, although many may decide to opt for a holiday within the UK or simply for a selection of day trips as a result ...