That first time is always a big deal. The first word, the first day at school, the first date, the first car -- these are moments that become a part of us. Once we have crossed these milestones, we just keep on moving ahead. You just move on towards the f...

You will definitely be attacked by financial jargon if you ever go loan shopping. We discover terms like "Agreement in Principle" and "Adjustable Rate Mortgages" to "Credit History" and "Equity Release". Going to get a loan is like learning an entirely di...

Most of us are now quite conversant with the concept of payday loans. If you immediately need some cash much in advance of your payday, it is quite respectable to look for help to a bank that provides payday loans. This is quite a change from the old days...

Cash crunches are aspects of our lives that we cannot completely separate ourselves from. No matter how good you are with your finances, you have to learn to cope with going flat broke mid-month. Going broke at the worst of times is something that we all ...

How would you begin your house-buying quest if you were so inclined? You look through a series of mortgage loans. How do you decide which is the best mortgage for you? That would depend on how much you would be needing to buy the house and on the rate of ...

Try investing in property if you are hoping to provide security for your future. With real estate prices continuing to rise upwards, it certainly seems like a great idea to put your savings into buying a house. You never know what tomorrow might bring, an...

These days buying a house is like gaining a degree in finance. Thanks to the fact that many of us are unable to afford a house all on our own, we have to do the rounds of the various loan providers. Coming across great loans and mortgages from the million...

There does not seem to be any end to the number of mortgages these days. If you want to buy a house, it is likely that you will be flooded with plans from all kinds of finance companies and loan providers as they try to bait you. Each loan provider will a...

In my point of view, one should not drive without car insurance My own car is very close to my heart because I spent a large chunk of my income when trying to buy it. So I have made a conscious decision to get the very best in insurance for my car. One ne...

I always have a large number of doubts when it comes to signs that proclaim "Zero Percent Interest" or "Flat Fifty Percent Off". The only thought that runs through my mind at those times is: "Where is the catch?" There usually is a catch. The question is:...

It is so easy to recognize newly married couples. Even the ones that do not walk around like Siamese twins have a twinkle in their eyes and a glow on their faces that gives them away. Of course, once the honeymoon period is over, the issues of daily life ...

In this age of global communication, most of us look to our good old credit cards to pay our bills for us. No matter how many zeroes appear against the amount on the bill, we know that our piece of plastic will take care of it. Hand it over to the sales p...

Think of money lenders, and the first name that comes to mind is that of Shylock, the Jewish money lender in Shakespeare's popular drama, The Merchant of Venice. Shakespeare's money lender characterized the old stereotype prevalent at the time that money ...

If you are fortunate enough to be the owner of a house, you will notice that getting loans is much easier. You might ask: "Why should I be looking for loans?" Why? Well, there are many other expenses that you will encounter: education, travel, renovations...

It is the rented houses that we inhabit that become home till we finally save up enough money to buy one of our own. Not that there is any great problem in staying in a rented apartment. But there is always that niggling feeling that this is not our own p...