Personal loan interest rates are continuing to increase even though the Bank of England has cut interest rates 3 times in the last 6 months. The fact that personal loans or unsecured loan interest rates have increased by up to 1 per cent is quite stagge...

You might wonder why or how the credit crunch can continue to affect the everyday finances of people in UK? Don't forget it's not just the fact that the cost of living continues to soar; lenders are now putting limits on the level of credit we have availa...

You might wonder why or how the credit crunch can continue to affect the everyday finances of people in UK? Don't forget it's not just the fact that the cost of living continues to soar; lenders are now putting limits on the level of credit we have availa...

Industry experts had predicted the interest rate hold but it surely is becomming harder for the Bank of England to make these rate setting decisions. Rising inflation means that food prices and fuel prices are rising and the Governmnets target for infl...

Industry experts had predicted the interest rate hold but it surely is becomming harder for the Bank of England to make these rate setting decisions. Rising inflation means that food prices and fuel prices are rising and the Governmnets target for infl...

In the test case against UK banks overdraft charges, it was ruled that the OFT (Office of Fair Trading) can decide if bank overdraft charges are unfair or not and this means it's up t...

Almost every edition of lunchtime and evening news headlines on the TV has finance related news these days, the financial markets are plumeting and every month, sometimes every week, another bank asks for additional funding. RBS are the latest bank to adm...

Almost every edition of lunchtime and evening news headlines on the TV has finance related news these days, the financial markets are plumeting and every month, sometimes every week, another bank asks for additional funding. RBS are the latest bank to adm...

your credit rating is basically your personal finance history, whatever accounts and forms of credit you'd had in the past and any missed payments, defaults or notices on th...

your credit rating is basically your personal finance history, whatever accounts and forms of credit you'd had in the past and any missed payments, defaults or notices on those accounts are marked on your credit rating. Finance companies use credit report...

With house prices falling by 2.5 per cent in March 2008 you might think the whole country is on the verge of meltdown, but what does it really mean for us? The media may as well start saying that anyone with a mortgage is financially doomed, but are they ...

I'm thinking of buying a car soon, not a brand new car but one that's maybe a few years old, so given the current financial climate should I get a personal loanto fund the car or...

I'm thinking of buying a car soon, not a brand new car but one that's maybe a few years old, so given the current financial climate should I get a personal loanto fund the car or should I go for a newer car and a car purchase plan, or should I be sensible...

Over the last 2 weeks there have been more and more lenders either increasing their mortgage rates or, even worse for consumers, withdrawing their most competitive mortgage deal...

Over the last 2 weeks there have been more and more lenders either increasing their mortgage rates or, even worse for consumers, withdrawing their most competitive mortgage de...