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Daniel Collins
Member since 09th June 2008

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Displaying 16 to 30 (of 39 articles)
When making a substantial investment - perhaps a house or a car - the majority of people need to take out a mortgage or a loan to help cover costs. This may be a cause of worry; after all what happens if your income changes? Will you be able to keep up th...
Spending can be too attractive for many of today’s earners. After waiting for those agonising few days prior to pay-day, desperate for a new pair of shoes, a big night out or a new TV, it can be hugely tempting to splash out – however counter-producti...
The potential fall-out from the credit crisis has prompted many UK savers to increase their personal savings balances and also to reduce the amount that they withdraw in order to protect themselves from any unexpected adverse changes in their financial ci...
When it comes to embracing net technology silver surfers are leading the way, according to recent research from two leading online advertising and measurement companies. Those aged 55 and over are classified as silver surfers, referring to the prevale...
When it comes to the future, we have all got our own ideas about how we will spend it. Perhaps we will end up buying a bigger house than the one we have now. There might be a particular car that we can see ourselves driving around in. And just think ab...
While standard household insurance gives a policyholder the comfort of knowing that they are covered against disasters around the home, many policies offer only limited accidental damage cover for standard items such as TVs and stereos. However, in mos...
Whilst there can be little doubt that buying a home is a far more prudent option in the long-term than renting, the decision to take that first step onto the property ladder shouldn’t be taken lightly. Indeed, having a long-term financial commitment...
More and more people are opting to insure their lives in order to protect their families from the threat of potential financial hardship in the event that they die or are diagnosed with a terminal illness. But instead of taking out a life insurance pol...
Although the cost of fixing a mortgage has jumped up considerably throughout 2008, Brits would still rather choose a fixed rate mortgage deal over a variable rate in order to gain some financial stability from knowing how much their mortgage payments woul...
Many people who face financial difficulties often feel that they are the only one dealing with such problems. However, throughout the years, many famous and successful people have experienced similar troubles, and in some cases bankruptcy. Perhaps the...
There can be no doubting that for most adults, their biggest financial obligation is their mortgage. Sometimes you can be tied to a particular mortgage for a number of years so it makes certain sense to do your research before you sign on the dotted line....
The principle behind a debt consolidation loan is simple: to bring together two or more of your debts into one new loan and therefore only one interest rate that will reduce your current monthly outgoings. With Britons carrying a combined debt of over ...
Life insurance may not be one of your favourite subjects, but you should still give it a serious amount of consideration. Most of us take on a huge amount of financial obligations in our lifetime, and should the worst happen we wouldn't want to leave our ...
Financial flexibility is becoming increasingly popular with consumers due to many mortgage lenders offering new types of flexible mortgages, or ‘lifestyle’ mortgages as they’re often known. The idea of having your mortgage, current and savings acco...
There are so many different types of life insurance policy it can be difficult to decide which is the most suitable for you and your family. Whether you are looking for cover that stays the same for a fixed period, or one that changes over time, there are...