6% loans are getting harder to find but there are still some good loan rates to be found, especailly if you take the time to compare loans via a comparison site. The mainstream loans are heading towards 7 per cent APR and the best loan rates I can find...

Finding the best car insurance today seems to be more complicated than ever before. Even with the ever increasing number of comparison web sites competing to make our lives easier by all claiming to be the most comprehensive, comparing 98 per cent of t...

A staggering 3.2 million of us in the UK own 5 or more credit cards. I suppose this is hardly surprising given the last few years in the UK financial services industry, credit has been made far too easily available to people who either don’t fully under...

Are we really going to be facing a property price crash in the near future? Over the last few weeks there have been comments from industry experts all warning us that the UK is heading for a house price crisis or property price crash in the very near ...

Oil prices have hit the roof in the last 4 months and so have the taxes we pay; to the tune of £1 billion in just the last 4 months! In fact the prime minister is set to tax us to the tune of £4.5 billion because of the rising oil costs. This will only ...

For the first time in the UK, well certainly the first time I’ve heard this, there is a motor insurance company offering new customers the chance to cap their motor insurance premium for the next year to it’s the same as they pay the first year. Fu...

Most UK banks offer a packaged current account are these accounts really good value for the monthly fee incurred and will any of these accounts really offer you a better service than a ‘normal’ current account. It seems quite good at a glance; you ...

During the last 10 years property prices in the UK have increased dramatically so this has left many people with very high equity in the value of their properties. The equity in your property is the difference between what your property would be worth if ...

I’ve always thought the 100 per cent mortgage was a bad idea in the first place. It was something my parents warned me against taking out when I bought my first house with my girlfriend, and if your parents warn you to steer clear of something when it c...

Home Loans If you're a homeowner, home loans are usually defined as secured loans, and should benefit from the best APR's available. Home loans are available with some of the most established lenders in the UK. If you have defaulted on a payment in the...

The ever increasing debt levels in the UK mean that getting a credit card is becoming more difficult as time goes by. Getting a credit card with a good balance transfer deal is becoming even more difficult as lenders tighten up their lending criteria. ...

It seems like secured borrowing is still a viable option for many UK homeowners as people look to take advantage of the increasing equity in their properties to borrow money secured on their property over longer and longer repayment terms. It’s somet...

The financial news stories seem to be full of the crisis at Northern Rock, who’s going to buy them, how will it be funded and the credit crunch. But what does it all mean and what affect will it have? Firstly you should know that mortgages are funded...

Personal loan rates are increasing in the UK. This is either an attempt by the banks to stem any further losses from the recent credit crunch or it is in place to cover the possible risks of lending to people already in debt who may be struggling already....

There are two main things to consider when you apply for a credit card. Firstly you should look for competitive interest rates, secondly look for any benefits; for example you might be rewarded for using the credit card or offered a 0 per cent APR for a p...