Author Information
michael sterios
Member since 24th September 2006
Displaying 46 to 60 (of 97 articles)
17th January 2008
Offset mortgages are a type of flexible mortgage that allow borrowers to reduce the interest charged on their mortgage balance by offsetting the balance of any savings they have accumulated in a specified deposit account.
For example, an offset mortgag...
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14th November 2007
Home owners who are struggling to keep up with their mortgage repayments are being hounded by so-called “mortgage rescue firms” who promise to save potential evictees from home repossession.The cost of borrowing has increased considerably ...
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14th November 2007
Qualified mortgage brokers must undergo a series of exams and receive some on-the-job training and experience.Because all financial advice in the UK is regulated by the Financial Services Authority (FSA), mortgage brokers fall under the stewar...
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14th November 2007
Bad credit mortgage applications are subject to strict rules that are enforced by the mortgage industry regulator – the Financial Services Authority.The regulator regularly investigates whether the bad credit mortgage rules are being adhered...
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08th November 2007
Many people find themselves in a situation in which they have inherited property from a friend or relative who has passed away. Inheriting property can provide a significant financial gain to the recipient, however, if the property is unwanted it will nee...
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08th November 2007
Home owners throughout the UK may be about to learn a harsh lesson – that low interest, fixed rate mortgages may not be as good as they first appear. With hundreds of thousands of property owners about to remortgage their homes after their fixed rate mo...
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08th November 2007
Most UK residents have heard the term “mortgage fraud” before but many people may not be aware of the full range of activities that it encompasses. To many it may seem like the domain of professional con artists, however, a growing number of otherwise...
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11th October 2007
Selling your house privately is a big commitment to make and will require the investment of a lot of time and effort if you are to be successful. If you forgo the services of an estate agent and decide sell your house by yourself then you must be aware th...
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11th October 2007
With the number of repossession properties on the rise there are a large number of companies and individuals who have begun invest in properties owned by people in financial distress.In fact, the sheer volume of home owners looking to stop rep...
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11th October 2007
If you are looking for a mortgage for your home you may find that there are dozens of mortgage lenders to choose from. The days of being forced to apply for a mortgage from one of only a small selection of high-street banks has been firmly relegated to th...
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11th October 2007
Negative equity is a term used to describe a situation in which a person owes more money on their property than it is worth. This means that if a home owner were to sell their property they would not be able to pay off their mortgage with the sale proceed...
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04th October 2007
Property affordability is at an all-time low. It hardly seems like a month goes by without new statistics being released regarding the declining affordability of home ownership. However, despite all the doom and gloom, there are various schemes available ...
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04th October 2007
When applying for mortgages borrowers have the choice of obtaining interest only or repayment mortgages.Interest only mortgages require the borrower to only pay the interest charged each month on the mortgage. The balance of the mortgage remai...
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04th October 2007
If you are hoping to sell your house quickly then you should consider a private sale. Avoiding the use of estate agents can be an excellent way of selling your house in a short space of time.In order to attract buyers, you will need to value t...
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27th September 2007
The buy-to-let sector is receiving a boost from the increasing number of properties being repossessed in the wake of steady interest rate rises. A growing number of people are offloading properties at bargain prices to stop repossession, and savvy investo...
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