Author Information
michael sterios
Member since 24th September 2006
Displaying 61 to 75 (of 97 articles)
25th September 2007
Mortgage lenders in the UK are beginning to introduce non-refundable application fees as a way to bolster their revenue. By applying a non-refundable fee to a mortgage application, the lender will ensure that they receive some form of revenue regardless o...
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25th September 2007
Whether you are looking to purchase or remortgage a property it is important to receive expert mortgage advice from a qualified independent mortgage adviser before signing on the dotted line.The mortgage market has evolved beyond several large...
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25th September 2007
Several high profile mortgage lenders have begun to revolt against higher lending charges and chastise those who impose them on their customers.A higher lending charge (HLC) is a fee charged that a mortgage lender will charge to a borrower if ...
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13th September 2007
With interest rates on the rise property owners are searching for ways to save money on their mortgages. Monthly repayments have been steadily growing due to a gradual increase in the Bank of England base rate and those on variable rate mortgages are feel...
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13th September 2007
When searching for a mortgage, you will be faced with the decision of whether or not to use a mortgage broker. There are advantages and disadvantages to using a mortgage broker instead of applying for a mortgage directly with a lender.One of t...
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10th September 2007
With interest rates and household bills rising rapidly it is inevitable that property investors and owner-occupiers will begin to struggle financially. One key indicator that the affordability of property is in decline is the rate of repossessions.<...
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10th September 2007
Unlocking equity that has built up in a property can be achieved through a number of means including remortgages.Remortgages are carried out by home owners who want to release the equity in their home and apply for a new mortgage at the same t...
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10th September 2007
UK mortgage fees have risen considerably in the past few years despite low interest rates and high levels of mortgage market competitiveness. The rising UK mortgage costs include both the fees applied to the mortgage upon application and upon redemption.<...
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15th August 2007
If you are facing the prospect of having your home repossessed, you may think there is no way to stop the process. However, there are options to consider that can help to stop repossession of you home.
There may be no more painful an experience in our ...
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14th August 2007
If you are looking to buy a property, or remortgage property you already own, you will have the option of searching for a mortgage product by yourself or employing the services of and independent mortgage adviser.
There are various factors that you sho...
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14th August 2007
In the wake of increasing interest rates, interest only mortgage products have become an increasingly popular tool for home owners to control their monthly expenses.
Interest only mortgage applications generally rise in number when interest rates begin...
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14th August 2007
Debt consolidation loans are loans that are used to pay off existing debts and in the process merge the debts into a single loan. Debt consolidation loans are therefore useful for people whose debts have spiralled out of control and who need to simplify t...
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08th August 2007
Variable rate mortgages have an interest rate that may fluctuate throughout the term of the loan.
Interest rates attached to variable rate mortgages usually move in line with either the Bank of England Base Rate (BoEBR) or the lender’s Standard Varia...
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01st August 2007
Independent mortgage brokers are generally regarded as an excellent source of advice when searching for the right mortgage to finance or remortgage a property.
Independent mortgage brokers are not tied to advising clients to use particular lenders. In...
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01st August 2007
A County Court Judgement is an order by the courts for a creditor to repay an amount owing to a debtor. County Court Judgements, or CCJs, affect people’s credit files and will normally require the applicant to abandon standard mortgages and instead appl...
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