Owning a home is undoubtedly the American Dream and the bedrock of middle class. Negative amortization, however, can turn the dream into a nightmare if you are not careful. Home Loans and Negative Amortization When you apply for a basic home loan, ...

With the raging hot real estate market of the last five years, mortgages have evolved wide spread options. The different home loans can be confusing, so lets look at the basic repayment options. Repaying Your Mortgage Home Loans – The Basics Jumbo ...

Financing for commercial real estate is a completely different game when compared to residential mortgage loans. It moves much faster and is much more flexible. Commercial Real Estate – Hard, Hard, Hard Money Loans When purchasing commercial real e...

House hunting can be an exhilarating process as you try to pick that perfect property. Applying for a mortgage isn't nearly as much fun. Following is an overview of how the mortgage industry works. An Overview of the Mortgage Process You have a nic...

The federal national mortgage association, better known as Fannie Mae, is an integral part of the mortgage industry. Here's an overview on Fannie Mae and what it does. Fannie Mae – Providing A Little Help Throughout the history of the United State...

The reputation of Alan Greenspan as the Chairman of the Federal Reserve was one of brilliance or incredible luck. Now it is the turn of Ben Bernanke. Ben Bernanke Alan Greenspan reigned as Fed Chairman for nearly 20 years. During this time, the eco...

The Federal Housing Administration has been helping Americans get loans for over 70 years. Here's an overview of the Administration, better known as the FHA. Federal Housing Administration The Federal Housing Administration is, ironically, more of a...

The housing boom of the last seven years has been one of the biggest ever. Mortgage-backed securities are one reason for the torrid pace of real estate growth. Understanding Mortgage-Backed Securities A mortgage-backed security is essentially a bond...

House hunting can be a brutal affair, particularly if you don't know what you can afford before hand. No your price range in advance and you can avoid looking at really nice homes you'll never get. Mortgage – Monthly Payments The biggest costs ass...

Whether buying or selling a home, the real estate transaction process can be seriously stressful. Hey, no pain, no gain. Getting pre-approved for a mortgage can seriously reduce stress levels. Lender Approval Many people make the mistake of going h...

Homeowners often become very interested in the Federal Reserve Bank system. Every time the board of directors meets, mortgage interest rates are at risk. Federal Reserve Bank The Federal Reserve System acts as the central bank of the United States. ...

No one person has been praised or criticized for the economic progress of the United States over the last 20 years than Alan Greenspan. Here's his story. Alan Greenspan Alan Greenspan has led a prolific life in the financial industry. Many people c...

Undoubtedly, you've heard the radio commercial claiming you can get a mortgage despite having bad credit. Bad credit mortgages are better known as subprime mortgages. Subprime "Subprime" is a euphemism for a borrower who simply doesn't qualify for ...

When applying for a home loan, it can be difficult to ascertain your options and the best deal out there. Mortgage brokers can help you shop for the best loan for your situation. Mortgage Brokers A mortgage broker is an independent professional ass...

Using a mortgage broker to shop for home loans can make the borrowing process a lot less stressful than doing it yourself. Here are the nuts and bolts on getting a good broker. Competent Mortgage Brokers There are a couple of obvious situations wher...