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michael sterios
Member since 24th September 2006

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Displaying 91 to 97 (of 97 articles)
There are a number of reasons why people may be categorised as having adverse credit, including; CCJ’s, mortgage arrears, loan defaults, or bankruptcy. People who are in such a situation and who wish to buy property will most likely need to apply for ad...
The buy-to-let market has come a long way since it’s inception in 1996. At that time there were only four lenders who offered mortgage products specifically targeted at the private rented sector. Now there are almost 50 lenders who offer a wide range...
A self-certification mortgage is a method a declaring income that will be suited to an applicant who may have sources of income that are not easy to prove. It is important to note that a self-certification mortgage is not a type of product, rather it is a...
The foreign property market has become an obsession with British investors in recent years and mortgage advisers have reaped the benefits. While France, Spain, and Portugal have long been favourites with retirees and investors alike, new markets in Eas...
Prior to 2004 there was little regulation for mortgage brokers conducting business in the UK. Anybody could call themselves a mortgage broker, regardless of whether or not they held the necessary qualifications, and they could source clients and conduct t...
Property investing is a relatively new phenomenon in the UK. Prior to 1990 the rented sector was dominated by the Government. The private rented sector only began to emerge once the Government changed its housing policy and mortgage lenders introduced spe...
Remortgages now comprise almost half of all mortgage business written in the UK. This is largely due to the mainstream residential mortgage market. Refinancing buy-to-let mortgages is not quite as popular. The majority of buy-to-let mortgages approved ...