http://www.financealley.com en-us editorial@financealley.com Yesterday I read some worrying news that credit card spending is still increasing dispite the past 12 months warning we've had in the form of the credit crunch. UK consumers are using credit cards as means of day to day living, so using their credit ca... http://www.financealley.com/article_613868_19.html 02nd September 2008 If you owe money to a company it's known as a debt, and taking the help of a third party to get out of a situation of financial debt is debt management. In the current economic climate many profitable and non profitable organisations have sprung up to hel... http://www.financealley.com/article_611901_19.html 30th August 2008 If you owe money to a company it's known as a debt, and taking the help of a third party to get out of a situation of financial debt is debt management. In the current economic climate many profitable and non profitable organisations have sprung up to hel... http://www.financealley.com/article_611900_19.html 30th August 2008 In the present fast sedentary lifestyle, debt stress is a very common phenomenon. It can affect almost anyone, from a college student, to any employed person; the advent of the credit card has brought its side effect; stress. In stress both a person’s e... http://www.financealley.com/article_600611_19.html 16th August 2008 In the present fast sedentary lifestyle, debt stress is a very common phenomenon. It can affect almost anyone, from a college student, to any employed person; the advent of the credit card has brought its side effect; stress. In stress both a person’s e... http://www.financealley.com/article_600610_63.html 16th August 2008 Any mature individual will always try to keep his or her finances in control. However there are some who cannot; and there are some very common tell tale signs which imply that a person may be on the verge of having a debt problem. Keeping it to yourself ... http://www.financealley.com/article_600278_19.html 15th August 2008 Any mature individual will always try to keep his or her finances in control. However there are some who cannot; and there are some very common tell tale signs which imply that a person may be on the verge of having a debt problem. Keeping it to yourself ... http://www.financealley.com/article_600274_63.html 15th August 2008 Over the last few months and again today I've seen new tracker mortgages being pushed by lenders here in the UK and it got me thinking about the current mortgage market and if these products are a good or bad thing if I had to remortgage right now? I'l... http://www.financealley.com/article_571254_19.html 07th July 2008 I was in a bank last week waiting to pay in a cheque while the 3 cashiers attended the queue of about 10 people; so 20 minutes after looking around at all the usual 0 per cent credit card offers and low rate loans, I was surprised when the cashier asked m... http://www.financealley.com/article_569780_19.html 04th July 2008 New rules and regulations have recently been introduced to try and stop the rip-off APRs you might have seen with store cards.However, some store cards are still charging almost 50 per cent more interest on store cards than you'd find with a credit card. ... http://www.financealley.com/article_567917_19.html 01st July 2008 Something like 1 in 6 people have considered quitting their jobs because the increasing cost of fuel prices means that their daily commute to work is costing too much. People really are struggling to cope with rising fuel costs and would consider such ... http://www.financealley.com/article_565024_63.html 27th June 2008 For practically the last decade we've seen the credit card change from something only the rich use to something practically every person in the UK owns. I think the average number of credit cards per person in the uk is 2 or 3 and I know it's commonplace ... http://www.financealley.com/article_554131_19.html 10th June 2008 For the practically the last decade we've seen the credit card change from something only the rich use to something practically every person in the UK owns. I think the average number of credit cards per person in the uk is 2 or 3 and I know it's commonpl... http://www.financealley.com/article_554128_19.html 10th June 2008 With the price of petrol hitting $135 a barrel this week, prices at the pumps hit 114p per litre, diesel around 123p a litre, so can you do anything to cut the costs of motoring? Aside from converting your car to run on LPG there are a few ways you can... http://www.financealley.com/article_546413_19.html 23rd May 2008 Personal loan interest rates are continuing to increase even though the Bank of England has cut interest rates 3 times in the last 6 months. The fact that personal loans or unsecured loan interest rates have increased by up to 1 per cent is quite staggeri... http://www.financealley.com/article_543182_19.html 21st May 2008 Personal loan interest rates are continuing to increase even though the Bank of England has cut interest rates 3 times in the last 6 months. The fact that personal loans or unsecured loan interest rates have increased by up to 1 per cent is quite stagge... http://www.financealley.com/article_543181_19.html 21st May 2008 You might wonder why or how the credit crunch can continue to affect the everyday finances of people in UK? Don't forget it's not just the fact that the cost of living continues to soar; lenders are now putting limits on the level of credit we have availa... http://www.financealley.com/article_539939_19.html 20th May 2008 You might wonder why or how the credit crunch can continue to affect the everyday finances of people in UK? Don't forget it's not just the fact that the cost of living continues to soar; lenders are now putting limits on the level of credit we have availa... http://www.financealley.com/article_539938_19.html 20th May 2008 Industry experts had predicted the interest rate hold but it surely is becomming harder for the Bank of England to make these rate setting decisions. Rising inflation means that food prices and fuel prices are rising and the Governmnets target for infl... http://www.financealley.com/article_535270_19.html 11th May 2008 Industry experts had predicted the interest rate hold but it surely is becomming harder for the Bank of England to make these rate setting decisions. Rising inflation means that food prices and fuel prices are rising and the Governmnets target for infl... http://www.financealley.com/article_535269_19.html 11th May 2008 In the test case against UK banks overdraft charges, it was ruled that the OFT (Office of Fair Trading) can decide if bank overdraft charges are unfair or not and this means it's up t... http://www.financealley.com/article_525529_19.html 29th April 2008 Almost every edition of lunchtime and evening news headlines on the TV has finance related news these days, the financial markets are plumeting and every month, sometimes every week, another bank asks for additional funding. RBS are the latest bank to adm... http://www.financealley.com/article_523735_19.html 27th April 2008 Almost every edition of lunchtime and evening news headlines on the TV has finance related news these days, the financial markets are plumeting and every month, sometimes every week, another bank asks for additional funding. RBS are the latest bank to adm... http://www.financealley.com/article_523732_19.html 27th April 2008 your credit rating is basically your personal finance history, whatever accounts and forms of credit you'd had in the past and any missed payments, defaults or notices on th... http://www.financealley.com/article_520374_19.html 18th April 2008 your credit rating is basically your personal finance history, whatever accounts and forms of credit you'd had in the past and any missed payments, defaults or notices on those accounts are marked on your credit rating. Finance companies use credit report... http://www.financealley.com/article_520372_19.html 18th April 2008 With house prices falling by 2.5 per cent in March 2008 you might think the whole country is on the verge of meltdown, but what does it really mean for us? The media may as well start saying that anyone with a mortgage is financially doomed, but are they ... http://www.financealley.com/article_513855_19.html 09th April 2008 I'm thinking of buying a car soon, not a brand new car but one that's maybe a few years old, so given the current financial climate should I get a personal loanto fund the car or... http://www.financealley.com/article_513060_19.html 08th April 2008 I'm thinking of buying a car soon, not a brand new car but one that's maybe a few years old, so given the current financial climate should I get a personal loanto fund the car or should I go for a newer car and a car purchase plan, or should I be sensible... http://www.financealley.com/article_513058_19.html 08th April 2008 Over the last 2 weeks there have been more and more lenders either increasing their mortgage rates or, even worse for consumers, withdrawing their most competitive mortgage deal... http://www.financealley.com/article_507842_19.html 03rd April 2008 Over the last 2 weeks there have been more and more lenders either increasing their mortgage rates or, even worse for consumers, withdrawing their most competitive mortgage de... http://www.financealley.com/article_507841_19.html 03rd April 2008 It's quite surprising to me but not only are interest rates accross various financial products like personal loans and <a href="http://www.thefinancialblog.co.uk/click.php?kw=cr... http://www.financealley.com/article_504820_19.html 02nd April 2008 In the UK over half a million of us spend an average of 25 hours per week worrying. Property and our possessions are the things we worry about the most. The fact is the credit cru... http://www.financealley.com/article_503960_19.html 02nd April 2008 Fixed rate mortgages have reached offers of a ming blowing 30 year term although the average interest rate of a fixed rate mortgage is increasing even though the bank of... http://www.financealley.com/article_503896_19.html 02nd April 2008 If your fixed rate mortgage comes to an end this year you'll be one of the 1.5 million people re-mortgaging and you could be shocked at the effect interest rate increases... http://www.financealley.com/article_499858_19.html 28th March 2008 If your fixed rate mortgage comes to an end this year you'll be one of the 1.5 million people re-mortgaging and you could be shocked at the effect interest rate increases... http://www.financealley.com/article_499857_63.html 28th March 2008 Do you simply choose to ignore your a href="http://www.thefinancialblog.co.uk/click.php?kw=credit%20card">credit card bill? Large numbers of people in the UK admit to this alarming habit, but perhaps even more conearning is that these people also live... http://www.financealley.com/article_498317_63.html 27th March 2008 Today in the UK there are more people than ever looking for advice on repaying their mortgages. Are these the people who borrowed way beyond their financial means? January and Febru... http://www.financealley.com/article_498266_63.html 27th March 2008 As many as 6.5 million people have consolidated debts in the last 3 years in order to try and keep in control of their finances. Alarmingly 1.29 million of us have un... http://www.financealley.com/article_497363_63.html 27th March 2008 Rather worrying I thought, an independent peice of research has revealed that where you live can affect how much you pay for gas and electricity. In January around 4 UK util... http://www.financealley.com/article_497320_19.html 27th March 2008 Rather worrying I thought, an independent peice of research has revealed that where you live can affect how much you pay for gas and electricity. In January around 4 UK utilities providers varied their gas prices in the UK according to the cost of pipi... http://www.financealley.com/article_497312_19.html 27th March 2008 Unsecured personal loans. Over the last year interest rates available on unsecured personal loans ... http://www.financealley.com/article_494517_19.html 25th March 2008 Yesterday’s budget brought no rest bite for first time buyers first time buyers as the Mr Darling anno... http://www.financealley.com/article_494311_19.html 25th March 2008 Yesterday’s budget brought no rest bite for first time buyers first time buyers as the Mr Darling anno... http://www.financealley.com/article_494310_19.html 25th March 2008 The budgetfor 2008 is set to be delivered tomorrow at 12.30pm by the Chancellor Alistair Darling. I'm sure you've already seen the press coverage suggesting that Alistair Darling is... http://www.financealley.com/article_492591_19.html 19th March 2008 The Budget for 2008 is set to be delivered tomorrow at 12.30pm by the Chancellor Alistair Darling. I'm sure you've already seen the press coverage suggesting that Alistair Darling i... http://www.financealley.com/article_492589_19.html 19th March 2008 6% loans are getting harder to find but there are still some good loan rates to be found, especailly if you take the time to compare loans via a comparison site. The mainstream loans are heading towards 7 per cent APR and the best loan rates I can find... http://www.financealley.com/article_489863_63.html 12th March 2008 Finding the best car insurance today seems to be more complicated than ever before. Even with the ever increasing number of comparison web sites competing to make our lives easier by all claiming to be the most comprehensive, comparing 98 per cent of t... http://www.financealley.com/article_489137_63.html 11th March 2008 A staggering 3.2 million of us in the UK own 5 or more credit cards. I suppose this is hardly surprising given the last few years in the UK financial services industry, credit has been made far too easily available to people who either don’t fully under... http://www.financealley.com/article_487349_63.html 10th March 2008 Are we really going to be facing a property price crash in the near future? Over the last few weeks there have been comments from industry experts all warning us that the UK is heading for a house price crisis or property price crash in the very near ... http://www.financealley.com/article_486615_63.html 07th March 2008 Oil prices have hit the roof in the last 4 months and so have the taxes we pay; to the tune of £1 billion in just the last 4 months! In fact the prime minister is set to tax us to the tune of £4.5 billion because of the rising oil costs. This will only ... http://www.financealley.com/article_484526_63.html 03rd March 2008