http://www.financealley.com en-us editorial@financealley.com DVD’s for Dad, modern art for Mum, cashmere cardigans for cousins and great gifts for grandparents; Christmas truly is a time for sharing and indulging your nearest and dearest and you can never start preparing too early. With so many c... http://www.financealley.com/article_691355_19.html 22nd November 2008 There are a whole host of reasons different people want to save money. Perhaps you want to buy a property, need a new car, fancy a tropical getaway or are simply saving for future security. Whatever the reason for stashing your pounds you will want ... http://www.financealley.com/article_691279_19.html 22nd November 2008 Everyone has different feelings about money. Some people like to save, some people like to spend, and some simply enjoy earning as much of it as possible. But what do you do when you meet someone and start sharing a life with them? How w... http://www.financealley.com/article_690163_19.html 18th November 2008 Bonfire Night has become firmly entrenched in British culture. Indeed, since November 5th 1606, a year after Guy Fawkes attempted to blow up the Houses of Parliament, an annual celebration has been held. It was originally designed with a sermon to co... http://www.financealley.com/article_690125_19.html 18th November 2008 For many people, it will have occurred at some point in your lifetime where you will have owned a piggy bank. Even as adults, some people retain that love of piggy banks they had as a child and continue to save a few odd coins in one. But... http://www.financealley.com/article_690076_19.html 18th November 2008 Christmas is the most important sales period of the year, and in these tight times, you need to make not only every penny count, but also every minute. Here are a few tips on how to help make the most out of your business, this Christmas. ... http://www.financealley.com/article_685339_15.html 11th November 2008 It’s probably fair to say that global warming is one of the most debated topics of the 21st century. And, whilst most people would probably agree that global warming is indeed happening, much of the debate has centred on whether humans are to blame... http://www.financealley.com/article_685129_33.html 11th November 2008 It is a fact that life is busier than it once was. As it goes, the business world is fast paced and competitive, and with the rise of people focusing more on their careers, there is often little time to do everything. Time has become a co... http://www.financealley.com/article_685085_19.html 11th November 2008 To survive in the global marketplace you need to provide unfaltering service again and again and to do this you need enterprising software solutions that deliver day after day, supporting your business at every turn. It perhaps goes with... http://www.financealley.com/article_684987_15.html 11th November 2008 Some people manage to find room for all their prized possessions at home. For others, the only solution is to rent somewhere else to keep them. But, what do people accumulate and where does it all come from in the first place? Indeed, som... http://www.financealley.com/article_681068_15.html 03rd November 2008 From placing useful business preparation tips into play, you should start to see the benefits occurring for your online business. So, don’t be the online Christmas turkey this year; take advantage of these useful Christmas nibbles and become the st... http://www.financealley.com/article_681030_15.html 03rd November 2008 How do you react to the subject of money when it comes up in conversation? Do you know exactly how much you have in your accounts? Or do you just keep spending until the cash point won’t let you have any more money? We all have differe... http://www.financealley.com/article_680169_19.html 31st October 2008 There’s no doubt that being able to access your bank account online is a much easier way of managing your money. For starters, you don’t have to worry about finding time in your day to visit the local branch of your bank. You can avoi... http://www.financealley.com/article_678508_19.html 30th October 2008 Why is banking in Jersey different to anywhere else? Are there obvious benefits or drawbacks to placing your pounds in the largest of the British Channel Islands and if you do want to invest here, how do you go about it? These are just a few of the... http://www.financealley.com/article_674756_19.html 27th October 2008 It is often suggested that travelling broadens the mind, but it is much easier to broaden a peaceful and receptive mind that one burdened with doubts arising from loose ends not tied up prior to departure. Therefore, getting your affairs in order all... http://www.financealley.com/article_673815_66.html 23rd October 2008 A current talking point across the globe is the economic climate and the ripples felt by its downturn. Falling property prices are one of the perceived problems of the predicted recession and the subject has been shrouded by a cloud of doom and gloo... http://www.financealley.com/article_672240_19.html 21st October 2008 Current bank accounts are an essential part of life for most people. Providing a secure service in which to store one’s cash, as well as offering various payment facilities, a current account can provide individuals with the means to effectively pr... http://www.financealley.com/article_668931_19.html 20th October 2008 The internet has changed the way we do things, the way we look at things and the way we handle our personal business. The public usually responds positively to anything that makes life easier, and when it comes to banking, maintaining your finances i... http://www.financealley.com/article_668052_19.html 17th October 2008 With reports that the credit crunch is showing no signs of abating, it is a commonly held belief that the UK is being led into recession. The rising cost of essentials like food, fuel and electricity has put a huge strain on the country’s economy a... http://www.financealley.com/article_667926_66.html 17th October 2008 It is estimated that around 70 percent of people in the UK have a current account. The majority of those people utilise a service that allows cash to be paid directly from an employer into an account, and taken out just as simply to pay for items at ... http://www.financealley.com/article_667044_19.html 16th October 2008 In many parts of the UK, it’s not too uncommon to hear these wise words: “If you don’t like the weather, hang around for 20 minutes”. And of course, this is merely a jovial attempt at brushing-aside the issue of Britain’s notoriously rotten... http://www.financealley.com/article_667018_19.html 16th October 2008 Celebrating the end of one year and the beginning of another is a tradition that spans many countries and continents. Gathering with your friends and family to bring in the new year together is an occasion that is filled with reflection, hope, drinks... http://www.financealley.com/article_666976_66.html 16th October 2008 In recent years, British people have been forced to endure some disasters; not least of all flooding in England and Wales. Such flooding has seen hundreds of thousands of people without homes or access to basic infrastructure and services. No on... http://www.financealley.com/article_666821_19.html 15th October 2008 It used to be an inalienable right of every Briton that a ‘man’s home was his castle’. He was the boss in his own home and he could admit only whom he wanted to his property. However, in the 21st century that is no longer true as there are now ... http://www.financealley.com/article_666721_19.html 15th October 2008 Every business has different needs and requirements, and staying on top of those is half the battle when it comes to attaining success – not to mention then keeping it as well. But while there is no definitive formula for a successful business, ... http://www.financealley.com/article_666585_15.html 15th October 2008 A growing need has developed in Scotland in recent years for cleaner, more efficient energy at competitive prices. This has resulted in an evolving and expanding energy industry which is noticeable primarily for the fierce competition that exists amo... http://www.financealley.com/article_665428_15.html 15th October 2008 In today’s society, it seems everyone is trying to save money. Even if it only involves making the occasional saving here and there, the credit crunch seems to be having an impact on everyone. Nothing seems to be certain in the current economic ... http://www.financealley.com/article_664162_19.html 13th October 2008 For some people, ‘saving’ is a serious business that involves careful planning and meticulous research into the best interest rates and investment schemes; whilst for others, saving can simply mean squirreling away a little money every now and ag... http://www.financealley.com/article_663780_19.html 13th October 2008 Sometimes businesses require a helping hand now and again, and many in management feel that an outside perspective is a useful tool that could help give them the edge over their rivals in an increasingly competitive business world. In the last dec... http://www.financealley.com/article_662073_15.html 13th October 2008 What is EuroMillions? How is it different to the national lottery and what are the benefits of playing? These are all questions you might ask and rightly so - it’s important to be fully informed of how the game works before you decide to play, so... http://www.financealley.com/article_661961_19.html 13th October 2008 Advertising plays a fundamental role in today’s society. Not only does it allow businesses to communicate their products and/or services, but it also acts as an information source for consumers. However, there are many different ways to adverti... http://www.financealley.com/article_661918_19.html 13th October 2008 Many people dream of possessing their own home and so work hard to achieve this goal. However, there are those who view buying a property as a huge commitment and instead believe that renting is the way forward. For instance, there is a strong ca... http://www.financealley.com/article_661868_33.html 13th October 2008 News of the downturn in the world’s economy has been hitting the headlines for over a year now. Energy prices have been soaring, and along with the rising cost of essentials like food and fuel, most people have felt the pinch. Britain is no exce... http://www.financealley.com/article_661770_19.html 13th October 2008 Regularly reviewing your insurances is part of maintaining good personal financial discipline. Not only should you check that you are getting the best premiums, but when reviewing your building insurance policy you should also check that your level o... http://www.financealley.com/article_661187_19.html 10th October 2008 According to research by pay consultants Industrial Relations Services the gap between average pay rises and the cost of living is at its biggest in almost 20 years. It comes as no surprise then to learn that people are finding it harder to cope fin... http://www.financealley.com/article_661128_66.html 10th October 2008 Having a trip away is good for mind and soul, regardless of whether you opt for a city break or beachside retreat. The purpose of taking a break is of course to rest and enjoy the experience but it’s important not to forget about taking care of ... http://www.financealley.com/article_661000_66.html 10th October 2008 Even though there are some reports that fuel and food prices have actually started to drop during September 2008, the doom and gloom of recession is still hanging over the UK economy, forcing most to review their spending habits and devise novel, new... http://www.financealley.com/article_660915_19.html 10th October 2008 As the American statesman Benjamin Franklin once famously said, there are only two things in life that are certain, and those are death and taxes. And whilst nobody likes having to give their hard-earned money to the taxman, it’s genera... http://www.financealley.com/article_660344_66.html 08th October 2008 No matter what type of life you live or what kind of job you have, we all have one thing in common – we accumulate things throughout our lifetimes. But sooner or later this very human habit results in a problem: where do you put everything? After... http://www.financealley.com/article_660272_15.html 08th October 2008 The current economic climate in the UK has been called ‘arguably the worst’ in the last 60 years. The resulting ‘credit crunch’ has affected thousands of businesses and perhaps more so, their employees. The public also have their own very jus... http://www.financealley.com/article_660207_19.html 08th October 2008 When people think of insurance, they most likely conjure up images of cars, houses, travel and pets but there are some not-so-standard insurance policies that you may never have thought about! Believe it or not there is actually a company in Flori... http://www.financealley.com/article_660109_66.html 08th October 2008 If there are any group of individuals that seems determined to battle their way through the current global woes and overcome any potential recession it is Dubai’s leisure and tourism chiefs, who are ambitiously embarking on the construction of even... http://www.financealley.com/article_660057_33.html 08th October 2008 So you’ve got your hopes pinned on buying that new car. Or maybe it’s a new kitchen that is on the cards? Maybe you just need to do some DIY to spruce your house up a bit? Whatever the end result is going to be, we all need an injection of cas... http://www.financealley.com/article_659307_19.html 07th October 2008 Most people who have a family or dependents of some kind take measures to make sure that if anything happened to them, those dependents would still be looked after in financial terms. For most of us that means taking out a life insurance policy th... http://www.financealley.com/article_656226_19.html 06th October 2008 For the benefit of those who aren’t familiar with the term, a Lucky Dip is a randomly generated lottery entry. Instead of the player choosing their own numbers, software running on the lottery terminal automatically selects numbers on the player’... http://www.financealley.com/article_656102_63.html 06th October 2008 Cost cutting is an ongoing challenge that both central and local governments are continuously exposed to and one which has no ‘one size fits all’ resolution. Part of the British Governments efficiency agenda involves outsourcing public sector se... http://www.financealley.com/article_655959_15.html 06th October 2008 For many people, a savings account is an effective way to save money towards a specific goal, and putting some money aside each month will result in an increasing sum of cash for future use. Just cutting back on those everyday extras will allow a sav... http://www.financealley.com/article_655207_19.html 02nd October 2008 Amongst the many challenges facing a small or medium-sized business is the logistical one of how to distribute packages and other items of mail in the most efficient and cost-effective manner. Many businesses simply dispatch the most junior staff ... http://www.financealley.com/article_654502_15.html 01st October 2008 Given the recent economic downturn, putting money away for a rainy day might be the last thing on your mind, but even when times are tough you can still make some small changes to your lifestyle and amass some extra cash. Counting your silver and ... http://www.financealley.com/article_654393_19.html 01st October 2008 There is nothing quite like the feeling of being in control of your life. To a certain extent we all control our futures – for example we choose the jobs we are in, we choose what we want to do with our lives and we have ambitions to better oursel... http://www.financealley.com/article_654345_66.html 01st October 2008