http://www.financealley.com en-us editorial@financealley.com A survey has recently been done that has looked into how the credit crunch is affecting lifestyles and what changes people are making now they have less money to splash around. What has been revealed is that there is a strong suggestion that the rising co... http://www.financealley.com/article_724248_19.html 17th December 2008 When it comes to dangerous driving, inconsiderate parking and horn blowing, excessive revving of engines late at night and speeding in built up areas it is safe to say the majority of responsible drivers do a fair share of complaining and moaning about it... http://www.financealley.com/article_724212_19.html 16th December 2008 It’s long been a stereotype that women drivers will flirt and chat up police officers and traffic officials if it means they could get away with a road conviction. Anything from battering eyelashes to the downright obscene has been witnessed by male off... http://www.financealley.com/article_724181_19.html 16th December 2008 Did you know that if your required glasses or similar sight aids when you passed your driving test that legally you are required to drive with the same amount of aid? If you are unable to read number plates from fifty meters you should not be driving your... http://www.financealley.com/article_724168_19.html 16th December 2008 Are you are one of the many who, on a cold weekday morning, find the car hidden under layers of ice and turn on the heating for the car to thaw out and clear the windows while you stay indoors and finish your coffee? If so, you are highly likely to be ... http://www.financealley.com/article_724158_19.html 16th December 2008 We’re all aware that the ice and snow on our roads during the winter months adds to risk and danger while we make our way to our destinations, but it’s surprising how many of us don’t make the time to take extra precautions to lower the chance of be... http://www.financealley.com/article_724151_19.html 16th December 2008 Through the months of March and September, it is estimated that a car is stolen within the untied kingdom every thirteen seconds – something that many people in Britain find a shameful statistic. The AA insurance group has announced that its reports com... http://www.financealley.com/article_724142_19.html 16th December 2008 There are always reasons we want to cut down on bills and expenses so whenever there are a few tips and tricks for ways to bring down the expense of these unforgiving necessities we should share them with the world! Here we have some of the best ways ... http://www.financealley.com/article_724097_19.html 16th December 2008 As you’re no doubt aware there are currently hundreds of protesters in Thailand’s biggest airport staging a demonstration for their dislike of the current prime minister. The protest has caused nothing short of havoc for those trying to travel in and ... http://www.financealley.com/article_709195_19.html 03rd December 2008 It will most likely surprise anybody who has their home and contents safely secured with a home insurance policy but a huge 20% of home owners within the United Kingdom have shunned any kind of home insurance at all. This percentage is much higher than mo... http://www.financealley.com/article_709117_19.html 03rd December 2008 If the adverts for debt consolidation, loans, help with credit and the like plaguing the television, and news of homes being repossessed and people having their belongings taken away by the bailiffs where anything to go by – it is no wonder that most of... http://www.financealley.com/article_704540_19.html 02nd December 2008 In a report compiled to look into the past years habits when it comes to banking and fraud has shown a dramatic up haul in the amount of fraud victims within the United Kingdom. In the year 2007 the losses we sustained topped £535 Million – a huge 25% ... http://www.financealley.com/article_704535_19.html 02nd December 2008 If you are one of the millions of people in the United Kingdom with a mortgage, you will know all too well that the declining financial situation of the country is still the most talked about financial news at present. Thankfully the British government se... http://www.financealley.com/article_698469_19.html 30th November 2008 The latest reports from the financial offices is that we’re getting ourselves into debt and money trouble by our spending habits and how we’re using loans to try and pretend we earn more than we actually do. Coined as the “latte factor” by an ... http://www.financealley.com/article_698461_19.html 30th November 2008 It will be no surprise that the majority of the families within the United Kingdom are having to plan a “cut back” Christmas this year. There will be less presents for most children, a smaller “spread” on the after dinner Christmas buffet and a li... http://www.financealley.com/article_698439_19.html 30th November 2008 If you’re worried about the approaching Christmas season and the financial strain it is going to put on you and your family you can at least seek some comfort in the knowledge that you are in no way alone. This year more families than ever before are go... http://www.financealley.com/article_698435_19.html 30th November 2008 As you are no doubt aware, the nation is currently waiting with bated breath to see if the recent “bail out” that the government has awarded the larger British banks actually takes the required effect - and starts the beginning of the end of the credi... http://www.financealley.com/article_671386_19.html 21st October 2008 If you’re one of the thousands of people that are in need of financial assistance at this time of year you may find that your credit score has become very important to you. Getting any type of financial help such as a loan, a mortgage etc will be partic... http://www.financealley.com/article_671346_19.html 21st October 2008 Unless you have been on holiday to another planet then over the past twelve months you will be aware that we are in the middle of a credit crunch and that the prices of pretty much everything have gone up drastically. Included in the extra expense of livi... http://www.financealley.com/article_671338_19.html 21st October 2008 Most of us will, at least at one point in time, need some help when it comes to finance. When the time arrives most of us, depending on our credit score and history, have a large amount of choice when it comes to who to borrow from. However, most loans co... http://www.financealley.com/article_671326_19.html 21st October 2008 If you are one of the many residents of the United Kingdom on the verge of giving up all hope of getting a mortgage due to the tremendous struggle we’re all facing, you will be understandably looking to get all the help you can muster during this dreade... http://www.financealley.com/article_666988_69.html 16th October 2008 Continuing on our advice on what to do if you are caught up in an accident on the road, we offer some tips for how to get all you need and do all you should do to put you in the best position on getting your insurance claim or report sorted nice and quick... http://www.financealley.com/article_666972_66.html 16th October 2008 It goes without saying that many of us have or will witness an accident while out on the road, be it as a child, an adult or pensioner, the risk never goes away. Last year alone over 258,000 accidents took place on the roads of the United Kingdom, with a ... http://www.financealley.com/article_666966_66.html 16th October 2008 Car insurance is unfortunately one of those things you can’t do without – or if you do, you’re likely to be worse off in the end. Most of us would agree it’s much better to pay that yearly or monthly sum like we know we should to avoid a hefty fin... http://www.financealley.com/article_666963_66.html 16th October 2008 Life insurance is one of those odd subjects that nobody really wants to discuss due to its depressing connotations and awkward money relations; however it is also an incredibly important factor when it comes to securing yourself and your family from accid... http://www.financealley.com/article_666958_66.html 16th October 2008 We all like to think we can manage our own finances well and we can be mature when it comes to having enough to pay the bills each month, but the harsh reality is that most of don’t have any money skills at all. With the United Kingdom being one of the ... http://www.financealley.com/article_664131_19.html 13th October 2008 Weddings are an obvious very important step in a relationship, and it is important that you think carefully about what you want and how much you want to spend before you start booking things to worry about later. Wedding loans are on the increase with you... http://www.financealley.com/article_664125_19.html 13th October 2008 We all have that special something we have wanted since we where too young to afford it, regardless of if it is a motorbike, a sports car, the holiday to the Caribbean or even a mini gym in the house and it is usually once we have the “necessities” of... http://www.financealley.com/article_664035_19.html 13th October 2008 Did you know that it was possible to get yourself removed from around ninety five percent of the mailing lists in the United Kingdom, for no charge? The Direct marketing Association can sort this out for you. How about being able to speak to credit refere... http://www.financealley.com/article_650282_19.html 26th September 2008 When it comes to car insurance none of us really want to have to spend the time looking at all of the different companies to find out the best deal for out needs, but it is often this that’s stops us from getting the good deals that we deserve. Thankful... http://www.financealley.com/article_646258_19.html 23rd September 2008 If you are planning on taking a holiday this year it is very important to consider taking out a travel insurance policy with a trusted company, as we are hearing more often than ever the horror stories of those having the holiday from hell due to not havi... http://www.financealley.com/article_639191_19.html 15th September 2008 We all know that by adding the latest stereo and lightweight alloys will not only make out cars look brilliant, it will add quite a glare to the insurance we have to pay for too. However, if you are wanting to keep your car up to date and full of luxury t... http://www.financealley.com/article_639166_19.html 15th September 2008 With us all recovering from sun stroke and burnt skin (!) the summer months have come to a close, and the wind and wetness of autumn are pretty much already here. With devastating floods already hitting the United Kingdom we have heard all sorts of horror... http://www.financealley.com/article_639087_19.html 15th September 2008 The latest reports from the finance market are unfortunately not a break from the drib and drab the credit crunch has turned it into. In fact, the latest news we’ve been handed is that in the second quarter of 2008 alone over 28 thousand people had thei... http://www.financealley.com/article_621182_19.html 05th September 2008 Did you know that the reason that women’s car insurance is lower is because that over 92% of driving offences are done by men. Also, 98% of convictions for dangerous driving are done by men. It’s been proven that women drive slower and are more co... http://www.financealley.com/article_621172_19.html 05th September 2008 It certainly isn’t something that is seen in general in the United Kingdom but cars, bikes and pedestrians sharing the same space when it comes to travelling is a scheme being encouraged in the Netherlands, and the idea hasn’t gone unnoticed by Britis... http://www.financealley.com/article_621169_19.html 05th September 2008 Getting out of your warm bed and waddling into work is difficult for the majority of us, but how about those who risk their lives for their job (and not always a great pay packet)? It has been said that for the bulk of the British public the most dangerou... http://www.financealley.com/article_621166_19.html 05th September 2008 There are lots of ways to rid yourself of an old mobile phone – most of which make money for you, and even some for other people. Depending on what you wish to do will obviously sway your choices, but the following things are easily available if you wis... http://www.financealley.com/article_618058_19.html 04th September 2008 Would it surprise you to know that in the United Kingdom we owe more money than the whole country makes in an entire year? On average the United Kingdom generates £1.3 Trillion a year as income, but the general public is in debt of an estimated £1.345 T... http://www.financealley.com/article_618030_19.html 04th September 2008 The most appealing aspect to most of the personal loan is that it will be accepted to fund almost anything. Should you want to put money towards a new car, improving your garden or even the shopping spree for a holiday of a lifetime you can save money by ... http://www.financealley.com/article_618022_19.html 04th September 2008 With there being nothing but doom and gloom in the papers when it comes to finances since many of us can really remember, something we are starting to see are patterns in how people are choosing to survive the times. One of the latest things that home... http://www.financealley.com/article_599141_19.html 14th August 2008 For those looking to buy their first home the whole idea of getting a mortgage is already a tremendous up hill struggle. There are less attractive mortgage products than there used to be and even less money available to borrow. If you do not have the mean... http://www.financealley.com/article_599136_19.html 14th August 2008 The mortgage market is continuingly getting bad press at the moment, and it isn’t really any surprise what with the housing market coming to a stand still, lenders simply not wanting to lend, and people needing financial help all over the country. S... http://www.financealley.com/article_596930_19.html 13th August 2008 With pretty much everybody in the United Kingdom already being well aware of the current disarray within the British housing market it comes with a further disappointment that there are now even more troubles tied to the fuss and bother of getting a mortg... http://www.financealley.com/article_596922_19.html 13th August 2008 If you are one of the many people that feel they are being backed into a corner when it comes to payments to maintain your current food, fuel and living bills you may be considering taking out a loan and playing all the payments into that so you can pay i... http://www.financealley.com/article_594665_19.html 12th August 2008 Pay Day loans are currently on more than a 130% increase since last year, and the credit crunch is the main blame for this dramatic swell in lending. However, the quick boost style option is beginning to rack up more bad press than good both in the united... http://www.financealley.com/article_594656_19.html 12th August 2008 Due to the vastly spread and greatly detested credit crunch the loans market has reported that there has been a sharp increase when it comes to those seeking pay day loans, just so that they are able to make it until they get their next pay packet. Fig... http://www.financealley.com/article_594637_19.html 12th August 2008 With the season being ripe for gap years to begin, and school years ending, there will be a large amount of people choosing to go on holiday in a group at this time of year. However don’t be lead to believe that only students can enjoy, and reap the ben... http://www.financealley.com/article_592189_19.html 29th July 2008 At the moment it feels to the majority of us that the dreaded credit crunch is plastered over every news paper, every TV station and every bill than comes through the letter box. The tightening of money is affecting almost everybody in the general public ... http://www.financealley.com/article_588235_19.html 24th July 2008 Travel insurance is probably the least most exciting part of going on holiday, but so many of us are leaving it to the last minute that we are hitting brick walls when it comes to us requiring medical attention etc we simply don’t have adequate cover. ... http://www.financealley.com/article_588187_19.html 24th July 2008