http://www.financealley.com en-us editorial@financealley.com Michael owned a small room above his garage, which he had converted into a gym and ran as a side business. One day, the gym floor gave way. Fortunately, no one was hurt but Michael had to get the floor fixed soon or he would lose the income his gym brough... http://www.financealley.com/article_693896_19.html 25th November 2008 There's this trip you have been planning with your buddies for months but your wife wants you to buy her an expensive necklace on your wedding anniversary. What do you do now? Do you skip the trip you have long planned or do you displease your wife? Do ... http://www.financealley.com/article_689701_19.html 18th November 2008 An auto title loan allows you to raise finance using your car. This means that you can borrow money by putting your car up as collateral. The lender retains the title of your car until your loan is duly repaid. As with all other types of loans, an auto ti... http://www.financealley.com/article_646303_19.html 23rd September 2008 Auto title loans, also called pink slip loans, involve borrowing money against your car. However, this is a decision that should involve careful planning. Ask yourself the following questions before agreeing to sign over your car in exchange for a loan. ... http://www.financealley.com/article_636651_19.html 12th September 2008 Obtaining a loan by using your car as collateral has several disadvantages. Read about these below, before you sign on the dotted line. High interest Taking a loan against your car will involve high interest rates, which you may not anticipate... http://www.financealley.com/article_632897_19.html 09th September 2008 Taking an auto loan to buy a new car is accepted practice. It allows you to get the required amount of money to make a good purchase, and then pay off the debt later in installments. However, auto loans also carry risks that you need to guard against. ... http://www.financealley.com/article_631279_19.html 09th September 2008 Using your car as collateral to get a short-term loan can be a good option for you if you need quick cash. You can continue to drive your car during the loan period, and as long as you repay the loan within the allotted amount of time, the transaction can... http://www.financealley.com/article_626793_19.html 08th September 2008 What can you do if you need cash urgently, but don't have good credit, or think that getting a bank loan would be a hassle? A way out is to pawn your car. In a car pawn, a car is used as collateral to receive a loan. The owner of the car gives his tit... http://www.financealley.com/article_622601_19.html 05th September 2008 If you need fast cash and own a car, you may consider a car title loan. While this may seem like a quick fix to your money problems, this too-good-to-be-true solution has its share of problems. These are the disadvantages of a car title loan: High i... http://www.financealley.com/article_612914_19.html 01st September 2008 Your car may be one of the costliest assets you own. It is not only a prized commodity that helps you travel but can also help you arrange for instant cash by using it as security against a loan. Your car title establishes your ownership of your car. I... http://www.financealley.com/article_611955_19.html 31st August 2008 Auto title loans are a handy option when you have expenses to meet and you're short on cash. In this type of loan, a lender will lend you money using your vehicle as collateral. The best part of auto title loans is that you can continue using your car dur... http://www.financealley.com/article_603788_19.html 20th August 2008 Unsecured loans are loans issued without collateral. This means that the loan is not given against any property belonging to the borrower. Thus, in the event of a default, the lender cannot recover his dues by taking possession and selling the collateral.... http://www.financealley.com/article_602670_19.html 18th August 2008 It's holiday season and you're in shopping mode, buying gifts for your family. You still have a couple more gifts to buy but you've exhausted your credit card balance. What do you do now? You can always use articles lying around your house, such as curios... http://www.financealley.com/article_599289_19.html 15th August 2008 Taking a loan to buy something, a car for instance, is an accepted practice. When faced with a loan application, lending institutions such as banks typically evaluate the potential borrower's credit record. Also known as credit history, credit record is a... http://www.financealley.com/article_572893_19.html 09th July 2008 Rob's old car stopped working and he urgently had to buy a new one. The only problem was that he didn't have the entire amount to make his purchase. He was falling short by $2,000. Then, Rob heard about title loans in California, which would allow his new... http://www.financealley.com/article_569750_19.html 04th July 2008 Money is never enough. No matter how much you have, it's always less than what you need. We all need money urgently at times – to make repairs, pay medical bills or home rents, invest in a business, and so on. While money goes fast, you have to wait unt... http://www.financealley.com/article_553232_19.html 09th June 2008 You need money right now but don't have a good credit history. The banks waste too much time and you want to avoid loan sharks. What do you do? Consider pawn for cash. What Does Pawn for Cash Mean? How Does it Work? Pawn for cash has a simpl... http://www.financealley.com/article_552544_19.html 06th June 2008 It's the middle of the month and your car has broken down and is in the garage. You need to pay for repairs immediately but don't have the funds. You need your car to get to work. What do you do in such a situation? Consider fast cash loans. What a... http://www.financealley.com/article_549250_19.html 29th May 2008 The worst thing about money is that it's never there when you need it the most. Getting a loan from a bank or other conventional channels takes too much time and paperwork. By the time, you get your money, you no longer need it. The delay in getting money... http://www.financealley.com/article_548301_19.html 27th May 2008 Paul urgently needed $2,000 to make some payments. Though he was eligible for a bank loan, the whole process of getting a loan would take too long. That's when a close friend suggested he try a car title loan. Paul was intrigued by the idea and decided to... http://www.financealley.com/article_546400_19.html 23rd May 2008