http://www.financealley.com en-us editorial@financealley.com If you have ever set foot on a college campus, you know that applications for college student credit cards can be found around every corner. In fact, the sheer abundance of them leads many students to believe that these cards are a normal, everyday part o... http://www.financealley.com/article_693497_19.html 25th November 2008 Credit card abuse isn't something to be taken lightly. It's put more than a few families into financial ruin. The scary thing is, many people don't even realize they're abusing their cards until it's too late. If you think you may be one of them, here are... http://www.financealley.com/article_691223_19.html 21st November 2008 Looking for the best balance transfer credit cards? You're definitely not alone in your endeavors. Millions of consumers carry credit card debt, and they often turn to low-interest balance transfers to help alleviate the toll on the monthly budget. The pr... http://www.financealley.com/article_686627_19.html 12th November 2008 If you think you know everything there is to know about gas credit cards, you may want to think twice. The gas cards of today are nothing like the gas cards of yesteryear, and people who don't see that don't know what they're missing out on. Before you go... http://www.financealley.com/article_683826_72.html 10th November 2008 In the world of prepaid credit cards you have the good guys, the bad guys and the occasional guy who sits on the fence -- and you can never really be sure which way that guy is going to lean. How do you tell which card is which? If you're looking to use p... http://www.financealley.com/article_681605_72.html 04th November 2008 Credit card debt consolidation is becoming an increasingly-common topic of interest. With more and more families struggling to make ends meet, we're all trying to find ways to reduce monthly expenses. Before you jump into any consolidation program, how... http://www.financealley.com/article_678124_19.html 30th October 2008 When it comes to secured credit cards, many myths abound. From "they're only for people with bad credit" to "they're more expensive than unsecured cards", you can't always distinguish the truth from the lie. Worry not. I'm debunking the most common secure... http://www.financealley.com/article_675219_19.html 27th October 2008 The best credit cards aren't always easy to come by, especially when the bad ones try to disguise themselves so well. Before you jump into any credit card agreement, make sure the card you're applying for is really one of the good ones. Here are three thi... http://www.financealley.com/article_671853_19.html 21st October 2008 When it comes to bad credit unsecured credit cards, they sure do run the gamut. On the one hand, there are those with fair credit terms and reasonable fees. Then there are those with ridiculous terms and conditions and interest rates that make your teeth ... http://www.financealley.com/article_669692_19.html 21st October 2008 If you're one of the many business owners with a business that can't qualify for traditional credit, secured business credit cards may be a good solution. Unfortunately, many entrepreneurs overlook the value of these unconventional business tools. Before ... http://www.financealley.com/article_664312_19.html 14th October 2008 Credit card fraud is an increasing crime, growing at the speed of the Internet. Consumers need to take measures to protect themselves and their families from becoming victims. Fortunately, there are easy ways to do it. Unfortunately, not enough of us take... http://www.financealley.com/article_662384_19.html 13th October 2008 There are quite a few people looking for free student credit cards. The question is, do they really exist? The answer to that question is both a yes and a no. Understanding that answer is a matter of understanding the following student credit card fundame... http://www.financealley.com/article_658407_19.html 07th October 2008 If you've been facing credit challenges and haven't been able to obtain credit, you may be getting ready to apply for secured credit cards. Before you do, you need to realize that not all secured cards are created equal. Here are some things to consider b... http://www.financealley.com/article_652387_19.html 29th September 2008 Looking for the best business credit cards? You're not alone. Millions of business owners want to carry the best cards, but don't know where to look or how to find them. Fortunately, there are a few pointers that can get you on the right track. When looki... http://www.financealley.com/article_649772_19.html 26th September 2008 If you're looking into or are using bad credit credit cards, it's probably because you've run into a few financial road blocks in the past. Nothing to be ashamed of -- it happens to the best of us. It definitely doesn't mean you should be treated like a s... http://www.financealley.com/article_645689_19.html 23rd September 2008 You have a high balance at a high rate and you absolutely must find the best balance transfer credit cards out there so you don't suddenly drown in your debt. Hold your horses my friend. Jumping into the wrong balance transfer is going to cost you in the ... http://www.financealley.com/article_642631_19.html 19th September 2008 As soon as you hit college you're going to be overwhelmed with new schedules, teachers, friends, finding your way around -- and an unending barrage of applications for college student credit cards. If you want to navigate these waters safely, there are a ... http://www.financealley.com/article_639304_19.html 15th September 2008 If it feels as though your credit card debt might drown you, there are a few things you need to know. The most important thing to understand is that your world isn't ending. There are ways out of the situation you're in. You just need to take a few sound ... http://www.financealley.com/article_637667_19.html 15th September 2008 Some people think they know everything there is to know about secured credit cards. You send in a deposit, you get a credit card. End of story, right? Not necessarily. Before you go jumping into the secured credit card world, there are a few things you sh... http://www.financealley.com/article_631926_19.html 09th September 2008 Looking for the best credit cards? You're not alone. Millions of consumers want the world's best cards, but few people ever manage to find them. Fortunately, you don't have to wander aimlessly in the dark. I'm more than willing to give you a hand. If you ... http://www.financealley.com/article_628589_19.html 08th September 2008 Unfortunately, credit cards for people with bad credit aren't always easy to come by. In fact, the scams seem to outweigh the legitimate credit card opportunities. Does that mean that credit-challenged individuals are destined to roam cardless for eternit... http://www.financealley.com/article_625973_19.html 08th September 2008 If you own a business, at some point or another using business credit cards becomes a fact of life. Unfortunately, not all business owners put their business credit cards to work for them. Are you getting as much mileage as you can from yours? Here are th... http://www.financealley.com/article_624374_19.html 08th September 2008 Looking for the best student credit cards? You're not alone. Millions of students (and their parents) are looking for the perfect card to start their financial journey with. After all, the moment a student gets a credit card his or her credit history begi... http://www.financealley.com/article_616346_19.html 03rd September 2008 Not all credit card offers are created equal. Some are simple and straightforward, some are a bit misleading and some are outright scams. What should you look for when entertaining the offers that hit your mailbox? Here are some things to consider... 1... http://www.financealley.com/article_611218_19.html 28th August 2008 Have you been looking for banks who offer secured credit cards? It's not always easy to find them. Some of the banks that offer these cards don't advertise the fact and many banks don't offer them at all. So are you just plum out of luck? Of course not. Y... http://www.financealley.com/article_608584_19.html 24th August 2008 Everyone wants to find the best deal on credit cards. It doesn't matter if you're a star credit pupil or a bad credit reject, you want the best card with the best perks at the best rate. But where can you go to find the cards that dreams are made of? How ... http://www.financealley.com/article_605818_19.html 21st August 2008 Listen, you've got bad credit -- it doesn't necessarily mean you have the plague and that you're forever destined to apply for bad credit cards. Of course, it could mean exactly that if you don't take the appropriate steps right away. Here are a few thing... http://www.financealley.com/article_603028_19.html 18th August 2008 Think you know everything there is to know about small business credit cards? You may want to think again. Many people fall for the myths surrounding these useful financial tools. If you want to be on top of your game you need to know what's fact and what... http://www.financealley.com/article_600872_19.html 16th August 2008 Ladies and gentlemen - tonight's tag-team match is for student credit cards. In one corner, we have Mr. and Mrs. Johnson. In the opposite end of the ring is eighteen-year-old Timmy Johnson and his big sister Alli. Who will prevail? Let the battle begin! ... http://www.financealley.com/article_588722_19.html 24th July 2008 Want to know how to get the best credit card rates ever? No, it's not a pie-in-the-sky promise. It's a fact. I'm going to tell you exactly how to get those credit card rates down. It's not about having perfect credit (although that helps) and it's not abo... http://www.financealley.com/article_584848_19.html 22nd July 2008 How many of the credit-challenged masses would be happy to have Capital One secured credit cards in their wallets? Capital One is one of the best credit card companies out there, and there's something to be said for carrying the "what's in your wallet?" p... http://www.financealley.com/article_581494_19.html 20th July 2008 Do you know where and how to find the best cash back credit cards? I do. Millions don't. Why? Because they don't know three steps that would lead them to the best credit cards on the market. Think I'm gonna keep these secrets to myself? Think again. Every... http://www.financealley.com/article_575677_19.html 14th July 2008 Is there such a thing as credit cards for bad credit? Are those with credit blemishes destined to wander hopelessly through the credit card abyss? No. And if anyone's told you otherwise, I've got some advice. Make a list of all of the people who have made... http://www.financealley.com/article_574125_19.html 11th July 2008 Almost once a week someone will ask me whether or not they can finance a new business with a business credit card. Each and every week I give them the same response. The question isn't only "can you" finance your new business with a business credit card. ... http://www.financealley.com/article_568111_19.html 01st July 2008 High school credit cards -- they're a teenager's dream come true and a mom and dad's worst nightmare. Students beg for them, mom and run from them like they carry the plague. What has mom and pop so freaked out? If you want to have even half a hope of get... http://www.financealley.com/article_565184_19.html 27th June 2008 Whether you're a seasoned credit card pro or someone who's new to the world of plastic, there are five rules you'd do well to remember. After all, credit cards can make or break your credit rating. You don't want it to be the latter. With that in mind, he... http://www.financealley.com/article_561904_19.html 23rd June 2008