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<title>Christian Ward's Articles</title>
<link>http://www.financealley.com</link>
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<webMaster>editorial@financealley.com</webMaster>
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<title>Accident Claims Process In Need Of Urgent Reform</title>
<description>The Ministry of Justice and stakeholder groups have, for the last two years, been debating about the need to reform the process for accident claims. 

However the government has not yet set out its response. This has led to frustration and uncertainty f...</description>
<link>http://www.financealley.com/article_604917_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Accident Claims Don't End After You Leave The Hospital</title>
<description>
If you've ever been involved in a road accident, then you will know that the suffering doesn't end once you've left hospital, been patched up and reached the safety of home. 

Because it's then that you have to start dealing with the aftermath. The pa...</description>
<link>http://www.financealley.com/article_604915_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>A Fairer Deal For Personal Injury Claims</title>
<description>Making an insurance claim for a personal injury can be a complicated legal process, one thing the consumer does not want is their personal details being sold instantly after making the claim. New industry evidence suggests this is exactly what is happenin...</description>
<link>http://www.financealley.com/article_604914_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>A Brief History Of Asbestos</title>
<description>Asbestos is a naturally-occurring fibrous mineral of metamorpic hydrous magnesium silicate. The term "metamorphic" is used to describe a process of extreme heat and pressure which creates specific secondary patterns of minerals with new chemical and/or ph...</description>
<link>http://www.financealley.com/article_604912_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>5 Essential Credit Card Rules You Need To Know </title>
<description>Whether you're a seasoned credit card pro or someone who's new to the world of plastic, there are five rules you'd do well to remember. After all, credit cards can make or break your credit rating. You don't want it to be the latter. With that in mind, he...</description>
<link>http://www.financealley.com/article_604911_19.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Avoiding Medical Negligence Claims If You're A Nurse </title>
<description>
In today's litigious society, it can be easy for the nursing staff to become involved directly or indirectly in legal matters. However, just as the amount of cases has increased, there are some common themes among legal battles involving nursing practit...</description>
<link>http://www.financealley.com/article_604877_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Are Debt Consolidation Loans Worth It?</title>
<description>A debt consolidation loan is, as its name suggests a loan that will consolidate all of your debts into one tidy package. The interest rate may be the same as the rates on the existing loans, or it may be somewhat less. 

Defining the terms

Make certa...</description>
<link>http://www.financealley.com/article_604876_19.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Are Airline Credit Cards Worth It?</title>
<description>Airline credit cards are those that reward air travel points or miles to people who purchase items. People can easily redeem these points and miles. Airline credit cards ideally suit a specific user profile. Normally users of these credit cards travel reg...</description>
<link>http://www.financealley.com/article_604875_19.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Accident Claims Rise</title>
<description>It has been almost a whole year since Sunita Bansal, a mother of three underage daughters in India, was awarded a compensation of Rs 18 lakh as the result of an accident claim following the death of her husband in a motor accident. The money has not yet r...</description>
<link>http://www.financealley.com/article_604874_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Accident Claims May Be Funding Illicit Activities</title>
<description>Accident claims companies are at the centre of a large-scale investigation by the Insurance Fraud Bureau, according to a report in Solicitors Journal. Many companies are under suspicion of colluding with solicitors firms in staging accidents and paying ki...</description>
<link>http://www.financealley.com/article_604873_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Calculating Your Whiplash Claim</title>
<description>How much is the pain and discomfort of your whiplash injury worth? A fair question, after all a whiplash injury is painful; so you should be compensated accordingly. Unfortunately, however, the level of compensation you get for your injury following an ac...</description>
<link>http://www.financealley.com/article_604668_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Bike Insurance Is Not Something To Skimp On </title>
<description>
There is no other way to put it, if you are riding without good motorcycle insurance you are just plain stupid. Most motorcycle owners have insurance but there will always be some that think it is not necessary, it is to expensive, they don't need it be...</description>
<link>http://www.financealley.com/article_604667_19.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Bike Insurance Breakdown </title>
<description>Do you live for the adrenaline rush and exhilarating experience of riding a motor bike? If that’s your cup of tea make sure you are riding responsibly along with having fun. Being a responsible motor bike rider does not only mean riding responsibly and ...</description>
<link>http://www.financealley.com/article_604666_19.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Better Alternatives To No Win No Fee </title>
<description>Everyone is familiar with the phrase 'no win no fee' in personal injury cases but many have only a hazy concept of what it means. Even fewer wil know that there are better alternatives to paying for your claim such as Before the Event (BtE) insurance. 
...</description>
<link>http://www.financealley.com/article_604664_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Avoiding Unscrupulous Claims Management Companies</title>
<description>Back in April of 2007 a new law was passed to help protect the public from Claims Management Companies. This was to help eradicate some of the underhand marketing and hard sell tactics that Claims Management Companies performed in trying to persuade custo...</description>
<link>http://www.financealley.com/article_604663_18.html</link>
<pubDate>21st August 2008</pubDate>
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<title>Choosing The Right Bike Lock</title>
<description>A bicycle lock is a physical security device used on bicycles to prevent theft. They are generally used to fasten the bicycle to a bicycle rack or any immovable object. Bike locks are a safe and inexpensive solution to the safety and security of your bike...</description>
<link>http://www.financealley.com/article_604596_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Car Insurance Policies Comprehensive In Name Only</title>
<description>Car insurers have started rewriting the English language. The dictionary definition of comprehensive is 'something that includes all or much'. But insurers have been gradually stripping out sections from their policies, leaving drivers with cover that is ...</description>
<link>http://www.financealley.com/article_604595_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Car Insurance Buyers Confused By Price Comparison Website?</title>
<description>It is traditionally known as 'car insurance', but could the recent increase in web-based comparison websites be making drivers confused? The Association of British Insurers classifies it as 'motor insurance', and the official body for compensating the vic...</description>
<link>http://www.financealley.com/article_604594_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Car Accident Claims Increasing Car Insurance Premiums </title>
<description>Car insurance premiums have risen steeply in the last year at a rate of 5.9%, which is almost three times the rate of inflation as measured by the Consumer Price Index. The cause of this rise is being touted as an increase in the amount of compensation be...</description>
<link>http://www.financealley.com/article_604593_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Buy A Bike Helmet And Save Your Life</title>
<description>Anyone who spends a lot of time riding a motorcycle or lists biking as a passion will recognise that their life is on the line whenever time is devoted time to their motorcycle. As a result, not only should they spend time learning the finer points of rid...</description>
<link>http://www.financealley.com/article_604592_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Debit Vs Credit Cards </title>
<description>Though most people refer to the shiny pieces of plastic in their wallets as "credit cards", some of them are not. While debit and charge cards are often found next to their credit card cousins, each type of card is separate and distinct from its peers. 
...</description>
<link>http://www.financealley.com/article_604192_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Credit Card Grace Periods </title>
<description>
Credit cards have a time period in which you can pay off your balance without being charged interest. This is called a grace period. The grace period on most cards is 25 days, while other cards have shorter grace periods. Pay attention to your grace per...</description>
<link>http://www.financealley.com/article_604191_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Common Causes Of Car Accidents</title>
<description>
Among all the personal injury cases, road accidents that involve motorcycles or cars are the most frightening. It can affect the passengers, drivers and the passers by as well. 

People involved in car accidents can suffer different types of injuries ...</description>
<link>http://www.financealley.com/article_604190_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Claiming For An Animal Injury </title>
<description>Have you been attacked by an animal maybe a dog or cat that wasn't your fault. If you've suffered any pain, medical treatment that has incurred costs, loss of earnings as you've been unable to attend work full time or part time as well as any fees you've ...</description>
<link>http://www.financealley.com/article_604189_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Claiming Compensation</title>
<description>You can claim compensation for many different types of accidents. Some of the most common accidents are road traffic accidents including motorcycle accidents, accidents a work, slip and trips in supermarkets or on uneven pavement. Other claims include ind...</description>
<link>http://www.financealley.com/article_604187_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>FINEOS To Manage South African Accident Claims</title>
<description>FINEOS Corporation, a global provider of innovative enterprise software solutions for insurance, bancassurance, and government, today announced a new deal with the Road Accident Fund ( "RAF" ) of South Africa to deliver FINEOS Claims([R]) to manage bodily...</description>
<link>http://www.financealley.com/article_604072_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Drivers Advised To Regularly Review Their Car Insurance Policy</title>
<description>It is a sensible idea for drivers to regularly review car insurance policies, it has been claimed. 

Citing figures from the AA insurance index, research released by MoneyExpert reveals that the average cost of comprehensive motor insurance has risen to...</description>
<link>http://www.financealley.com/article_604071_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Diligence Leads To Fewer Car Accident Claims </title>
<description>When you’re out and driving, there’s nothing worse than getting in an accident. Whether it’s just a fender bender or a windshield-cracking, door-shredding crash, accidents are horrible things to witness and worse to experience, not to mention the co...</description>
<link>http://www.financealley.com/article_604066_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Depression Leads To More Personal Injuries At Work </title>
<description>Depression is one of the most common mental illnesses which affects more people than you might think. And new research suggests that depression can affect individual and collective safety at work, leading to more personal injury claims. 

Those with dep...</description>
<link>http://www.financealley.com/article_604065_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Dealing With A Whiplash Injury Claim</title>
<description>
If you have been, or know anyone who has been involved in a road traffic accident recently and sustained injuries, then this article will provide the very best information needed to secure you compensation for any injuries. Compensation for Whiplash inj...</description>
<link>http://www.financealley.com/article_604064_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Improving Road Safety Key To Reducing Car Accidents</title>
<description>The results of a recent AA survey on highway safety should come as no surprise to any long suffering motorist. Almost three in four (72%) of those polled thought road and junction improvements would make roads safer, reducing the annual number of car acci...</description>
<link>http://www.financealley.com/article_603732_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>How To Use An Injury Lawyer </title>
<description>
If you are thinking about making a compensation claim based on a no win no fee agreement then it is important that you seek legal advice before taking any steps. A personal injury lawyer will be able to tell you whether your case is suitable for a no wi...</description>
<link>http://www.financealley.com/article_603731_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Home Insurance Will Be A Struggle For Natural Disaster Victims</title>
<description>
Gerry Tyack is no stranger to a challenge. He served with the Royal Air Force in the Second World War, having lied about his age to join up as a 16-year-old in 1939. After working as a fitter on Wellington bombers, he joined a mobile radar unit driving ...</description>
<link>http://www.financealley.com/article_603729_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Health Insurance More Popular Than Ever Before</title>
<description>Daily headlines about superbugs, falling staff levels and patchy quality of care in hospitals have led to many people turning their backs on the NHS and choosing private cover. 

The latest figures from the Association of British Insurers show that afte...</description>
<link>http://www.financealley.com/article_603728_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Handling Car Accident Claims</title>
<description>
The two personal dilemmas of people who have car accidents are the unpleasant incident itself and the ordeal of making the car insurance claims. There is a not so pleasant feeling when you realise you have to make your car insurance claims hearing some ...</description>
<link>http://www.financealley.com/article_603727_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Loan Can Be Used To Sell Your House </title>
<description>
You’ve heard of thirty-second second elevator pitches, but did you know that 30 seconds is all you have to persuade buyers viewing your home that your property is their perfect nest? Think of it as a 30-second hallway pitch! 

Ironically, you don’...</description>
<link>http://www.financealley.com/article_603377_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Life Insurance Affected If You Are Overweight</title>
<description>According to recent research, over 23 million Brits are overweight. This is not just a risk to your health but to your wallet as well, since it affects your life insurance costs as well. 

Not only does this wreak havoc with your internal organs and thu...</description>
<link>http://www.financealley.com/article_603376_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Key Questions To Ask In A No Win No Fee Claim</title>
<description>
Nonetheless it's a popular term used by personal injury solicitors. There are advertisements all over the place, online and offline by solicitors and claim management companies. "If you lose, we won't charge you a penny" and many of the likes. But do yo...</description>
<link>http://www.financealley.com/article_603375_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Is Your Home Contents Insurance Sufficient?</title>
<description>Nobody likes to consider the ramifications of a worst case scenario, least of all the financial consequence. However, did you know that if a major storm (of the likes we experienced in the UK in the late 1980s) struck the UK today, almost one-half of all ...</description>
<link>http://www.financealley.com/article_603373_19.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Identifying Whiplash </title>
<description>
Whiplash is a medical condition that occurs most frequently after a road traffic accident. The onset of whiplash arises when the soft tissue in the spine is stretched and strained after the body is thrown in a sudden and forceful jerk.

Whiplash is an...</description>
<link>http://www.financealley.com/article_603372_18.html</link>
<pubDate>20th August 2008</pubDate>
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<title>Making A Truck Accident Claim</title>
<description>Truck accident injuries are typically quite severe. The size and momentum of a truck can often devastate a small passenger car and the occupants inside the car. Truck accident injuries are frightening, often have long recovery times, and cost tens of thou...</description>
<link>http://www.financealley.com/article_603236_18.html</link>
<pubDate>19th August 2008</pubDate>
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<title>Making A Road Accident Claims</title>
<description>
Even though technology has advanced to the point that vehicles have been made safe for use by people, road traffic accidents are still abound. This is because these accidents arise not from the vehicles, but from the neglect and lack of discipline of bo...</description>
<link>http://www.financealley.com/article_603235_18.html</link>
<pubDate>19th August 2008</pubDate>
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<title>Making A Road Accident Claim</title>
<description>A road traffic accident describes any accident that happens on a road or footpath. Road traffic accidents are the cause of an estimated 1.2 million deaths worldwide every year and are said to injury about forty times this number. 

Every person who uses...</description>
<link>http://www.financealley.com/article_603234_18.html</link>
<pubDate>19th August 2008</pubDate>
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<title>Loans: The Basics </title>
<description>
You have fallen in love with your ideal home, and your offer has been accepted. There is just one snag - you can't get shot of your old house quickly enough and the deal is at risk of falling through. A bridging loan may be the only way to keep the deal...</description>
<link>http://www.financealley.com/article_603233_19.html</link>
<pubDate>19th August 2008</pubDate>
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<title>How To Make A Successful Car Accident Claim </title>
<description>Car accidents may all look the same, but the truth is they all have their subtle differences. Therefore, no car accident claim can be exactly like another. Accidents will always happen, there's nothing to do about it; but if you are unfortunate enough to ...</description>
<link>http://www.financealley.com/article_603231_18.html</link>
<pubDate>19th August 2008</pubDate>
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<title>Most Common Accident Claims</title>
<description>Accidents happen every day and result in thousands of people suffering personal injury every year. An accident injury can occur on the roads and footpaths, at work, in public places, at home, at school, during medical treatment and in many other situation...</description>
<link>http://www.financealley.com/article_602726_18.html</link>
<pubDate>18th August 2008</pubDate>
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<title>Mortgages, Tips To Getting The Best Deal </title>
<description>
The credit crunch has bought good and bad news for home buyers. The good news is that house prices are sliding, bringing homes within the reach of first-time buyers. The bad news is that mortgage loan conditions have tightened up so much that only those...</description>
<link>http://www.financealley.com/article_602724_19.html</link>
<pubDate>18th August 2008</pubDate>
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<title>Mortgage Holders Face Increases In Stamp Duty</title>
<description>
The latest survey by the Royal Institution of Chartered Surveyors suggests that residential property transactions are at their lowest level since the 1970s. This is based on asking surveyors what they think is happening, but the truth will come out in t...</description>
<link>http://www.financealley.com/article_602723_19.html</link>
<pubDate>18th August 2008</pubDate>
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<title>Making A Work Related Accident Claim</title>
<description>
Each year in the UK many thousands of workers are injured during the course of their duties. It is important that positive steps are taken by all injured parties to protect their legal rights should a compensation claim become necessary.

The latest f...</description>
<link>http://www.financealley.com/article_602721_18.html</link>
<pubDate>18th August 2008</pubDate>
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<title>Making A Successful Car Accident Claim</title>
<description>
If you find yourself in a car accident, here's what to do to protect yourself and make sure that everything gets taken care of.

Be Prepared. Always carry a mobile phone with you when you're driving, as well as a pen and paper to take notes with, a di...</description>
<link>http://www.financealley.com/article_602720_18.html</link>
<pubDate>18th August 2008</pubDate>
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