http://www.financealley.com en-us editorial@financealley.com Most Americans (82 percent) feel optimistic when it comes to their financial futures, according to the Family Financial Forecast study commissioned by State Farm Life Insurance Companies. Most Americans also have similar goals in mind when it comes to mon... http://www.financealley.com/article_32484_63.html 05th March 2006 Preparing a "Last Will and Testament" - commonly known simply as a will -- is not something that anyone enjoys thinking about or doing. But it is something that almost every adult -- especially those with children -- should think about and do. ... http://www.financealley.com/article_24513_18.html 19th January 2006 Every year, there are more than 6 million car accidents in the United States, and knowing what to do if you are involved in one of them is essential to your safety -- both physically and financially. When the Accident Occurs The fir... http://www.financealley.com/article_24511_18.html 19th January 2006 It's common for Americans to pay $70 or more for a home phone line, $50 or more for a cell phone, and even more for extra lines, voice mail, long distance and other phone "extras." And, if you don't plan carefully, an extra half-hour spent talking to your... http://www.financealley.com/article_24492_15.html 19th January 2006 The average American spends the first six months of every year paying off their holiday debt from the year before. Overspending, opening new credit accounts and generally just spreading your finances too thin is especially tempting as you s... http://www.financealley.com/article_20772_19.html 23rd December 2005 Owing money--for credit card bills, mortgages, student loans and everything in between--has become the American way. In all, American consumers owed nearly $2 trillion as of October 2003, according to the Federal Reserve. <... http://www.financealley.com/article_13622_19.html 28th October 2005