http://www.financealley.com en-us editorial@financealley.com In today's society, for many people, establishment of a cohabitation agreement is of prime importance. Not having such an agreement in place between life partners can have a significant and lasting negative impact on both members of the relationship. Th... http://www.financealley.com/article_205397_18.html 23rd August 2007 Obviously, one of the most apparent FSBO benefits, at least to many home owners, is that the act of sticking that 'For Sale By Owner' sign in their front yard says that they might save some money and have some control over the selling of their home. How... http://www.financealley.com/article_201311_19.html 14th August 2007 Letting others use your articles, as long as they include your byline, is a very effective way to increase website traffic. Most articles which are posted online will include a byline which not only tells visitors you wrote it and might say how they can ... http://www.financealley.com/article_137502_15.html 12th March 2007 Many states are taking steps to provide legal protection for life partners. However, in many instances, life partners, or those in a cohabitation situation, a mother living with her daughter, or an unmarried elderly couple living together for example, do... http://www.financealley.com/article_134911_18.html 05th March 2007 There are times in life when someone may be asked to fill out a power of attorney form. At another time, someone may decide that they need a formal means of allowing someone to act on their behalf. Some people may have heard of a power of attorney, and ... http://www.financealley.com/article_134413_18.html 05th March 2007 In December of 2000, Al Gore conceded the election for President of the United States to George W. Bush. I won't go into all that led up to that event or all that followed. That's not what I want to talk about. However, as bad as the results must hav... http://www.financealley.com/article_133801_18.html 01st March 2007 The death of Anna Nicole Smith has at least one valuable outcome, even if it is simply serving as a model of what happens if you die intestate, i. e. without a last will and testament. One immediate point to take here, by the way, is the youth and vita... http://www.financealley.com/article_132991_18.html 28th February 2007 Almost every day, I hear from people, or about people, who feel that they have been scammed by someone who recruited them into some sort of business opportunity. While there definitely are scam artists out there, and some pretty bad ripoffs, sometimes th... http://www.financealley.com/article_123332_15.html 25th January 2007 A simple definition of success could be something about achieving one's goal or goals. We often read or hear, "he achieved success" in such and such a year or upon completion of a project. Success seems to be viewed by many people as an end in itself.... http://www.financealley.com/article_118032_15.html 08th January 2007 Years ago when I was stationed in Germany, my recently widowed mother came for a visit. She had never left the States before, so this was an adventure for her. Actually, she took it in stride. She's a people person, and "seeing the sites" just never wa... http://www.financealley.com/article_117057_15.html 06th January 2007 As a writer writing for other writers, I have written a couple of articles on how writers can come up with ideas. As a writer who is also an internet marketer who has achieved some success online, I have written articles on, you guessed it...achieving su... http://www.financealley.com/article_115720_15.html 03rd January 2007 Wow! Everywhere you go these days, there is a guru of one kind or another offering to teach you the secrets of making money, having great sex, living longer, and, the old stand-by of Dr. Phil and so many others...weight loss! If you are online, you ca... http://www.financealley.com/article_115398_15.html 02nd January 2007 "Knowledge is power." --Sir Francis Bacon In Sir Francis Bacon's day, that quote may have been nearer the truth than today. Any little bit of knowledge gave a man or woman an edge and perhaps the power to move higher in the intellectual or physical fo... http://www.financealley.com/article_114444_15.html 27th December 2006 Taylor Hicks, Evelyn Adams, William "Bud" Post, Eldrick Woods, Suzanne Mullins, and Joanne "Jo" Rowling all have something in common. For at least one time in each of their lives, they were an overnight success. Many Americans, at least, will recogniz... http://www.financealley.com/article_114293_15.html 25th December 2006 "Major Strasser has been shot. Round up the usual suspects." --Claude Rains, AKA Captain Renault in Casablanca A police officer has a problem, a puzzle to solve. One step he or she can take is to, "Round up the usual suspects." It is possible that t... http://www.financealley.com/article_111104_15.html 11th December 2006 Copyright 2006 Donovan Baldwin A lot has been written on the subject of network marketing and the products commonly sold through network marketing. Unfortunately, most people joining a network marketing program for the first time don't read the books ... http://www.financealley.com/article_103909_15.html 17th November 2006 Copyright 2006 Donovan Baldwin I work at home. I am lucky enough to be associated with a legitimate company, but, sad to say, not every work at home opportunity is legitimate and aboveboard. The very nature of the work at home opportunity lends its... http://www.financealley.com/article_103397_15.html 16th November 2006 Copyright 2006 Donovan Baldwin Let me begin by saying that I am 61 years old, self employed, and operate a home based network marketing business. With this business, I presently earn approximately 2.5 times the largest salary I ever received during my... http://www.financealley.com/article_102428_15.html 16th November 2006 Copyright 2006 Donovan Baldwin Forget franchises and brick and mortar businesses. The cheapest and quickest way to start your own business these days is to jump into a network marketing, home based business opportunity. This is especially true since ... http://www.financealley.com/article_102171_15.html 16th November 2006 People sponsored into a MLM network marketing company are commonly faced with two minor problems. 1. They have no idea how to generate leads or sponsor others into the MLM network marketing opportunity they have joined, and... 2. Even if they make... http://www.financealley.com/article_88364_15.html 20th September 2006 Copyright 2006 Donovan Baldwin I agree totally with everything that has been said in many other places about the reasons people who enter network marketing fail. Unrealistic expectations, lack of knowledge, inexperience, embarrassment, fear, and so on... http://www.financealley.com/article_87308_15.html 08th September 2006 Copyright 2006 Donovan Baldwin A lot has been written on the subject of network marketing and the products commonly sold through network marketing. Unfortunately, most people joining a network marketing prog... http://www.financealley.com/article_82383_15.html 17th August 2006 Copyright 2006 Donovan Baldwin Everybody's got their own idea of network marketing and selling. By the way, as usual when I write something on network marketing, I am tacitly including internet marketing. Nowadays, your next customer or downline memb... http://www.financealley.com/article_79255_15.html 06th August 2006 Copyright 2006 Donovan Baldwin There's an old saying which you may have heard. "Give a man a fish and you have fed him for today. Teach a man HOW to fish and he can feed himself for the rest of his life." My wife brought up a very good point today. ... http://www.financealley.com/article_59997_15.html 04th June 2006 Copyright 2006 Donovan Baldwin There are several advantages to using affiliate programs to make money on the internet. First of all, however, just what IS an affiliate program? One of the first and best known affiliate programs was offered by <A ... http://www.financealley.com/article_54246_15.html 17th May 2006 Copyright 2006 Donovan Baldwin VOIP is a hot topic these days, but what exacty is VOIP and VOIP service? It is a method of using the internet to carry phone calls. The term, "VOIP", stands for Voice Over Internet Protocol. Why use a VOIP service? ... http://www.financealley.com/article_53299_15.html 15th May 2006 Copyright 2006 Donovan Baldwin All right, you've seen the infomercials for people like Carleton Sheets, or you read an ebook by somebody like T. C. and Vickie Bradley, and you're hot to trot out your wallet and get rich with real estate investing...jus... http://www.financealley.com/article_32278_33.html 05th March 2006 Copyright 2006 Donovan Baldwin When I started in my first network marketing business in the early 90's, I was sure that I had picked a good, honest company with a valid, useable service. I was ready to take my message out into the world. I was confid... http://www.financealley.com/article_31322_15.html 22nd February 2006 Copyright 2006 Donovan Baldwin The year was 1981, the state was Florida, and I had just flown back from Germany for my father's funeral. My sister and her family were down from New York, and, a few days after the funeral, we were sitting with my mothe... http://www.financealley.com/article_30462_18.html 19th February 2006 Copyright 2006 Donovan Baldwin NOTE: Although this article is about network marketing, its principles can be applied to its newest and increasingly common cousin, internet marketing. A majority of internet marketing programs and businesses are networ... http://www.financealley.com/article_23619_15.html 14th January 2006 Copyright 2005 Donovan Baldwin I knew the first time I met him that he was just out to get my business. After all he was a salesman. That's what his card said, that's what his job was, and that's what he did for a living. I don't trust salesmen, a... http://www.financealley.com/article_19201_15.html 11th December 2005 Copyright 2005 Donovan Baldwin Wow, that's a good one. Actually, it's a great question without an equally great answer. In any network marketing program, of course, one of your major goals is to establish a viable income through the sales of produc... http://www.financealley.com/article_19185_15.html 11th December 2005 Copyright 2005 Donovan Baldwin In his book "One Small Step Can Change Your Life - The Kaizen Way", Robert Maurer tells the following old joke: A drunk was crawling about on the sidewalk under a lamppost at night. A Police Officer came up to him a... http://www.financealley.com/article_18134_15.html 04th December 2005 Copyright 2005 Donovan Baldwin Back in my retail days, we called it "the upsell". In direct sales and internet marketing, it falls under the heading of "follow-up", although in many guises it can be very similar to the retail "upsell". It's really an... http://www.financealley.com/article_17660_15.html 29th November 2005 Copyright 2005 Donovan Baldwin He was a little old man, and he was confused. All around him were huge, confusing technological marvels, and he had no clue what he was really looking for...or at, for that matter. I was on commission, so the higher-e... http://www.financealley.com/article_16930_15.html 23rd November 2005 Copyright 2005 Donovan Baldwin In his book, "Super Prospecting: Special Offers and Quick-start Systems", Tom "Big Al" Schreiter tells the story of an old lumberjack who observed a young lumberjack laboring to chop down a tree. After watching the youn... http://www.financealley.com/article_16546_15.html 21st November 2005 Copyright 2005 Donovan Baldwin Years ago, I took over as a manager of a restaurant in a major city. As expected, we had a good sized lunch rush every day, but the place never seemed to be filled. The previous manager, although well-intentioned, had... http://www.financealley.com/article_14189_15.html 02nd November 2005 Copyright 2005 Donovan Baldwin There's another term for it, but I prefer OPGI for three reasons: 1. Nobody's ever heard of it and it arouses curiosity, 2. I think it's more complimentary to the people involved, 3. It's less likely to turn peop... http://www.financealley.com/article_14181_15.html 02nd November 2005