http://www.financealley.com en-us editorial@financealley.com A number of recent studies have shown that disability is an issue that everyone should be concerned with, even people who are young. Statistics show that you have a much greater chance of becoming disabled while you are working compared to dying before ... http://www.financealley.com/article_105936_19.html 17th November 2006 The internet has dramatically changed both the fields of marketing and advertising. Those who are looking to advertise their businesses are no longer limited to just paying for newspaper ads or telephone book listings. The internet has opened a new door... http://www.financealley.com/article_101665_15.html 16th November 2006 A number of rapid advances are being made in communications technology. While the invention of the telephone allowed people to rapidly communicate for a low price, conference call services are allowing multiple people to communicate at once. While the t... http://www.financealley.com/article_100628_15.html 15th November 2006 Home insurance is a type of policy in which a number of protections are combined into one unit. Some of these protections may cover things which are stolen from the home, or it may cover accidents which occur while a person is in their home. There are a n... http://www.financealley.com/article_91847_33.html 04th October 2006 A home equity loan is a special type of loan that is used by homeowners who wish to use their equity as collateral. It may be necessary for a family to obtain a home equity loan for things such as medical bills, college costs, or house repairs. In a nutsh... http://www.financealley.com/article_90723_19.html 02nd October 2006 A payday loan is a type of loan that is given for a short period of time. In most cases, it will not be more than $1500, and it is used to help consumers that need money between their pay periods. A payday loan will typically be given to the borrower in t... http://www.financealley.com/article_82757_19.html 19th August 2006 Business cards are often exchanged when business people meet each other. It is a great marketing tool that can be used to advertise your business. In most cases, the company logo, name, phone number, and address will be present on the card, with a list of... http://www.financealley.com/article_80279_15.html 10th August 2006 An office chair is a type of furniture that is designed to help employees sit in a single location for extended periods of time. Many office chairs can swivel, and this will allow the workers to reach different places without having to get up. The seat of... http://www.financealley.com/article_77309_15.html 27th July 2006 The adjustable rate mortgage is a type of loan which will be secured on a home which has an interest rate and monthly payment that will vary. The adjustable rate will transfer a portion of the interest rate from the creditor to the homeowner. The adjustab... http://www.financealley.com/article_72782_19.html 16th July 2006 The process for purchasing a home in California is different from the procedures that are used in other states. Unlike the East Coast, attorneys are not used to complete the sale of real estate. Instead, an escrow is used. Once you have located a home yo... http://www.financealley.com/article_72465_33.html 15th July 2006 Credit cards have many powerful advantages. They allow you to make internet purchases, hotel reservations, and many other things. However, credit cards can lead to many years of financial turmoil if you don't know how to use them properly. Credit cards sh... http://www.financealley.com/article_45891_19.html 20th April 2006 Mortgage is a legal tool that pledges a real estate property as repayment in order to obtain a loan. Even though a person does not have enough funds to buy a property outright in cash, he can do so through mortgage. Mortgage provides the guarantee that ... http://www.financealley.com/article_45443_19.html 20th April 2006 The Power of Attorney is a legal document voluntarily entered into by two parties and duly certified by a notary public, usually a lawyer. The first and second party in the Power of Attorney are: the Principal and the Agent,respectively. In the power of... http://www.financealley.com/article_44130_18.html 14th April 2006 The affidavit is a written version of sworn statement: a voluntary oath before a notary public, judge or commissioner of deed, all of whom are authorized to administer oaths. Both the affiant and the authorized officer are required to sign the affidavit.... http://www.financealley.com/article_41203_18.html 03rd April 2006 The Credit History report is like the Hall Monitor in the world of credit cards. The credit history report will serve as a security for credit card companies to screen out the bad weeds and the good weeds. However, it might be hard for some of us to ma... http://www.financealley.com/article_39605_19.html 31st March 2006 FEES TO BE PAID Under any circumstances, the following are charged by most credit card companies: Annual fee Paid for being a user of the card Cash advance fee. Paid when the card is utilized for making a cash advance; usually a flat fee or a ... http://www.financealley.com/article_38153_19.html 23rd March 2006 Just like there are a lot of flavors to ice cream or a great deal of genres in music and books, there are also a lot of types to choose from when it comes to credit cards. And because credit cards deal with money and finances, just the slightest variation... http://www.financealley.com/article_37562_19.html 21st March 2006 So, you have a non-profit organization and you need a bylaw legal form and don't know where to turn. Well relax, you are not the first one in this situation and you are not alone. Yes you have a problem but thanks to the Internet there is an easy solution... http://www.financealley.com/article_35058_18.html 12th March 2006 It has always been practical for people never to bring a huge amount of cash with them when they're going out and they're not completely sure that it will be a safe journey all the way. And that's why such items as checks, ATM cards and of course, credit ... http://www.financealley.com/article_34786_19.html 11th March 2006 Ah, the Internet. Never has there been so much information available to the common man on all sorts of topics. The danger being of course that one can never really know if the information they are reading about is actual facts or complete fantasy. Whi... http://www.financealley.com/article_32984_18.html 05th March 2006 They say that in life, there are just two types of people – vanilla lovers and chocolate addicts. This may be true but do you know that when it comes to credit cards, there are only two primary kinds that you're going to be acquainted with? The rest are j... http://www.financealley.com/article_32568_72.html 05th March 2006 If you're of age and with a permanent source of income, maybe it's time to own a credit card. If you haven't ever considered owning a credit card, maybe it's time to do so. There are a lot of good things that could be made possible simply by owning a cred... http://www.financealley.com/article_31926_19.html 25th February 2006 When it comes to credit cards, the reward credit cards are usually much more popular because more often than not, consumers are dazzled by the concept of earning points and winning prizes for themselves just by using their credit cards. But you see, that'... http://www.financealley.com/article_30726_19.html 20th February 2006 I certainly can't blame you if you express disbelief and outright doubt when you read the words "low APR credit card". That's like an oxymoron that's never going to come true, isn't it? When did a credit card ever have low APR? But I assure you, there is ... http://www.financealley.com/article_30017_19.html 16th February 2006 Tired of reading review after review about 0% APR intro rate credit cards? Having no luck when it comes to finding an all-in-one-review about 0% APR intro rate credit cards? Confused with what you've read so far about 0% APR intro rate credit cards becaus... http://www.financealley.com/article_29667_19.html 16th February 2006 Among all types of credit cards, credit cards offering rewards or bonus points are usually the ones with the highest interest rates. But if you're not cash strapped and you've got a steady (not to mention abundant) source of income then maybe, this type o... http://www.financealley.com/article_28818_19.html 14th February 2006 When it comes to credit cards, the APR or annual percentage rates is always the ultimate source of confusion and chaos for most credit card users. If you don't have a credit card but planning on applying for one or you were just recently approved for a cr... http://www.financealley.com/article_28592_19.html 12th February 2006 Whether you own a credit card that offers reward points, a credit card with a low ongoing APR or one with a 0% APR intro rate, it helps – and pays – to act smart with your credit card usage. If and when you own a credit card, it's not just simply a matter... http://www.financealley.com/article_28357_19.html 09th February 2006 Mano y mano, which one is better do you think – a credit card with low, ongoing APR or one that offers 0% APR as an intro rate? There are so many types of credit cards that offer all sorts of promotions and rewards that it's definitely hard for a consu... http://www.financealley.com/article_28201_19.html 09th February 2006 You've finally come to that stage in life when you can afford to own a credit card, not as a supplementary cardholder but as the principal cardholder. Finally, you've earned the right to have a credit card in your own name and to be able to purchase whate... http://www.financealley.com/article_27957_19.html 09th February 2006