<?xml version="1.0" encoding="iso-8859-1"?>
<rss version="2.0">
<channel>
<title>Alan Bernstein's Articles</title>
<link>http://www.financealley.com</link>
<description></description>
<language>en-us</language>
<webMaster>editorial@financealley.com</webMaster>
<item>
<title>5 Reasons Why You Should Apply for a Cash Back Credit Card</title>
<description>The key words "cash back" appeal to everyone, especially those who are on the lookout for more reasons to use their credit cards. It is even safe to say that this would arouse the curiosity of most people to at least find out how this concept works. In fa...</description>
<link>http://www.financealley.com/article_37839_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>5 Reasons Why You Should Apply for a Low Interest Credit Card</title>
<description>Do you feel that you are paying too much on your credit card interests? Are you considering your options for lowering your credit card debt? If these are some of the questions in your mind, then you should consider getting a Low Interest Credit Card. With...</description>
<link>http://www.financealley.com/article_37802_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>Credit Cards and Marriage</title>
<description>Getting married is a wonderful thing and brings forth a whole new life together as a couple. Part of being married means working together as a team in all aspects of our lives– physically, spiritually, emotionally and also financially. Indeed, the matters...</description>
<link>http://www.financealley.com/article_37764_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>Credit Cards and Retirement</title>
<description>Going into retirement is one of the best things in your life. This is the time when you get to relax and enjoy a slower pace of life in peace. However, being able to sustain a lifestyle that is comparable to the one that you had before retirement requires...</description>
<link>http://www.financealley.com/article_37749_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>Credit Card Surfing 101 and How it Can Affect Your Credit Score</title>
<description>With the tremendous competition building up, many credit card companies have started offering introductory 0% APR credit cards. Aimed to attract new credit card applicants, no interest charges are applied to outstanding balances during the 0% APR period. ...</description>
<link>http://www.financealley.com/article_37608_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>5 Things to Know Before You Apply for a 0% APR Credit Card</title>
<description>You notice an advertisement that says, "Transfer your balance to our credit card and get 0% APR immediately!" Sounds tempting, but is there a catch behind this? It's unbelievable that credit card companies would give credit away for free without making a ...</description>
<link>http://www.financealley.com/article_37605_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>Get Approved Now: Apply for an Instant Approval Credit Card</title>
<description>Do you need a credit card for your Internet shopping experience? Have you maxed out the credit limit on one that you currently own? It's a fact of life these days that the Internet has provided us with vast shopping possibilities. All we need to do is to ...</description>
<link>http://www.financealley.com/article_37603_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>Get More Miles When You Apply for an Airline Credit Card</title>
<description>How does an airline credit card work? Well, the idea of airline credit cards was conceived when credit card companies decided to collaborate with airlines to produce better incentives to encourage consumer spending. At that time, the concept of frequent f...</description>
<link>http://www.financealley.com/article_37601_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>5 Things to Know Before You Apply for a Balance Transfer Credit Card</title>
<description>Are you swamped with too many credit cards with outstanding payment in each? One of the things you can do to solve this problem is to get a Balance Transfer Credit Card. With this type of credit card, you can practically consolidate all your outstanding b...</description>
<link>http://www.financealley.com/article_37591_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>5 Things to Know Before You Apply for a Business Credit Card</title>
<description>Many credit card companies have begun offering business credit cards to their customers. On the surface, they may seem similar to personal credit cards. However, upon further analysis, you may notice quite some benefits to using business credit cards in c...</description>
<link>http://www.financealley.com/article_37587_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>5 Things to Know Before You Apply for a Prepaid Credit Card</title>
<description>The benefits from owning and using credit cards are obvious. The shopping experience is enhanced as cash is no longer required to pay for our purchases. Internet shopping is an ease as we shop at home, just with our credit cards by our side. However, the ...</description>
<link>http://www.financealley.com/article_37584_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>High Pump Prices? Apply For a Gas Credit Card</title>
<description>Do you feel that gas prices are constantly moving upwards? Are you on the lookout for some way to reduce your gas expenses, or at least get some rebates for your expenditure?
Well, stiff competition amongst credit cards companies has encouraged collabora...</description>
<link>http://www.financealley.com/article_37583_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>How Bankruptcy can affect Your Credit History</title>
<description>You are laden with debt and experience grave difficulties in paying up. You work from dawn till dusk and hold two jobs, but your income is still inadequate to pay off your outstanding credit card balances. You feel like you are left with no choice but to ...</description>
<link>http://www.financealley.com/article_37581_76.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>How Credit Cards Are Billed</title>
<description>You have never used a credit card due to the horror stories you've heard on credit card fraud, over-billing and snowballing debt. Lately however, you have come to realize that convenience from credit cards actually outweigh the drawbacks. Still skeptical,...</description>
<link>http://www.financealley.com/article_37574_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>5 Things to Know Before You Apply for a Platinum Credit Card</title>
<description>In our current society where high regard is placed on prestige, image and personal profile, Platinum Credit Cards are often used as status symbols. This stems from that fact that these cards are only approved for high income consumers with good credit rec...</description>
<link>http://www.financealley.com/article_37559_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>5 Things to Know Before You Apply for a Student Credit Card</title>
<description>One of the more frustrating things of being a student is not having an income to qualify for a credit card. Especially at those times when you are traveling or shopping, you have no choice but to bring a wad of cash around. What's more, without a credit c...</description>
<link>http://www.financealley.com/article_37556_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>Apply for a Travel Rewards Credit Card and Travel Smarter</title>
<description>Are you a frequent traveler? If so, it is likely that you are already enrolled on a frequent flyer program with a few airlines. In this case, would you be open to an opportunity to earn airline miles at a quicker rate? Yes, there are ways you can do this ...</description>
<link>http://www.financealley.com/article_37555_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>What should you do if you are over your head in Credit Card Debt</title>
<description>It's time to fact the facts. You have overspent on your credit cards and are experiencing trouble paying for your balances. You know you need help to get out of debt or you wouldn't be reading this right now. 


Well, lucky for you, there are many step...</description>
<link>http://www.financealley.com/article_37299_19.html</link>
<pubDate>21st March 2006</pubDate>
</item>
<item>
<title>How to Get a Better Rate from Your Current Credit Card Company</title>
<description>You have just realized that your credit card company is charging you a hefty 20% interest on your charges! That is way off as compared to the 11% to 15% rates that you see online. When it comes to credit cards, a 5% difference in interest rates can mean a...</description>
<link>http://www.financealley.com/article_37114_19.html</link>
<pubDate>20th March 2006</pubDate>
</item>
<item>
<title>How to Opt Out of Credit Card Solicitations</title>
<description>Irritated by too much credit card solicitation? Been receiving too much junk mail and too many unsolicited phone calls? This is a common scenario faced by many Americans. In fact, a recent research conducted by the Federal Trade Commission indicated that ...</description>
<link>http://www.financealley.com/article_37107_19.html</link>
<pubDate>20th March 2006</pubDate>
</item>
<item>
<title>Knowing When to Apply for a Bad Credit Credit Card</title>
<description>With the stiff competition in the credit market nowadays, it is fairly easy for anyone to get a credit card, especially a bad credit credit card. However, the big question is: If your current credit rating does not look good enough to get you a regular cr...</description>
<link>http://www.financealley.com/article_37083_19.html</link>
<pubDate>20th March 2006</pubDate>
</item>
<item>
<title>How to know if you are ready for a Credit Card</title>
<description>Credit cards have brought great convenience to consumers all over the world. With credit cards, you no longer need to rely entirely on cash, or be restricted by the amount of money left in your wallet. Indeed, credit card usage have helped to boost consum...</description>
<link>http://www.financealley.com/article_37043_19.html</link>
<pubDate>20th March 2006</pubDate>
</item>
<item>
<title>Top 10 Credit Card Tips</title>
<description>The credit card has been one of the most popular inventions of this time, helping consumers acquire convenience and boosting consumer spending for the economy. However, credit cards have been exploited for the wrong reasons, and thus have become the main ...</description>
<link>http://www.financealley.com/article_37040_19.html</link>
<pubDate>20th March 2006</pubDate>
</item>
<item>
<title>How to Refinance Your Credit Card Debt with a Home Equity Loan</title>
<description>Are you burdened with a pile of credit card debt? Are you seeking options to reduce your debt? Run a search through the Internet, or seek some financial advice and you will realize that there are many ways you can achieve your objective. If you possess a ...</description>
<link>http://www.financealley.com/article_37029_19.html</link>
<pubDate>20th March 2006</pubDate>
</item>
<item>
<title>Reward Yourself when You Apply for a Rewards Credit Card</title>
<description>The stiff competition to increase their customer base has driven credit card companies to develop extremely attractive rewards programs. Indeed, consumers sign up for specific rewards credit cards due to the enticing products that can be exchanged for rew...</description>
<link>http://www.financealley.com/article_37028_19.html</link>
<pubDate>20th March 2006</pubDate>
</item>
</channel>
</rss>