http://www.financealley.com en-us editorial@financealley.com Sometimes the best laid plans can fall apart and this is when a bridging loan can be the answer. Real estate is tricky business, even for veterans of the industry. The twists and turns involved with a transaction are never ending and never the same.... http://www.financealley.com/article_196100_70.html 02nd August 2007 Audio conferencing is the extension of “three-way” calling. It is the process of setting up a conference function in a PBX or multilane telephone, or it is a service that can be offered by a provider. Audio conferencing takes telephone communicati... http://www.financealley.com/article_196095_15.html 02nd August 2007 Getting business loans may be the only way to start a new business or expand an existing one. The types of funding choices available today are almost as varied as the types of businesses. Which way you choose to go will depend on what you need, how fast... http://www.financealley.com/article_196093_70.html 02nd August 2007 It's time to check my car insurance. After hearing the horror story that some friends of mine faced after a recent accident, it was apparent that regular check ups of my policy are a must. Several months ago, a guy I knew was hit in the side of his ca... http://www.financealley.com/article_192342_66.html 26th July 2007 It seems you can never have enough money, and factoring is just one more way to meet that goal. The basic premise behind the business idea of factoring is that an owner sells his accounts receivable to get a quick influx of cash. The buyer gets the acco... http://www.financealley.com/article_192341_15.html 26th July 2007 Getting a loan usually requires proof of employment which can be a stumbling point for self employed mortgage seekers. It might be easy enough to forge a pay stub (like you actually pay yourself) or an employment history, but who’s going to take your w... http://www.financealley.com/article_192340_69.html 26th July 2007 When it was time to get car insurance for my first car there were no insurance quotes to compare; there was nothing to think about. It was my parents’ policy and they went with the company they had used for years. After getting married, there were s... http://www.financealley.com/article_192339_66.html 26th July 2007 There are a couple of mortgage protection opportunities on the market today. If you are going to invest a large chunk of your income (and your life repaying the loan) to buy a house, then you need to take some time to look at the possibilities available ... http://www.financealley.com/article_192338_69.html 26th July 2007 Money is a valuable tool in any business and invoice discounting can be one way to find that much needed capital. It is similar to factoring, in that the accounts receivable are sold to an outside company, but with invoice discounting the original owner ... http://www.financealley.com/article_192337_19.html 26th July 2007 Buying a home with no down payment, which is known as a 100% mortgage, is the only way for some people to ever purchase a home of their own. It was a program designed to help those unable to save up a 5% down payment, or any down payment for that matter.... http://www.financealley.com/article_192336_69.html 26th July 2007 Getting a bad credit loan is rarely easy or quick and it is always expensive. Because mistakes in the past that show up in the way of a bad credit rating, lenders tend to shy away from giving money to certain borrowers. A bad credit loan is usually ... http://www.financealley.com/article_192335_19.html 26th July 2007 Making a quick house sale is not just about having the perfect home in the perfect location with the right real estate agent. There are many things that the homeowner can do to make a house more enticing to buyers. 1. Always remember curb appeal. Wha... http://www.financealley.com/article_188964_33.html 24th July 2007 With the real estate market swinging in the favor of buyers, it is not as easy to make a quick property sale. With some determination, some diligence, and some cooperation with a real estate agent, it is still possible to sale fast. 1. Don’t expect ... http://www.financealley.com/article_188963_33.html 24th July 2007 There are many things buyers look at when they are searching for a new home. The key is to do as much as I can to make my property the best on the block. Here are a few of the things I do to make people want to buy my house. 1. Make the home feel inv... http://www.financealley.com/article_188962_33.html 24th July 2007 Real estate agents are having no trouble getting listings right now. If I need to sell my house during this buyers' market (when there are lots of houses and properties on sale and a limited number of buyers) there are some things I can do to make my hou... http://www.financealley.com/article_188961_33.html 24th July 2007 It may surprise some people to find out that now is a good time to get into the house buyers market. As interest rates slowly increase, the number of potential house buyers decreases. This means sellers must compete for the buyers that are out there –... http://www.financealley.com/article_188960_33.html 24th July 2007 Becoming a property buyer is still a good way to invest your money – as long as you buy wise. It takes some investment of time to research the history of the property, the direction of the community, and the growth of the population. Knowing the ... http://www.financealley.com/article_188959_33.html 24th July 2007 Many owners are looking to the new trend of sell and rent back property to save them from foreclosure. The last decade has been a recorded breaking period for interest rates. Borrowers have extended credit well beyond anything that the industry has seen... http://www.financealley.com/article_188958_33.html 24th July 2007 Cash is king – and paying cash for properties is no exception. There are many benefits to paying cash for properties. In a housing market where rates continue to creep north, having leverage is the key to getting a great price. Sellers are not on... http://www.financealley.com/article_188957_33.html 24th July 2007 Many homeowners are looking to sell and rent back their own homes. The main reason behind this trend is that they have borrowed beyond their means. They need to find a way to save their home from foreclosure, but they still want to remain in the home. ... http://www.financealley.com/article_188956_33.html 24th July 2007 The quickest way to get out from under a mortgage is to sell house for cash. A cash purchase doesn’t require all of the inspections, surveys, and appraisals that most lenders demand. It costs the seller less, and those savings can be passed on to the ... http://www.financealley.com/article_188954_33.html 24th July 2007 Unsecured loans are usually some of the most expensive loans on the market. These are loans that are secured only by the word of the borrower. But even these loans can serve a purpose under the right financial circumstances. There are some upsides to... http://www.financealley.com/article_168508_19.html 01st June 2007 Mortgage protection could be the most important investment you ever make. Not only could it protect your family incase of unfortunate circumstances, but the right kind of protection could also help in case of a job loss or other circumstances that would ... http://www.financealley.com/article_168507_19.html 01st June 2007 Getting a self employed mortgage can be a real struggle. Most lenders are looking for the security of a regular paycheck and solid employment to guarantee their loan is repaid. There are a few tricks to ensure that you have a head start when it come... http://www.financealley.com/article_167002_19.html 30th May 2007 It is possible to buy a new home without resorting to getting a mortgage loan. It is not the easiest or quickest route to take. Buying a home with cash requires years of planning, starting small, a willingness to be flexible, and patience to wait on the... http://www.financealley.com/article_167001_19.html 30th May 2007 House insurance is something that needs attention, especially with bad weather season just around the corner. Hurricanes, tornadoes, thunderstorms, and heavy rain are only some of the problems that property will come up against in the months ahead. 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A secured loan is simply one that is backed by some form of collateral... http://www.financealley.com/article_166995_19.html 30th May 2007 An endowment can be a great way to gift money or property to an institution. It stipulates that the gift be invested and the principal always remain intact. This means that the institution will have a continuous flow of funds from the interest. There... http://www.financealley.com/article_156074_19.html 06th May 2007 Every one needs to consider retirement planning when they are looking at their lives. Right now, just after tax time, if a great time to evaluate that future. There needs to be a life blueprint for what a person’s financial, physical, emotional, and e... http://www.financealley.com/article_156073_19.html 06th May 2007 Getting a mortgage can be the scariest part of buying the new home. There are so many lending options available to consumers today that it may be best to talk with a mortgage broker. 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Most personal loans are not secured with any type of property (car, home, land, etc); instead it is just the guarantee of the individual that secures the loan. This is a high ris... http://www.financealley.com/article_156068_19.html 06th May 2007 Interest rates have been slowly rising over the last few months, and the experts are predicting that the rise is not over. It is still possible to find a low interest loan. With the right credit history, the best down payment, and the right terms, you c... http://www.financealley.com/article_156066_19.html 06th May 2007 In today’s economy, a fixed rate mortgage is the best route for most people to go through. With the interest rates threatening to rise, locking in a low rate today could save you lots of money in the future. A fixed rate mortgage is usually a little... http://www.financealley.com/article_142212_19.html 29th March 2007 A Flexible mortgage is not for the weak of heart. Choosing this route can be a gamble, but it can also be a great money saving experience. When the interest rates are low, it is smart to lock into a fixed rate; one you know will never rise even when... http://www.financealley.com/article_142211_19.html 29th March 2007 There was a time when people didn’t get home loans. If you wanted to buy a piece of land you could call your own then you saved your money until you could afford it. I use to think that it was the mentality that had changed; that people had come to a ... http://www.financealley.com/article_142210_19.html 29th March 2007 Going into debt is never an easy decision, but getting a homeowner loan is probably the best debt you can have. Homes build equity – think investment more than loan. There are hundreds of varieties of loans available today. The important thing is t... http://www.financealley.com/article_142209_19.html 29th March 2007 There are several ways to get a low cost mortgage. It will take some time, some research, and some discipline, but saving money is worth it all in the end. Sometimes it is easier and less stressful to find your dream home AND get moved in than it ... http://www.financealley.com/article_142207_19.html 29th March 2007 Getting a bad credit remortgage is not always easy and it is not always the smart thing for a consumer to do. There are situations when a bad credit remortgage is the only solution to a situation. Bad credit is often the result of forgotten payments, ... http://www.financealley.com/article_129091_19.html 15th February 2007 When starting a small business, it is not uncommon to look to a business loan for the venture capital needed to get it off the ground. With it sometimes difficult to find lenders eager to make the loan, it is important to know what you will need and for ... http://www.financealley.com/article_129090_19.html 15th February 2007 Consolidation loans are all the rage. 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