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<title>Jim Kemish's Articles</title>
<link>http://www.financealley.com</link>
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<webMaster>editorial@financealley.com</webMaster>
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<title>Top Ten Credit Repair Tips</title>
<description>Starting Your Credit Repair Project

Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look good to you. Goo...</description>
<link>http://www.financealley.com/article_716783_19.html</link>
<pubDate>11th December 2008</pubDate>
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<title>The Gift of Credit Repair</title>
<description>Credit Repair Just For You

The holidays are a time of giving, and a time for reflection. If you have credit issues credit repair might be the perfect gift to give yourself. But how should you get started? You can manage your own credit repair pr...</description>
<link>http://www.financealley.com/article_712021_19.html</link>
<pubDate>04th December 2008</pubDate>
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<title>Eliminate Collections with Credit Repair</title>
<description>Say Goodbye to Collectors

Credit repair is not hard. Take the time to learn your legal rights and you will see how easy it can be. Have you ever been bothered by a collector? Are there collections on your credit report? Let’s take a look at so...</description>
<link>http://www.financealley.com/article_704642_19.html</link>
<pubDate>02nd December 2008</pubDate>
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<title>The Amazing Truth About Credit Repair</title>
<description>The Great Credit Repair Misconception

Before starting your credit repair project you must overcome a very common psychological barrier. I’m not talking about the fear of dealing with your credit report. I’ll assume that you can handle the mo...</description>
<link>http://www.financealley.com/article_700884_19.html</link>
<pubDate>01st December 2008</pubDate>
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<title>Credit Repair and Achieving Financial Security</title>
<description>Credit Repair is About Financial Health

Credit repair, in the final analysis, is about your financial health. You may start a credit repair program with concerns about the accuracy of your credit report, but in the end the real benefit of health...</description>
<link>http://www.financealley.com/article_696407_19.html</link>
<pubDate>27th November 2008</pubDate>
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<title>In Search of the True Credit Repair Professional</title>
<description>Now is the Time for Credit Repair

The quality of your credit has never been as important as it is today. Lenders have tightened their guidelines and interest rates are now determined by new Risk-Based Pricing models; the lower your credit score,...</description>
<link>http://www.financealley.com/article_691520_19.html</link>
<pubDate>22nd November 2008</pubDate>
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<title>FICO Offers Credit Repair Tips</title>
<description>Credit Repair in the News

Credit repair is more important than ever. In a recent interview with MarketWatch, a Wall Street Journal website, the Consumer Operations manager for the MyFICO division of Fair Isaac spoke out about the importance of c...</description>
<link>http://www.financealley.com/article_690183_19.html</link>
<pubDate>18th November 2008</pubDate>
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<title>Seven Quick Credit Repair Solutions</title>
<description>Fast Credit Repair

Would you like a quick credit score boost? Would you like to get your credit repair effort off to a fast start? Here are some awesome tips from one of the most respected credit repair experts around. Start your engines!

...</description>
<link>http://www.financealley.com/article_687627_19.html</link>
<pubDate>17th November 2008</pubDate>
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<title>Credit Repair and the Holiday Season</title>
<description>It’s that time of year again, and as the holiday’s approach we may find ourselves running up our credit card balances. A credit repair expert offers some seasonal advice about keeping your credit scores healthy during the holiday season.

Credit ...</description>
<link>http://www.financealley.com/article_686362_19.html</link>
<pubDate>12th November 2008</pubDate>
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<title>Credit Repair in Today’s Economy</title>
<description>Credit Repair, Now is the Time

Credit repair is more important than ever. Creditors have tightened their guidelines, effectively barring millions of Americans from borrowing money. Mortgage lenders, auto finance companies, and credit card issuer...</description>
<link>http://www.financealley.com/article_677757_19.html</link>
<pubDate>30th October 2008</pubDate>
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<title>When Credit Repair Becomes a Necessity</title>
<description>Credit Repair Causes and Cures

Credit Repair becomes a consideration in our lives when things go wrong. Some of the events that lead to credit issues are our fault, while others take us by surprise. A credit repair expert explores the events tha...</description>
<link>http://www.financealley.com/article_671394_19.html</link>
<pubDate>21st October 2008</pubDate>
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<title>Credit Repair and the Secret to Rebuilding Your Credit</title>
<description>Credit Repair Results

Credit repair can produce life changing results. The process can be quick and satisfying if you know what to do. A credit repair expert reveals powerful credit rebuilding secrets that will help you reach your goals easily....</description>
<link>http://www.financealley.com/article_662122_19.html</link>
<pubDate>13th October 2008</pubDate>
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<title>Credit Repair Truth Or Dare</title>
<description>Credit Repair and the Credit Bureaus

The credit reporting system is inherently unsound. It’s up to you to uncover the truth. A nationally recognized credit repair expert offers some astonishing information about the hidden world of the credit ...</description>
<link>http://www.financealley.com/article_660340_19.html</link>
<pubDate>08th October 2008</pubDate>
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<title>Credit Repair Quick Start Guide</title>
<description>Credit Repair Quick Start

Are you done with bad credit? Are you ready to clean up your credit reports and improve your scores? Here are some great tips from a nationally recognized credit repair expert that can give your credit repair project th...</description>
<link>http://www.financealley.com/article_654484_19.html</link>
<pubDate>01st October 2008</pubDate>
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<title>Credit Repair and Self Empowerment</title>
<description>Credit Repair Revelation
Wake up! The credit reporting industry is flawed and you may be paying the price. But you are not helpless. A credit repair expert reveals shocking facts that may spur you to action today.

Credit Repair and the FTC S...</description>
<link>http://www.financealley.com/article_650893_19.html</link>
<pubDate>29th September 2008</pubDate>
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<title>Credit Repair in a Hurry</title>
<description>Credit Repair Satisfaction

Credit repair requires patience, but there are also steps you can take to get quick and satisfying results. A credit repair expert offers some awesome tips you can use, starting right now.

Credit Repair and your ...</description>
<link>http://www.financealley.com/article_645466_19.html</link>
<pubDate>23rd September 2008</pubDate>
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<title>Credit Repair and Your New Life</title>
<description>Credit Repair and the Power to Change

Today is a good day to make a fresh start. There are a million ways to freshen up your life, organize your finances, and start getting your credit into shape. It doesn’t matter what your credit looks like ...</description>
<link>http://www.financealley.com/article_640154_19.html</link>
<pubDate>17th September 2008</pubDate>
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<title>Credit Repair Quick and Easy Tune Up</title>
<description>Credit Repair When You Need it

Do you plan to get a mortgage or a car loan anytime soon? Your credit score will determine the interest rate you pay for years to come. A recognized credit repair expert offers some powerful tips on bringing up you...</description>
<link>http://www.financealley.com/article_633955_19.html</link>
<pubDate>10th September 2008</pubDate>
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<title>A Small Credit Repair Miracle</title>
<description>A Little Bit of Credit Repair

It’s amazing how much of a difference a little bit of credit repair can make. Here is a true story about a life changing credit transformation. Do you have credit issues? Please don’t ignore your credit. A little bit o...</description>
<link>http://www.financealley.com/article_626094_19.html</link>
<pubDate>08th September 2008</pubDate>
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<title>Credit Repair and the End of Authorized User Accounts</title>
<description>Common Practice

It is a common practice for parents to give a child a credit card. It’s good for emergencies and handy for everything from summer camp to college life. It is also common for one spouse to make the other spouse an additional car...</description>
<link>http://www.financealley.com/article_619578_19.html</link>
<pubDate>04th September 2008</pubDate>
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<title>Credit Repair Professional Tips</title>
<description>Credit Repair Step by Step

There are many things you can do to build your credit and optimize your credit scores. A nationally recognized credit repair expert offers a selection of powerful and easy steps you can take to reach your credit goals....</description>
<link>http://www.financealley.com/article_617278_19.html</link>
<pubDate>03rd September 2008</pubDate>
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<title>Credit Repair: Big News about Authorized User Accounts</title>
<description>Breaking News!

Fair Isaac Corp. has announced a modification of their software which will block the credit score benefits of authorized user accounts. A nationally recognized credit repair expert discusses the news and the impact it may have on ...</description>
<link>http://www.financealley.com/article_612333_19.html</link>
<pubDate>01st September 2008</pubDate>
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<title>Credit Repair and Your Credit Scores – Common Questions</title>
<description>Your Credit Scores and Your Life

Credit scores will affect your loans, your insurance, and your ability to rent an apartment. Your credit scores may even affect your ability to get a job. A nationally recognized credit repair expert answers your...</description>
<link>http://www.financealley.com/article_608583_19.html</link>
<pubDate>24th August 2008</pubDate>
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<title>Credit Repair Tips for Everyone</title>
<description>Are You Ready?

Are you ready to get your credit repair effort in gear? There is no time like the present. Here is a collection of powerful tips from a nationally recognized credit repair expert that you can use right away.

Using Your Credi...</description>
<link>http://www.financealley.com/article_606574_19.html</link>
<pubDate>22nd August 2008</pubDate>
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<title>Credit Repair for Your Mortgage</title>
<description>Every Point Counts

Do you plan to purchase a home or refinance your mortgage anytime soon? You better make sure your credit score is as good as it can be. A leading credit repair expert offers some powerful tips on improving your credit score an...</description>
<link>http://www.financealley.com/article_600595_19.html</link>
<pubDate>16th August 2008</pubDate>
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<title>Credit Repair: How to Handle a Collector</title>
<description>Know Your Rights!

If you are contacted by a collector you should know your rights. A nationally recognized consumer advocate and credit repair expert offers some useful advice about dealing with collectors, and coming out ahead.

The Basic ...</description>
<link>http://www.financealley.com/article_595067_19.html</link>
<pubDate>12th August 2008</pubDate>
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<title>Credit Repair: How to Raise Your Credit Score</title>
<description>The Word is Out

The word is out. Unless you are independently wealthy and can pay cash for everything, your credit score will determine the cost of every dollar you borrow, and consequently, the quality of your life. A nationally recognized cred...</description>
<link>http://www.financealley.com/article_585958_19.html</link>
<pubDate>23rd July 2008</pubDate>
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<title>Credit Repair: Your Future Starts Now</title>
<description>You Have the Power!

You can achieve anything you wish. Success is a matter of focus and determination. Would you like to have perfect credit? A nationally recognized credit repair expert offers some powerful tips on achieving all of your credit ...</description>
<link>http://www.financealley.com/article_582544_19.html</link>
<pubDate>21st July 2008</pubDate>
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<title>Credit Repair, Your Budget, and Your Life</title>
<description>Bring Your Goals to Life!

Effective credit repair involves a systematic effort to clean up and reconfigure the content of your credit report. There is some work involved, and you want the results to last. A nationally recognized credit repair ex...</description>
<link>http://www.financealley.com/article_572942_19.html</link>
<pubDate>09th July 2008</pubDate>
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<title>Time for a Credit Repair Tune Up!</title>
<description>Every Point Counts!

Your credit score will determine the interest rate you pay on every dollar you borrow, from your car loan to your mortgage. Every point makes a difference! A nationally recognized credit repair expert explains how to give you...</description>
<link>http://www.financealley.com/article_568930_19.html</link>
<pubDate>03rd July 2008</pubDate>
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<title>Credit Repair Adventures: A True Story</title>
<description>The Credit Repair Journey Begins

Bob and Sue are real people. They are smart and resourceful, but several years ago they made some bad choices. Soon their credit was a mess. So they started their credit repair journey. Here are a few of their cr...</description>
<link>http://www.financealley.com/article_566138_19.html</link>
<pubDate>30th June 2008</pubDate>
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<title>How to Win the Credit Repair Game</title>
<description>Right Where You Belong

The credit bureaus are not the enemy. And the folks that created the FICO credit score model are not out to get you. In fact, if you take time to learn the rules you will find out how fun the game can be.  Here are a few m...</description>
<link>http://www.financealley.com/article_562866_19.html</link>
<pubDate>25th June 2008</pubDate>
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<title>A Step-by-Step Guide to Credit Repair</title>
<description>Do it Right!

Are you concerned about your credit? A nationally recognized credit repair expert offers a step-by-step guide to getting started with your credit repair effort, and valuable advice on avoiding some common and costly mistakes.

...</description>
<link>http://www.financealley.com/article_559128_19.html</link>
<pubDate>20th June 2008</pubDate>
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<title>Credit Repair and the Collection Puzzle</title>
<description>Collectors use both law and psychology in the practice of their craft. Many collectors operate legitimately, while others cross the line daily. Do you know your rights? A nationally recognized credit repair expert explains the correct way to deal with a c...</description>
<link>http://www.financealley.com/article_557299_19.html</link>
<pubDate>18th June 2008</pubDate>
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<title>Credit Repair and the Hidden Power of Credit Cards</title>
<description>Credit Cards Hold the Key

There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit card...</description>
<link>http://www.financealley.com/article_552620_19.html</link>
<pubDate>06th June 2008</pubDate>
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<title>Credit Repair: Exercise Your Legal Rights!</title>
<description>Take Control!

Don’t imagine that other people always play fair. Look out for yourself. Knowing your legal rights can make all the difference in the world. A nationally recognized credit repair expert explains some essential rights and remedies...</description>
<link>http://www.financealley.com/article_550349_19.html</link>
<pubDate>03rd June 2008</pubDate>
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<title>The Seven Deadly Credit Repair Sins</title>
<description>The Devil in the Details

Have you had credit issues in the past? Are you ready for better times? Credit repair can produce awesome results if done properly. But a wrong turn can leave you worse off than before. A nationally recognized credit rep...</description>
<link>http://www.financealley.com/article_547750_19.html</link>
<pubDate>27th May 2008</pubDate>
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<title>Credit Repair: Credit Score Secrets</title>
<description>Powerful Credit Repair Tips

Do you think you know how credit scores work? There is more than meets the eye. A nationally recognized credit repair expert reveals some little known and powerful tips that can improve your credit scores faster than ...</description>
<link>http://www.financealley.com/article_546974_19.html</link>
<pubDate>25th May 2008</pubDate>
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<title>Credit Repair - A Few Steps to Perfection</title>
<description>Are You Ready?

You have the power to transform your credit – regardless of what it looks like today. A nationally recognized credit repair expert outlines a powerful plan easy enough to start right now, and powerful enough to change everything...</description>
<link>http://www.financealley.com/article_543200_19.html</link>
<pubDate>21st May 2008</pubDate>
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<title>Credit Repair and the Power of Secured Credit Cards</title>
<description>Time to Rebuild!

Are you starting the process of credit repair? The most important thing you can do, aside from removing erroneous information from your report, is to be sure you have sufficient open credit in good standing. A nationally recogni...</description>
<link>http://www.financealley.com/article_537871_19.html</link>
<pubDate>15th May 2008</pubDate>
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<title>Credit Repair and Bankruptcy</title>
<description>Choices and Solutions

A period of financial hardship may leave you with unmanageable debt. If you find yourself unable to meet your monthly obligations you may be forced to consider bankruptcy. Here is a discussion of the new bankruptcy laws alo...</description>
<link>http://www.financealley.com/article_532862_19.html</link>
<pubDate>08th May 2008</pubDate>
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<title>Credit Repair and the Zen of FICO</title>
<description>What Do You Want?

How serious are you about credit repair? Some people are happy to improve their credit, others are not satisfied until they master their credit scores. If you are aspiring for credit repair perfection, then you are ready for a ...</description>
<link>http://www.financealley.com/article_528141_19.html</link>
<pubDate>01st May 2008</pubDate>
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<title>Credit Repair: Set Yourself Free</title>
<description>Time For a Change!

Are you ready for a change? Are you tired of hiding from your bills, dodging collection calls, feeling like you took a wrong turn? A nationally recognized credit repair expert offers some advice on setting yourself free.

&lt;b...</description>
<link>http://www.financealley.com/article_522942_19.html</link>
<pubDate>25th April 2008</pubDate>
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<title>Credit Repair and Your Mortgage Rate</title>
<description>Be Prepared!

Do you plan to apply for a mortgage soon? A nationally recognized credit repair expert discusses the latest change in the way the mortgage industry determines your interest rate, and what you can do about it.

Mortgage Time...</description>
<link>http://www.financealley.com/article_519792_19.html</link>
<pubDate>18th April 2008</pubDate>
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<title>Credit Repair: A New Professional</title>
<description>An Exciting Movement

There is a new approach to credit repair being taken by a select group of credit repair businesses. These businesses are redefining the industry, and you stand to benefit. A nationally recognized credit repair expert discuss...</description>
<link>http://www.financealley.com/article_517669_19.html</link>
<pubDate>16th April 2008</pubDate>
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<title>Credit Repair: The Time for Action</title>
<description>Nothing More Important

Credit repair can be a daunting task. You may have mixed feelings about past credit issues, concerns about confronting creditors, and uncertainty about the credit repair process. But taking action is essential. A nationall...</description>
<link>http://www.financealley.com/article_512982_19.html</link>
<pubDate>08th April 2008</pubDate>
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<title>Credit Repair and the Art of Finding Errors</title>
<description>Every Error Counts

Credit reporting errors can ruin your credit scores and cost you money. It is essential that you examine your reports periodically to spot these errors. But do you know what to look for?  A nationally recognized credit repair ...</description>
<link>http://www.financealley.com/article_508842_19.html</link>
<pubDate>04th April 2008</pubDate>
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<title>Credit Repair and a Lost Wallet</title>
<description>Have You Lost Your Wallet?

Have you lost your wallet? You will need to cancel your credit cards and get a new drivers license, but it may be more involved. You should take steps to protect your identity too. A nationally recognized credit repair...</description>
<link>http://www.financealley.com/article_504902_19.html</link>
<pubDate>02nd April 2008</pubDate>
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<title>Credit Repair: The Question of Inquiries</title>
<description>What's Up With Those Inquires?

What’s up with all those inquiries on your credit report? Where did they come from? Do you have to authorize them? Do they hurt your scores? Can they be removed? A nationally recognized credit repair expert answe...</description>
<link>http://www.financealley.com/article_494560_19.html</link>
<pubDate>25th March 2008</pubDate>
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<title>Credit Repair: What’s the Score?</title>
<description>So Many Scores!

Credit scores can be confusing. FICO, TrueCredit, PLUS, Beacon, and Empirica scores are all in daily use. Why are there so many scores? A nationally recognized credit repair expert explains the different scores and how they can i...</description>
<link>http://www.financealley.com/article_488377_19.html</link>
<pubDate>10th March 2008</pubDate>
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