http://www.financealley.com en-us editorial@financealley.com I’m sure many of you have, at one point or other, been on the receiving end of seemingly exorbitant premiums. Whether this is a cause of points on your licence, an unexpected loss of no claims due to collision or merely the result of buying that spe... http://www.financealley.com/article_555577_19.html 13th June 2008 Each and every year thousands of drivers take to the roads without any form of insurance. As you know car insurance is required by law and any car on the road in the UK must have a minimum of third party cover in place against it. The British police f... http://www.financealley.com/article_252103_19.html 18th January 2008 Each and every year thousands of motorists lose out on potential savings by accepting the renewal quote of their existing insurer. Shopping around and switching to a more competitive provider can save the average shopper 100’s on their premium. A sur... http://www.financealley.com/article_252101_19.html 18th January 2008 Car insurance is a topic most people dread, the mere mention of the words “car” and “insurance” in the same sentence can make people shudder at the thought of arranging another year’s cover. This really needn’t be the case – arranging yo... http://www.financealley.com/article_252098_19.html 18th January 2008 Young drivers have long been made the scape goat when it comes to pinning the blame for motorcar accidents and driving related offences on a particular group. To narrow it down further the majority of the blame is placed at the feet of young male drive... http://www.financealley.com/article_252093_19.html 18th January 2008 According to a Bank of England survey, lending was reduced in the last quarter of 2007 to UK households. This was thought to be a direct result of the continuing credit crunch crisis affecting much of the financial sector. It is expected that the situ... http://www.financealley.com/article_248003_19.html 07th January 2008 Many of you will have experienced the horrors of moving home whether it be to move in with a partner or simply buying a bigger property due to family expansion. One thing you can be sure of, whatever the reason for moving – it’s going to b... http://www.financealley.com/article_245853_33.html 14th November 2007 Saving money is something we look for in all areas of life and is especially relevant when it comes to car insurance. In fact many of us will spend hour upon hour searching for a good deal when renewal time comes round (yet again).You may be... http://www.financealley.com/article_244376_19.html 10th November 2007 Buying a house in order to sell for a profit has become quite popular thanks to the plethora of property shows on British TV. Is it really as easy as they make it seem?If you’re lucky you can make a profit on almost any property if you are ... http://www.financealley.com/article_243542_33.html 09th November 2007 You may be mistaken for thinking that the life of an insurance claims handler could be a pretty boring one. Under that dusty and rather boring exterior beats the heart of a sometimes altogether more interesting career. Joking aside, the insurance industr... http://www.financealley.com/article_200634_66.html 13th August 2007 It is important to remember when looking for a renewal on your policy that you will be assessed on how much of a risk you appear be to the insurer. With this in mind answer any questions carefully, ensuring you don’t guess at any answers as this could ... http://www.financealley.com/article_198985_66.html 08th August 2007 We all know that vegetarians tend to have a healthier lifestyle and a diet to match. But in comparison to a meat eater; what are the differences and benefits of becoming a “veggie” or simply introducing healthier food into your diet? Some recent s... http://www.financealley.com/article_198341_66.html 07th August 2007 A topic that has dominated the news of late, the widespread flooding and torrential rainstorms are still causing havoc for many even after the flood waters have receded. Many thousands of people are now left struggling to rebuild their lives, shattered b... http://www.financealley.com/article_198305_66.html 07th August 2007 We’ve all heard the horror stories of long nights spent in airport departure lounges due to delayed flights. We remind ourselves that this sort of event happens only rarely and shouldn’t cause a problem during the first hours of our holiday. Unfortu... http://www.financealley.com/article_196269_66.html 02nd August 2007 It would seem that car crime is on the decrease according to statistics released by the home office. Vehicle crime has dropped 51% since 1997, but when you consider the fact that this still equates to roughly 1.7 million vehicle thefts last year alone; w... http://www.financealley.com/article_193582_19.html 26th July 2007 Of course many of us have and will never experience flooding due to the area’s in which we choose to make our home being free from this problem. This is of little comfort to those unfortunate to live in low lying areas and on or surrounding flood plain... http://www.financealley.com/article_193580_19.html 26th July 2007 Car modification is an area I have dabbled in myself and I must confess to finding great enjoyment in it. There will always be those who see anyone who modifies their car as a “Boy” or “Girl” racer. Of course, this may be the case for some, but ... http://www.financealley.com/article_189113_66.html 24th July 2007 There has long been talk of how the colour of a car could make it more likely to be involved in a car crash. Many people avoid red cars for this very reason and with some it may be black cars. Some of this can be attributed to superstition, but how much... http://www.financealley.com/article_187843_66.html 23rd July 2007 There are many factors to consider when buying your new home. Firstly you will need to decide how much you can afford to spend. You will need to work out how much money you have set aside and how much you are able to borrow. When deciding upon this, it... http://www.financealley.com/article_187397_33.html 20th July 2007 With Britain experiencing what is reported to be the wettest summer in 200 years, just how is this affecting us as a country both financially and on a personal level? Of course the odd day of rain is nothing and can be expected during a typical British... http://www.financealley.com/article_185168_19.html 11th July 2007 There can many varying reasons for selling your home, these can include, to name but a few; upsizing, downsizing, career demands and financial matters. Whatever the reason, time will always be of the essence. Whether you find yourself part of a chain or... http://www.financealley.com/article_183850_33.html 05th July 2007 How many of you at one point or another have wished you could save money when purchasing insurance for your car? The answer most probably is all of you. Who doesn’t want to save money? It’s expensive enough to buy the car in the first place, then y... http://www.financealley.com/article_182548_19.html 03rd July 2007 Yes it’s that time of year again; Wimbledon is almost upon us and many a “keen” tennis player will be imagining themselves emulating their favourite tennis pro. The scene is set; the grass is green, the summer sun shines down warming our bodies ... http://www.financealley.com/article_180039_19.html 01st July 2007 With the impending public smoking ban looming over your heads, it may give you that nagging feeling that it may just be time to quit. Imagine being segregated to small secluded smoking areas; you’d start to feel just a little victimised. This is perha... http://www.financealley.com/article_178302_19.html 29th June 2007 In perhaps what is to be considered a worrying report by Tesco’s, it has been stated that 34% of people have never read their policy documents. In previous articles I have written on particular topics in relation to this area, such as coverage of gar... http://www.financealley.com/article_176117_19.html 18th June 2007 Many of you will have, at some point or other had difficulty finding an insurance quote. This is something that has gotten easier of late with the advent of the price comparison site. Finding an insurance policy of any shape or form used to be a time co... http://www.financealley.com/article_175218_19.html 16th June 2007 With summer almost upon us, many of us will be looking forward to enjoying trips to the beach, the countryside and many other popular British past times and destinations. The question I ask is; “just how safe are you this summer?” The majority of us... http://www.financealley.com/article_174111_19.html 15th June 2007 As a society we are fast beginning to realise that what we do has an effect on the environment around us. Upon realisation of this fact we start to wonder what we can do as our small contribution. Especially considering the carbon footprint for the aver... http://www.financealley.com/article_171927_19.html 08th June 2007 Are you one of the many people who prefer to arrange private repair of your car after an accident? In a survey carried out by Autotrader, it was revealed that increasing numbers of people are seeking such a repair rather than risk losing their no-claims ... http://www.financealley.com/article_171445_19.html 07th June 2007 The vast majority of us are law abiding citizens, who wouldn’t even begin to consider the idea of driving without insurance. We see it as a necessary evil, put in place to protect us and our fellow drivers. We may have a sly old moan from time to ti... http://www.financealley.com/article_170413_19.html 05th June 2007 You may laugh at the title of this article but in fact this is a very serious issue. “Vamoose” burglaries (whereby a burglar breaks into your house and grabs your car keys) are on the increase. Many of us retire to bed in the evening blissfully unaw... http://www.financealley.com/article_169820_19.html 05th June 2007 Hands up those of you who have at one point or other thought about driving when just that little bit tipsy. You try to justify it to yourself be saying “I’ve only had a couple, I feel fine” The reality of this is somewhat darker. Along with the co... http://www.financealley.com/article_167296_19.html 30th May 2007 I’m sure at one point or other you’ve all made or listened to jokes about driving abroad, driving round roundabouts the wrong way, etc. The reality of this can be rather more serious. It’s all very well if you’re hiring a car in the country yo... http://www.financealley.com/article_166650_19.html 30th May 2007 For the more environmentally conscious of us, those who make the effort to recycle, walk instead of use the car where we can and so on, help is at hand. You are now able to source insurance for your car that will actually help the environment. The bes... http://www.financealley.com/article_161318_19.html 21st May 2007 Motoring and insurances are always topics that receive frequent media placement and indeed the majority of us are very interested to hear the latest news in terms of any way we might be able to save money. More often than not the news is of a less favour... http://www.financealley.com/article_160846_19.html 17th May 2007 The speed camera has become almost a national institution, although some would have a rather darker view of it. Regardless of this, we are stuck with them and many people are starting to wonder if there’s any way around it. To be honest the answer to ... http://www.financealley.com/article_160118_19.html 16th May 2007 Ok, admit it, you decided to read this article because you saw “strip” in the title. In actual fact this is a serious article about health issues. If you’re still interested, please read on. As you’re most probably aware weight or rather, lac... http://www.financealley.com/article_159691_19.html 15th May 2007 It has long been the case that “acts of God” are not covered on the majority of insurance policies. Indeed after the recent earthquake in Kent, many people automatically thought this to be the case. In reality, more and more modern insurance polic... http://www.financealley.com/article_159673_19.html 15th May 2007 You may be surprised to hear the news that new cars sold in the UK are less safe than those sold in other countries in Europe. I was certainly surprised to say the least. I had always imagined that, as a fairly developed country, we would be up there wi... http://www.financealley.com/article_158262_19.html 11th May 2007 How attached are you to your ipod? Would you miss it if it were to be snatched away from you all of a sudden? This could be the situation you find yourself in if you’re not careful. Scary isn’t it! The reality of the situation is; muggings and th... http://www.financealley.com/article_157629_19.html 09th May 2007 For those of you who may have given up hope, getting a good deal on a financial product, once in your golden years is not as far from your grasp as you might imagine. The financial industry is awakening and “smelling the coffee”, as highlighted by ... http://www.financealley.com/article_157098_19.html 09th May 2007 You may think telling your insurance company a little white lie does no harm but the reality of this can be somewhat different. In a recent report carried out by Admiral it has been highlighted that in actuality you could find yourself without an insuran... http://www.financealley.com/article_155629_19.html 04th May 2007 Many of us see our garden as our pride and joy. We lavish it with hours of time and attention. We fill it with everything we can imagine and then we sit back and enjoy our little paradise. We see it as an extension to our home, especially in summer as ... http://www.financealley.com/article_155226_19.html 03rd May 2007 Recent research carried out by the Association of British Insurers, has shown that there may be as many as 2 million drivers on the road in this country without any form of insurance. “Why?” you ask, is this? The problem itself comes from the fact... http://www.financealley.com/article_154687_19.html 02nd May 2007 Recent reports suggest that if you’re a newlywed, your gifts might not be as safe as you thought. Is your shiny new stainless steel toaster (with matching kettle, of course) as protected as you’d like it to be? Picture the day; you’ve been plann... http://www.financealley.com/article_151987_19.html 26th April 2007 One in five drivers is suffering from “Green Guilt” according to research by Prudential. There appears to be a trend that those who live and/or work in the city are more sympathetic to the problem of pollution. Whereas, in direct contrast, those who... http://www.financealley.com/article_150145_19.html 20th April 2007 The British dental association released a report highlighting issues pertaining to a lack of access to an NHS dental practice for a large number of people. Indeed, many people have been forced to travel over 100 miles just to find a practice that has any... http://www.financealley.com/article_149679_19.html 19th April 2007