richard hill's Articles http://www.financealley.com en-us editorial@financealley.com Avoiding the common pitfalls of taking Financial Advice The short answer is to use an Independent Financial Advisor , investigate them thoughly and make sure you understand any product you buy . However many people are unsure exactly what is a Independent Financial Advisor or IFA so I will explain the type... http://www.financealley.com/article_168104_79.html 31st May 2007