http://www.financealley.com en-us editorial@financealley.com Britons who are on the hunt for a cheap property in the current adverse financial climate may do well to avoid Kensington and Chelsea, it has been revealed. New figures from Halifax note that while the famous London borough has long been considered a h... http://www.financealley.com/article_717718_19.html 12th December 2008 Leaving handbags on display in the car is costing British women dear, new research from Diamond has indicated. According to the specialist car insurer, more than 400,000 women have found their cars broken into by thieves targeting their handbags in the... http://www.financealley.com/article_716676_19.html 11th December 2008 As Christmas nears, struggles for everyday people are highlighted. Head of personal finance, David Kuo from money website Fool, believes that large numbers of people across the country that are simply living "from hand to mouth" will struggle to put an... http://www.financealley.com/article_687274_19.html 16th November 2008 According to AXA upwards of 20 million Brits are unable to save in the current economic climate. The insurer claims, this amount of people have had no option other than to dig into their savings since the beginning of the year, with only 1 out of every... http://www.financealley.com/article_684996_19.html 11th November 2008 As the number of unsecured loans being made available to consumers withers, many are turning to their credit cards for cash they cannot find elsewhere, uSwitch has claimed. The group state that there are fewer personal loans available now that there ha... http://www.financealley.com/article_683332_19.html 05th November 2008 According to Co-operative Insurance, many British drivers are risking themselves and others because of their 'couldn't care less' attitude to speeding. Indeed, research from the group has shown that nearly a fifth (19 per cent) of drivers admit to spee... http://www.financealley.com/article_677811_19.html 30th October 2008 With the cost of living rising and the availability of credit withering at an alarming rate, many Scots have prioritised keeping their finances protected against rising debt in the battle with the crunch. Such is the claim of Lloyds TSB, which explaine... http://www.financealley.com/article_671483_19.html 21st October 2008 With the share prices tumbling across the world, a great many people do not understand where the credit crunch came from. Edward Jones, an investment advisor claims that, a basic explanation lies with the sale of adverse loans in the US. This type of l... http://www.financealley.com/article_670553_19.html 21st October 2008 As the price of fuel has increased so dramatically over the last 12 months, more and more Brits are having to rethink their driving habits. According to the Esure research, many Brits were even thinking of selling any additional vehicles to try and red... http://www.financealley.com/article_662231_19.html 13th October 2008 With energy prices escalating steadily, consumers could knock considerable amounts off their utility bills by switching from their areas default supplier. Such is the claim of Confused, which has warned that billions of pounds is being wasted throughou... http://www.financealley.com/article_658431_19.html 07th October 2008 The Association of Finance Brokers has called upon its members to share their thoughts, after the publication of a new white paper on the future regulation of their industry. It is asking for answers on a number of regulation issues before the 20th of ... http://www.financealley.com/article_652477_19.html 30th September 2008 Britains expectation of further inflation in the next 12 months was at a series high in August, new figures from the Bank of England and GfK NOP show. When asked what they expected the rate of inflation will be in a years time, UK residents questioned ... http://www.financealley.com/article_639607_19.html 16th September 2008 Virgin Money claims that, football clubs are likely to become the latest casualties of the credit crunch. Their latest figures show that as many as 25 per cent of supporters will not be able to afford the ticket prices this year. The Football Fans Infl... http://www.financealley.com/article_634577_19.html 10th September 2008 With rising fuel costs causing financial worries for many British drivers, Saga has stated that high numbers of drivers are doing what they can to reduce fuel consumption. According to recent research carried out by the group, many are even adopting dr... http://www.financealley.com/article_633099_19.html 09th September 2008 Law-abiding motorists throughout the UK are being hit with inflated car insurance premiums because of the growing number of motorists trying to get away with driving without insurance. Such is the claim of Graeme Trudgill, the technical and corporate a... http://www.financealley.com/article_631748_19.html 09th September 2008 It is claimed that once the "spike" of inflation has past the Bank of England will be better placed to cut interest rates. A Council of Mortgage Lenders spokesperson stated that the MPC (monetary policy committee), are unable to reduce interest rates, bec... http://www.financealley.com/article_628585_19.html 08th September 2008 Just short of half a million people are having to apply for mortgages and loans more than once before being accepted, according to new research. A recent study carried out by GE Home Money Lending has shown that many consumers are applying with a number o... http://www.financealley.com/article_624591_19.html 08th September 2008 Over 50 per cent of householders were not able to arrange a capped price energy deal before the last round of price rises, according to the Motley Fool. According to research carried out by the independent financial advice site, 54 per cent of people w... http://www.financealley.com/article_616803_19.html 03rd September 2008 Rising inflation and a lack of credit has forced many Britons into a difficult economic situation, according to Legal & General. The financial services firm has announced that the number of people who are now living beyond their means has increased sig... http://www.financealley.com/article_605610_19.html 21st August 2008 Research from mform, shows more people are searching for longer term mortgage deals. Research from the group has found that more than 45 per cent of all searches made by visitors to the site were for mortgages with loan terms of five years or more. The... http://www.financealley.com/article_604203_19.html 20th August 2008 Three of the bigger UK supermarkets have reduced the cost of petrol, as a means of trying to help consumers who may be struggling with increased fuel costs, surging inflation and the credit crunch. Asda said yesterday that it would cut prices at the pu... http://www.financealley.com/article_601948_19.html 17th August 2008 A number of major players exiting from the secured loans industry in the past 12 months has highlighted the continuing effects of the credit crunch for both lenders and borrowers. In a recent report, financial advisory firm MoneyFacts explained that se... http://www.financealley.com/article_599651_19.html 15th August 2008 In spite of the recent price wars in the credit interest rates provided by some banks, far too many of them are offering little or no incentives for those who keep a positive balance in their account, according to a new report. According to MoneyExpert... http://www.financealley.com/article_562784_19.html 25th June 2008 Recent research by Sainsbury's, bank has indicated that 21 per cent of homeowners are looking to make major structural improvements to their home in the coming year. The group notes that the slowdown in the housing market may be having a marked effect ... http://www.financealley.com/article_559056_19.html 20th June 2008 The Bank of England's monetary policy committee (MPC) has decided not to change the base rate of interest for the second month running, it currently stands at five per cent. The MPC has made 6 decisions on the interest rates so far this year, 4 of whic... http://www.financealley.com/article_556099_19.html 13th June 2008 A new nationwide consumer poll from Lloyds TSB has suggested that concerns about food, fuel and energy costs are driving expectations of high inflation in the year to come. The consumer barometer identified that average expectations for inflation in th... http://www.financealley.com/article_552939_19.html 09th June 2008 Fancy additions to today's vehicles are leaving many Britons bewildered according to new research. Insurance services provider LV= claims that over a third (37 per cent) of people interviewed in a recent study admitted to not understanding the function... http://www.financealley.com/article_544293_19.html 21st May 2008 With the nation's wrists, fingers, necks and ears gleaming with jewellery, consumers have been advised to make sure that having bling does not blind them from protecting such possessions. Such is the assertion of Halifax Home Insurance in which a study... http://www.financealley.com/article_538952_19.html 15th May 2008 According to a report published by advisory service provider Saga, debt levels are one of the least commonly discussed areas of personal finance among Britons. In newly-released statistics, it was shown that just 14 per cent of people openly discuss th... http://www.financealley.com/article_534606_19.html 11th May 2008 Consumers who have numerous debts on credit cards may find that their financial situation takes a turn for the worse in the coming months as lenders tighten the screws. So claims MoneyExpert, which believes that the credit crunch is driving lenders to ... http://www.financealley.com/article_531010_19.html 08th May 2008 Britons need to be wary of the impact that energy price rises can have on their finances, it has been stated. According to TheEnergyShop, the increases actioned by the country's six major gas and electricity providers - British Gas, npower, Scottish an... http://www.financealley.com/article_518338_19.html 16th April 2008 Despite earning more money than the national average those with high incomes are developing financial difficulties, new research shows. A study carried out by Axa reveals that about three-quarters (72 per cent) of Britons earning at least 30,000 pounds... http://www.financealley.com/article_513183_19.html 09th April 2008 Cash transactions now account for only 29 per cent of all spending that takes place around the UK, according to a new report assessing the way the nation pays. The typical Briton carries close to 33 pounds on his or her person at any given time but alm... http://www.financealley.com/article_508743_19.html 04th April 2008 Young people have numerous life targets they wish to meet, new figures reveal. In a study carried out by Alliance & Leicester as part of its Moving Improving research, taking their initial steps on the housing ladder is one of the main life goals those... http://www.financealley.com/article_506872_19.html 03rd April 2008 Britons are wasting billions of pounds in unnecessary tax payments, a new set of research shows. In the latest TaxAction study carried out by Unbiased it was revealed that over the course of this year a total of 9.3 billion pounds will be frittered awa... http://www.financealley.com/article_503649_19.html 02nd April 2008 While the temptation is likely to be growing for many budding DIY enthusiasts to take on a project over the weekend, one insurance company is warning them against biting off more than they can chew. According to Saga, one in 20 people in the UK have at... http://www.financealley.com/article_500983_19.html 31st March 2008 More than half of women could be placing themselves under unnecessary monetary pressures, new research shows. In a study carried out by the Co-operative Bank it was revealed that two-thirds (66 per cent) of British females have not taken the time to in... http://www.financealley.com/article_499041_19.html 28th March 2008 Those Britons who are paying for their energy through a prepayment scheme are losing out on millions of pounds, according to findings by a price comparison website. In a study carried out by moneysupermarket, it was revealed that the typical person mee... http://www.financealley.com/article_494828_19.html 25th March 2008 Mortgage lending has fallen, new research shows. In figures released by the Council of Mortgage Lenders (CML), it was revealed that some 50,300 loans for the purposes of purchasing a house were taken out over the course of January. Such borrowing was i... http://www.financealley.com/article_494574_19.html 25th March 2008 A significant number of Britons are worried about the country's economic prospects, new research shows. In the Cracking the Credit Crunch: Recession Veterans vs Recession Virgins study by Fool, it was revealed that 17 per cent of people believe Britain... http://www.financealley.com/article_489284_19.html 11th March 2008 The impact of last week's earthquake could affect more than homeowners' properties, it has been suggested. Following the tremor which affected many parts of England and Wales, consumers may find that the natural occurrence will see them having to dig d... http://www.financealley.com/article_487910_19.html 10th March 2008 Taking out a bridging loan can be of financial assistance to many consumers, an industry expert has stated. According to Lee Tillcock, editor of Business Moneyfacts, such a loan may be able to provide valuable help with money to people who are currentl... http://www.financealley.com/article_482308_19.html 26th February 2008 Motorists are willing to splash out the cash when it comes to upgrading their car, new research shows. A study carried out by Halifax indicates that about one in ten (nine per cent) drivers would like to get a new sound system for their vehicle, while ... http://www.financealley.com/article_482095_19.html 26th February 2008 More than one million Britons have taken out a personal loan without the knowledge of their partners or family members, new research shows. In a study carried out by Abbey Loans, it was revealed that some 1.35 million UK personal loan borrowers have ta... http://www.financealley.com/article_465143_19.html 31st January 2008 Those consumers struggling with their finances following the festive period should look to switch to more competitive deals, it has been suggested. According to Moneyfacts, now is the ideal time for the thousands of people who are now facing up to the ... http://www.financealley.com/article_464527_19.html 31st January 2008 Millions of Britons could find themselves coming under financial pressure in later life, new research indicates. In a study carried out by Baring Asset Management, it was revealed that just less than a quarter (9.03 million) of all adults are yet to be... http://www.financealley.com/article_461086_19.html 24th January 2008 Britons are spending billions of pounds on holidays, a new study shows. According to figures by Alliance & Leicester Personal Loans, holidaymakers spend a total of 34.4 billion pounds on holidays every year. It was also revealed that some 23.3 billion ... http://www.financealley.com/article_459549_19.html 24th January 2008 Young people feel that they are under intense financial strain, a new study shows. According to research carried out by Gumtree, four out of ten Britons between the ages of 18 and 30 claimed that they are worried about their monetary situation and beli... http://www.financealley.com/article_458089_19.html 22nd January 2008 According to an industry expert, the number of people looking for help with their finances will increase in the first two months of 2008. According to Heather Choudhary, a specialist debt adviser for the Bradford branch of Citizens Advice, the weeks fo... http://www.financealley.com/article_254567_19.html 20th January 2008 Millions of Britons are under financial pressure, new research indicates. In a study carried out by MoneyExpert, some 6.9 million bills have not been paid since June last year. Overall, council tax is the most likely household bill to have been missed ... http://www.financealley.com/article_253094_19.html 19th January 2008