http://www.financealley.com en-us editorial@financealley.com Liquidation is basically the process of turning a company’s hard assets such as buildings, furniture, patents, and copyrights into cash. This process is done so that the company can use the cash to either pay off existing debt or to reap a personal bene... http://www.financealley.com/article_209284_76.html 30th August 2007 Today there are many people dealing with financial struggles. For this reason there are many options that are available to you that can help you deal with these stressful issues. Liquidation is one such option that is the process of turning a company’s ... http://www.financealley.com/article_209283_76.html 30th August 2007 A bankruptcy is one of the worst experiences any person can go through. Most likely there have already been terrible things happen to cause the bankruptcy. On top of dealing with the first tragedy there is even more stress and sleepless nights with fore... http://www.financealley.com/article_208471_76.html 29th August 2007 Should married couples be in business together? So you recently got married, or you’ve been married for a while. One day you turn about and look at each other and decide that building a business together would make your lives better. If you haven�... http://www.financealley.com/article_208457_76.html 29th August 2007 The first order of business...eliminate the problem that led you to file in the first place. Unlike the government—who can print more money when they get in a bind—we don't have that luxury to get out of our dilemma. This first step to bankruptcy r... http://www.financealley.com/article_204031_76.html 21st August 2007 How to recover from bankruptcy if filed? How to improve credit score once declared bankrupt? The first thing to do is avoid bankruptcy as much as possible. “Bankruptcy is the best option solution to become debt free” Many people think but sorr... http://www.financealley.com/article_203679_76.html 20th August 2007 Many people wonder how to recover after a bankruptcy. This article will outline the information and steps needed to improve your credit score once bankruptcy is filed. There are many things that can be done today to help your credit score of tomorrow. Th... http://www.financealley.com/article_200194_76.html 10th August 2007 Many who file for bankruptcy use home equity in their settlement arrangement. Bankruptcy does not remove any liens on a home such as a mortgage. But if there is more home equity built up than is required to cover the loan, it is an asset that can be tappe... http://www.financealley.com/article_198105_76.html 07th August 2007 After the crisis of bad credit and filing for bankruptcy, perhaps you may feel intimidated of starting up new transactions. For instance, you may feel disheartened about purchasing a new home because of your bad credit history. However, even if you have a... http://www.financealley.com/article_191372_76.html 25th July 2007 While no one wants to find themselves contemplating bankruptcy, sometimes factors beyond our control make it seem unavoidable. However, there are actually several options other than filing for bankruptcy. Bankruptcy is a huge, drastic step, and should onl... http://www.financealley.com/article_191327_76.html 25th July 2007 When you are in serious debt and looking for help the last thing you want or need is to spend your time chasing people for help. Since you probably want to speak to someone privately without your colleagues hearing what you have to say, it is importan... http://www.financealley.com/article_167200_76.html 30th May 2007 The way in which personal debt is escalating in the UK is a cause for concern. In 2006 the Citizens Advice Bureau reported that the average total household debt was £13,153, an increase of as much as 30% in the last three years*, and early figures for 20... http://www.financealley.com/article_167198_76.html 30th May 2007 All too often when you first get into debt you start off unable to believe that it is really happening to you. You can’t understand how you could have got into this situation and there’s a real temptation to hide away and hope that your problems will ... http://www.financealley.com/article_167195_76.html 30th May 2007 Much has been posted on blogs, forums and message boards on the subject of IVA fees. These threads suggest that there is a lot of confusion on the matter and that this is discouraging some people who might benefit from IVAs from finding out more. This ... http://www.financealley.com/article_167193_76.html 30th May 2007 What you are about to read may stop you making the biggest mistake of your financial life. In today's debt ridden society many people are in severe financial difficulties, often for reasons outside their control. Bankruptcy for many, is the last step i... http://www.financealley.com/article_40337_76.html 01st April 2006 You are laden with debt and experience grave difficulties in paying up. You work from dawn till dusk and hold two jobs, but your income is still inadequate to pay off your outstanding credit card balances. You feel like you are left with no choice but to ... http://www.financealley.com/article_37581_76.html 21st March 2006 Bankruptcy � the word itself is enough to send shivers down your financial spine. But in a world where perfection is all, and the visual expression of that perfection comes in the amount of possessions we can amass, bankruptcy is becoming an option for mo... http://www.financealley.com/article_37251_76.html 20th March 2006 If your debts have become so large and unmanageable that you feel like you're in over your head, you might be tempted to file for one of the three types of bankruptcies available to individuals and business owners in the United States. After all, that wou... http://www.financealley.com/article_33968_76.html 07th March 2006 Bankruptcy versus IVA : FREQUENTLY ASKED QUESTIONS Q: What is an Individual Voluntary Arrangement 'IVA'? A: An IVA is a legally binding contract between yourself and your creditors, which will generally last for 5 years. You will put forward an of... http://www.financealley.com/article_32914_76.html 05th March 2006 Many consumers are understandably reluctant to admit, even to themselves, that they are burdened with more debt than they can handle. However, if you find yourself in such a situation, or if you know someone in such a situation, it is important to get th... http://www.financealley.com/article_32736_76.html 05th March 2006 Bankruptcy is a legal term that all of us have heard over and over again. We usually think that a person has become poor when they are bankrupt however that is usually not even close to the case. We have this pre-conceived notion that in order for us to b... http://www.financealley.com/article_32686_76.html 05th March 2006 Accidents and prolonged sickness can be a drain both emotionally as well as financially. Sometimes money crunch is caused by the inability to hold a job, or when the medical bills escalate and it becomes increasingly difficult to balance expenses. Fur... http://www.financealley.com/article_32667_76.html 05th March 2006 Let's begin your life after bankruptcy�now! Ok, so you just received your discharge papers from the bankruptcy court. Now what? Are you going to go into the corner and hide? Or are you going to see this situation as the most liberating opportunity y... http://www.financealley.com/article_32615_76.html 05th March 2006