Dan Lewis's Articles

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Article
Understanding Mortgage Servicers
Check Your Credit Before Applying for a Mortgage
Using Home Equity Lines of Credit as Bridge Loans
Close Credit Cards Before Applying for a Mortgage?
Mortgage Affordability
Don’t Go Crazy With Your Home Equity
Making the Refinance Decision
Using Retirement Savings for Your Down Payment
Refinancing to Pay Off Credit Cards
Getting Cash Out of a Home through Refinancing
The 2 Percent Rule and Deciding to Refinance
Picking a Mortgage Broker
Avoiding the 125 Percent Home Equity Line of Credit
Using The Equity in Your Home
The 15-Year Mortgage Strategy
Who is Lending Money For Home Purchases?
Getting A Mortgage with Horrific Credit
Should You Bite on a 50-Year Mortgage?
Interviewing Prospective Mortgage Companies
Understanding Jumbo Mortgages
A Quick Guide to Stated Income Financing
Self-Employed Mortgage Solution – No Doc Loans
Reason To Avoid Short Term Mortgages
Should You Apply for a Short Term Mortgage?
Locking in Your Mortgage Interest Rate
Things To Discuss With A Mortgage Lender Rep
Get the Seller to Help with Your Mortgage
Getting Around Private Mortgage Insurance Problems
A Quick Guide to Convertible Mortgage Loans
Cutting Mortgage Payments By Buying Down
The 2007 Mortgage Market
Mortgage Relief, Short Sales and Taxes
Guide to Common FHA Mortgage Programs
Self Employed Mortgage Issue – Lots of Assets, Little Income
Welcome To The World of B Paper Mortgage Financing
Getting Your Parents Help With Financing A Home
Ask The Home Seller For Help With Your Financing
Coming Up With Cash for Your Down Payment
Getting Approved for a Loan – Preparation is the Key
Mortgage Brokers Take The Hassle Out of Applying
Be Careful When Squeezing into a Mortgage
Things to Consider When Choosing an Adjustable Mortgage
Choosing A Mortgage Broker
Does Using A Mortgage Broker Cost You Money?
What Is A Home Loan Broker?
When Is A Great Mortgage Offer Not So Great?
To Conform or Not Conform With Mortgages
Underwriting and the World of Home Loans
How The Mortgage Process Can Go Bad
Understanding Loan to Value Calculations as Part of Your Mortgage
Factors Considered By A Lender When Evaluating Your Loan
Home Loans and Government Websites
Prepaying Your Mortgage – The Pros and Cons
Loan Prequalification – A Potential Trap
Down Payment Gifts
First Time Buyers Program - Down Payment
Housing Down Payment Assistance – HUD
American Dream Down Payment Initiative
Zero Down Payment Mortgage Loans
What Is A Down Payment For A House
Benefits to Homeownership Outweigh Risks
The Decision to Rent or Buy A Home
When To Start Seeking A Mortgage For A New Purchase
Will Your Bank Give You The Best Mortgage?
Second Homes and Mortgages
The Down Payment and Mortgage Relationship
Issues To Consider When Refinancing a Mortgage
Getting a Mortgage for Your Dream Home
Mortgage Debt Has Advantages – Tax Advantages
Locking In The Interest Rate On Your Mortgage
Build Equity By Choosing The Right Mortgage
Getting A Mortgage – From Beginning to End
Understanding the Credit Score and Mortgage Relationship
Home Loans – Factors Used To Determine Your Credit Score
Down Payment Scams – The IRS is Hunting
Home Equity Lines of Credit – Be Careful
Tips For Saving Money on Your Home Loan
Advantages of VA Loans over Conventional Loans
The Basics of VA Loans
30 Year vs. 15 Year Mortgages
Reasons to Refinance Your Home
Using Points To Cut Your Interest Rate
Understanding Prepayment Penalties on Home Loans
Reverse Mortgages and Government Benefits
Budget for Closing Costs – Loan Origination Fees and PMI
Budget for Closing Costs – Home Inspection and Title Fees
Budget for Closing Costs – Prepaid Loan Interest and Home Insurance Premiums
Budget for Closing Costs – Property Taxes, Legal Fees and Such
Adjustable Rate Mortgages – Talking About Interest Rate Caps
Mortgage Factors: Loan to Value
Home Loans and Negative Amortization
Repaying Your Mortgage Home Loans – The Basics
Commercial Real Estate – Hard, Hard, Hard Money Loans
An Overview of the Mortgage Process
Fannie Mae – Supporting Homeownership Through Mortgages
Ben Bernanke – Replacing Alan Greenspan
FHA Mortgages - Federal Housing Administration
Understanding Mortgage-Backed Securities
Figuring Out Whether You Can Afford That Home
Getting Pre-Approved for a Mortgage Makes Buying Easy
Federal Reserve Bank – Controlling Mortgage Interest Rates
Alan Greenspan – A Retrospective
Subprime Mortgages – Information
Mortgage Brokers
Mortgage Brokers – The Nuts and Bolts
Balloon Home Loans – Be Careful
Mortgage Refinancing Tips
Mortgages – Points and Interest Rates Go Hand in Hand
Adjustable Rate Mortgages and Negative Amortization
Renting – Making Other People Rich
Down Payments – Get Creative
Home Loan Basics
Picking A Home Loan – Short Term
Adjustable Rate Mortgages – Determining Rates
Reverse Mortgages – Funding Retirement
Adjustable Rate Mortgages – Interest Rate Strategy
Credit Repair – From C to A Paper
Home Improvement Loans
Mortgage Loan – Understanding FICO Scores
Types of Mortgage Loans – The Basics
Mortgage Loan Options – Going Exotic
Mortgages - Don't Get Pounded By Prepayment Penalties
Bridge Loans – From One Home to the Next
Honey, I Shrunk The Mortgage Interest Deduction – Plan 1
Honey, I Eliminated The Mortgage Interest Deduction – Plan 2
Tax Reform – Limit of Mortgage Tax Deduction
ARM – Adjustable Rate Mortgages
Commercial Real Estate Definitions - From A to N
Commercial Real Estate Definitions - From O to Z
Modular Homes - Affordable Housing
Selling Your Home - Don't Be A Victim
Mortgage Borrowing Tip – Length of Loan
Mortgage Terms and Definitions
Real Estate Boom To End? – No!
Home Loan Pre-Qualification vs. Pre-Approval
PMI – Private Mortgage Insurance
Understanding Credit Scores and Repairs
Mortgage Qualification Problems – Low Appraisals
Mortgage Qualification Problems – Not Enough Income